Bofa Secured Card ??

[NiNoMArksLA]

Hello I Had My Secured Bofa Card With $300 Limt And Its Been 1 Year And 5 Months And Never UnSecured It I Carry a Balance On It Like $200-250 And Missed 1 Payment Only Couple Days Tho And They Said You Gotta Have 6 Months Of Good Payments And I Was Thinking Should I Close It Out?

[enharu]

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@NiNoMArksLA wrote:

Hello I Had My Secured Bofa Card With $300 Limt And Its Been 1 Year And 5 Months And Never UnSecured It I Carry a Balance On It Like $200-250 And Missed 1 Payment Only Couple Days Tho And They Said You Gotta Have 6 Months Of Good Payments And I Was Thinking Should I Close It Out?

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I would say just keep maintaining a good payment history with them.

BofA is one of the most generous lenders when it comes to unsecuring secured cards.

[09Lexie]

Agree with enharu

[lg8302ch]

yeh..keep it. with good payment history BofA will show you some love  BofA are my favorite cards 

[HiLine]

I would get those 6 months of good payments, pay the balance off, then request graduation. You have one of the best secured credit cards ever. Don't let it go until it graduates. Oh, and don't forget to add the Cash rewards package if you haven't already.