Bonus points for spending

washington12 · ‎10-18-2016

Is it true that amex will only let you get one sign up offer for each card ever?

Starting Score: 539eq 482tu 509ex
Current Score: 539eq 482tu 509ex
Goal Score: 650eq 650tu 650ex

Take the myFICO Fitness Challenge

NRB525 · ‎10-18-2016

Yes, however my opinion is that it may depend on when you got the first sign up bonus.

If that bonus was prior to this rule being rolled out, there might be a possibility to get another bonus. For example, if you got a PRG bonus in 2012, and cancelled the card in 2013, it might be possible to get a bonus in 2016. If you got the PRG in 2016, cancelled in 2017, seems most likely that you would not get another bonus in 2020.

There is also the possibility of smaller "upgrade" bonuses being offered. Open a Delta Platinum card for the bonus, close it. Open a Delta Gold card for the bonus. After a time, AMEX likely will offer you an "Upgrade bonus" for taking on the higher AF of the Delta Platinum again, a simple PC from the Delta Gold to Delta Platinum for 15,000 miles after $1k spend. I just recently went through this, after getting a Delta Platinum bonus in 2014 and closing it the same year.

High Bal Jan 2009 $116k on $146k limits 80% Util.
Oct 2014 $46k on $127k 36% util EQ 722 TU 727 EX 727
April 2018 $18k on $344k 5% util EQ 806 TU 810 EX 812
Jan 2019 $7.6k on $360k EQ 832 TU 839 EX 831
March 2021 $33k on $312k EQ 796 TU 798 EX 801
May 2021 Paid all Installments and Mortgages, one new Mortgage EQ 761 TY 774 EX 777
April 2022 EQ=811 TU=807 EX=805 - TU VS 3.0 765

washington12 · ‎10-18-2016

Ok that cleared my question up, guessing better make sure the bonuses are as big as they are gonna get.

Starting Score: 539eq 482tu 509ex
Current Score: 539eq 482tu 509ex
Goal Score: 650eq 650tu 650ex

Take the myFICO Fitness Challenge

Anonymous · ‎10-18-2016

My understanding is one and done, yeah. I've read a lot about checking for offers in an incognito browser window as sometimes they'll be higher (like it's been reported that ED, which shows the 10,000 MR signup bonus, will sometimes show 15,000 in incognito mode). May not always be the case for all cards but it's worth the extra look anyway.