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Valued Contributor
Posts: 1,987
Registered: ‎06-25-2012
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Bofa cash rewards to Bofa privileges cash rewards

i just called to see if i could get my card converted to the privileges and they said no. that card can only be obtain by applying for it. i really want the card. is it possible to app and if im denied i can ask them to move CLs to open it.

Amex BCE (2500) / Amex SPG (4000) / Amex GoldPR / Merrill+ Visa siggy (5000) / BofA Amex (6000) / Bofa cash rewards (5000) / BofA Privileges Cash Rewards (5000) / Citi Forward (4400) / Citi DP (2000) / Chase Freedom (4000) / Chase CSP (5000) / Chase Hyatt (5000) / Discover IT (1700) / FNBO AMEX (3600) / NFCU cashRewards Visa signature (15000) / NFCU Flagship Visa signature (12500) / NFCU Navcheck (5000) / Nordstrom (500) / MetroCU Visa Elite (5000) / Walmart (4500) / Kays Jewerels (6600) / Kohls (300) / Macys Platinum (2500) / DCU platinum Visa (17500) / Citizens bank cash back (1100) / Bill Me Later (1631) / PayPal Smart connect (2200) / BestBuy store card (2000)
Valued Contributor
Posts: 1,987
Registered: ‎06-25-2012
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Re: Bofa cash rewards to Bofa privileges cash rewards

well it seems now this privilege rewards is a new version and one of the requirements is to have 50k in savings or checkings lol thats the only way to get it now...

Amex BCE (2500) / Amex SPG (4000) / Amex GoldPR / Merrill+ Visa siggy (5000) / BofA Amex (6000) / Bofa cash rewards (5000) / BofA Privileges Cash Rewards (5000) / Citi Forward (4400) / Citi DP (2000) / Chase Freedom (4000) / Chase CSP (5000) / Chase Hyatt (5000) / Discover IT (1700) / FNBO AMEX (3600) / NFCU cashRewards Visa signature (15000) / NFCU Flagship Visa signature (12500) / NFCU Navcheck (5000) / Nordstrom (500) / MetroCU Visa Elite (5000) / Walmart (4500) / Kays Jewerels (6600) / Kohls (300) / Macys Platinum (2500) / DCU platinum Visa (17500) / Citizens bank cash back (1100) / Bill Me Later (1631) / PayPal Smart connect (2200) / BestBuy store card (2000)
Senior Contributor
Posts: 4,583
Registered: ‎12-11-2011
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Re: Bofa cash rewards to Bofa privileges cash rewards

There is no requirement that you have 50k with them, but if you dont, you need to pay the $75 AF
;
Valued Contributor
Posts: 1,400
Registered: ‎08-30-2011
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Re: Bofa cash rewards to Bofa privileges cash rewards

[ Edited ]

jsickz32 wrote:

i just called to see if i could get my card converted to the privileges and they said no. that card can only be obtain by applying for it. i really want the card. is it possible to app and if im denied i can ask them to move CLs to open it.


I did the same thing a while back, tried PC from Cash Rewards to the Privileges card, got the same response, that one had to apply for it.   The CSR also told me they had more stringent rules for it, and that one had to have a banking relationship with BofA.  I don't now, but formerly had a mortgage with them.  I asked if that counted, they said "no".   There was no mention of just paying the AF with an approval on an app/HP. 

Diners Club Premier MasterCard $50K / AMEX Gold NPSL / AMEX Zync NPSL / AMEX Blue Cash Preferred $14K / Bank of America Cash Rewards Signature Visa $15K / Merrill Lynch Plus Signature Visa $15K / Wells Fargo Propel 365 $15K / Chase Sapphire Preferred Signature Visa $10K / J P Morgan Select Signature Visa $10K / Chase Slate Visa $6K / CITI Diamond Preferred MasterCard $13.2K / Discover IT $10.5K / IberiaBank Select Visa $8K / 1st Command Bank Platinum Visa $7.5K // Home Depot $9.7K / Lowes $10K

EX = 818 EQ = 822 TU = 830 - 01/2015
Valued Contributor
Posts: 1,987
Registered: ‎06-25-2012
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Re: Bofa cash rewards to Bofa privileges cash rewards

So i called again and this time i was told the $50k is to get the AF waived (i knew this) and not to apply for the card. The CA said that he sees ive called about this before and "invited" me to apply but i told him that ive had too many new accounts opened in the last 12 months and he told me that because im a BofA banking costumer those wont affect me as much.
I was also told that upon approval im gonna be given a option to close my regular cash rewards or keep it open. So if im denied they can offer to close my card to open the privileges cash rewards. I really wanna apply now.
Amex BCE (2500) / Amex SPG (4000) / Amex GoldPR / Merrill+ Visa siggy (5000) / BofA Amex (6000) / Bofa cash rewards (5000) / BofA Privileges Cash Rewards (5000) / Citi Forward (4400) / Citi DP (2000) / Chase Freedom (4000) / Chase CSP (5000) / Chase Hyatt (5000) / Discover IT (1700) / FNBO AMEX (3600) / NFCU cashRewards Visa signature (15000) / NFCU Flagship Visa signature (12500) / NFCU Navcheck (5000) / Nordstrom (500) / MetroCU Visa Elite (5000) / Walmart (4500) / Kays Jewerels (6600) / Kohls (300) / Macys Platinum (2500) / DCU platinum Visa (17500) / Citizens bank cash back (1100) / Bill Me Later (1631) / PayPal Smart connect (2200) / BestBuy store card (2000)
Valued Contributor
Posts: 1,987
Registered: ‎06-25-2012
0

Re: Bofa cash rewards to Bofa privileges cash rewards

So i apped and got the 30 days message. I called CSR and was told they couldnt give me a response yet because my application was gonna be review and to call back in 2 weeks or wait for them to call me. At least i wasnt instantly denied...
Amex BCE (2500) / Amex SPG (4000) / Amex GoldPR / Merrill+ Visa siggy (5000) / BofA Amex (6000) / Bofa cash rewards (5000) / BofA Privileges Cash Rewards (5000) / Citi Forward (4400) / Citi DP (2000) / Chase Freedom (4000) / Chase CSP (5000) / Chase Hyatt (5000) / Discover IT (1700) / FNBO AMEX (3600) / NFCU cashRewards Visa signature (15000) / NFCU Flagship Visa signature (12500) / NFCU Navcheck (5000) / Nordstrom (500) / MetroCU Visa Elite (5000) / Walmart (4500) / Kays Jewerels (6600) / Kohls (300) / Macys Platinum (2500) / DCU platinum Visa (17500) / Citizens bank cash back (1100) / Bill Me Later (1631) / PayPal Smart connect (2200) / BestBuy store card (2000)
Established Contributor
Posts: 761
Registered: ‎10-16-2007
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Re: Bofa cash rewards to Bofa privileges cash rewards

pulling for you to get it!

NFCU Cash Rewards Siggy $22k, NFCU Flagship Rewards Siggy $22K, NFCU Platinum MC $20K, USAA Amex Rewards $6k, USAA World Mastercard Rewards $6k, NFCU Navcheck $15k

Other Cards - Citibank AAdvantage, Chase Slate, Barclays Rewards,


IN THE GARDEN UNTIL APRIL 2014

NFCU FAN CLUB MEMBER #1









Chase Star Card
NFCU FAN CLUB FAN#1
Established Contributor
Posts: 599
Registered: ‎03-10-2012
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Re: Bofa cash rewards to Bofa privileges cash rewards

i hope it works it out for you. I haven't heard of anyone without the big deposits being able to get the card though recently. I'm not sure why they put the app on the main website if it's only open to people that are part of the privileges program(you need the 50k deposit balance to get in that). I thought that was the point of the annual fee-why have the fee there if the qualification to get the card in the first place is the same qualification needed to get the annual fee waived?

 

I have a feeling theyre gonna review your app t and say you can't have the card because you aren't part of the priveleges program or whatever. Hope i'm wrong though.

EQ-736(08/14) TU-752(09/14)
Newest to Oldest
Barc Sallie Mae 6K | Citi TY Pref 4.5K | US Bank Cash+ 10K | Chase Freedom 11.7K | Disc It 10.5K | Amazon Store 2.5K | BOA Cash Rewards 10.5K |

Closed Cards: 4 Oldest: 3yrs AAOA: 2yrs
Valued Contributor
Posts: 1,987
Registered: ‎06-25-2012
0

Re: Bofa cash rewards to Bofa privileges cash rewards

I called 3 times, asked on onlinechat 3 times and talk to 2 CA and they all told me that no i dont need the 50k to app. I have never been approved for one of their cards instantly, i always got the 30 days message and they would call me couple days later and approve me after asking some questions about why i wanted the card.
Amex BCE (2500) / Amex SPG (4000) / Amex GoldPR / Merrill+ Visa siggy (5000) / BofA Amex (6000) / Bofa cash rewards (5000) / BofA Privileges Cash Rewards (5000) / Citi Forward (4400) / Citi DP (2000) / Chase Freedom (4000) / Chase CSP (5000) / Chase Hyatt (5000) / Discover IT (1700) / FNBO AMEX (3600) / NFCU cashRewards Visa signature (15000) / NFCU Flagship Visa signature (12500) / NFCU Navcheck (5000) / Nordstrom (500) / MetroCU Visa Elite (5000) / Walmart (4500) / Kays Jewerels (6600) / Kohls (300) / Macys Platinum (2500) / DCU platinum Visa (17500) / Citizens bank cash back (1100) / Bill Me Later (1631) / PayPal Smart connect (2200) / BestBuy store card (2000)
Valued Contributor
Posts: 1,987
Registered: ‎06-25-2012
0

Re: Bofa cash rewards to Bofa privileges cash rewards

Also if they denied me because of the 50k ill tell them that i was told multiple times that the 50k is only to get the AF waived and not a requirement to be approved. I just want the card cuz has the chip and looks better than the regular one...

My auncle has the card with a CL of 9k and he only has savings with them and he was pre approved for it when opening the savings account. He opened the the savings with 5k and he says he doesnt have 50k with them.
Amex BCE (2500) / Amex SPG (4000) / Amex GoldPR / Merrill+ Visa siggy (5000) / BofA Amex (6000) / Bofa cash rewards (5000) / BofA Privileges Cash Rewards (5000) / Citi Forward (4400) / Citi DP (2000) / Chase Freedom (4000) / Chase CSP (5000) / Chase Hyatt (5000) / Discover IT (1700) / FNBO AMEX (3600) / NFCU cashRewards Visa signature (15000) / NFCU Flagship Visa signature (12500) / NFCU Navcheck (5000) / Nordstrom (500) / MetroCU Visa Elite (5000) / Walmart (4500) / Kays Jewerels (6600) / Kohls (300) / Macys Platinum (2500) / DCU platinum Visa (17500) / Citizens bank cash back (1100) / Bill Me Later (1631) / PayPal Smart connect (2200) / BestBuy store card (2000)

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