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Regular Contributor
Carlile92
Posts: 194
Registered: ‎11-17-2011
0

Bofa softing me already

I just got a card with them and they are already softing me on ex I'm not worried because my Report will only get better so I hope for cli and due that I have my checking account with them I'm hoping I can get frequent cli
Discover more(1000) cl my heavy use and pif card-----Kay/Jared's jewlers 1300 cl on each-----Amazon card 400 cl-----Walmart 900 cl----Cap one no hassle cash rewards 500 cl stingy bums ----Barclay apple card 1000 cl----chevron gas card 500cl----Bofa cash rewards 600 cl---carnival 500 cl care credit--1000cl--penfed PLOC-500 Oldnavy store card 1000 cl
Super Contributor
CS800
Posts: 6,552
Registered: ‎04-07-2008
0

Re: Bofa softing me already


Carlile92 wrote:
I just got a card with them and they are already softing me on ex I'm not worried because my Report will only get better so I hope for cli and due that I have my checking account with them I'm hoping I can get frequent cli

The initial soft is the paranoia from card companies. They want to make sure that youre still good with your other creditors.




Senior Contributor
Open123
Posts: 4,219
Registered: ‎02-23-2011
0

Re: Bofa softing me already


CS800 wrote:

Carlile92 wrote:
I just got a card with them and they are already softing me on ex I'm not worried because my Report will only get better so I hope for cli and due that I have my checking account with them I'm hoping I can get frequent cli

The initial soft is the paranoia from card companies. They want to make sure that youre still good with your other creditors.


Too true!

 

With just about every new card I've gotten--especially during the rebuilding years--has softed me twice a month for 6 months.  Afterwards, they hardly soft you at all, other than to scan you for promos if you aren't opted out.


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