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Senior Contributor
Posts: 4,694
Registered: ‎02-23-2011
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Re: Bored w/ lack of new card launches.


ztnjpv wrote:

What you are describing is only negligibly different from a PRG. Personally, I don't see why Fidelity (via FIA) can offer a flat 2pts/2% card on the Amex network but Amex, themselves, will not. 


Two reasons:  (1) people who value MR points would be indifferent between 1 MR point per dollar and 2% cash; (2) Amex doesn't need to compete with Fid Amex, since it's geared towards a different user.

 

In other words, Amex gears their MR and SPG cards to those who value travel redemptions.  For those who value cash rewards (such as Fid Amex), they have their cash cards and the Plum.

 

 

Super Contributor
Posts: 10,639
Registered: ‎04-22-2013
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Re: Bored w/ lack of new card launches.

I think to most of us, Cash Plus came out of nowhere (though I'm sure some here were aware).  So that's the thing to hope for, some regional bank plunges deep into the rewards games and gives great rewards, until they discover their mistake.  So it doesn't last, but a good opportunity while it does.   (And without Citi's heavy hand!)

Mega Contributor
Posts: 15,442
Registered: ‎04-09-2011
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Re: Bored w/ lack of new card launches.


longtimelurker wrote:

I think to most of us, Cash Plus came out of nowhere (though I'm sure some here were aware).  So that's the thing to hope for, some regional bank plunges deep into the rewards games and gives great rewards, until they discover their mistake.  So it doesn't last, but a good opportunity while it does.   (And without Citi's heavy hand!)


I would hope AMEX is that bank so I can get a piece of that backdating!! Smiley Happy




Silver Spade Garden Club Member - Last App 12/16/13 - Looking for a clean slate NO INQ's / Diamond Inspired!
Starting Score:
EX (PLUS) 583 EQ FICO 565 TU FICO 590 3/15/2011 / Goal Scores: 720
Current Score: EX FICO (PSECU) 671 (myFICO) N/A / EQ FICO 679 / TU08 FICO 678 / TU VS 706 3/6/2014
Valued Contributor
Posts: 1,492
Registered: ‎09-01-2011
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Re: Bored w/ lack of new card launches.

I'm pretty happy with my wallet now and have no plans to expand it however I am mostly interested in new network tiers being introduced. Like Visa Infinite coming to the US and the process of getting one since Visa Signature is now being issued at $500 credit lines. We might see the next tier sometime this year or next. JP Morgan Visa Infinite sounds pretty sweet Smiley Very Happy

Mega Contributor
Posts: 15,442
Registered: ‎04-09-2011
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Re: Bored w/ lack of new card launches.


mxp114 wrote:

I'm pretty happy with my wallet now and have no plans to expand it however I am mostly interested in new network tiers being introduced. Like Visa Infinite coming to the US and the process of getting one since Visa Signature is now being issued at $500 credit lines. We might see the next tier sometime this year or next. JP Morgan Visa Infinite sounds pretty sweet Smiley Very Happy


Your wallet is just insane mxp! Very nice limits!!




Silver Spade Garden Club Member - Last App 12/16/13 - Looking for a clean slate NO INQ's / Diamond Inspired!
Starting Score:
EX (PLUS) 583 EQ FICO 565 TU FICO 590 3/15/2011 / Goal Scores: 720
Current Score: EX FICO (PSECU) 671 (myFICO) N/A / EQ FICO 679 / TU08 FICO 678 / TU VS 706 3/6/2014
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Super Contributor
Posts: 7,132
Registered: ‎02-27-2013
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Re: Bored w/ lack of new card launches.


mxp114 wrote:

I'm pretty happy with my wallet now and have no plans to expand it however I am mostly interested in new network tiers being introduced. Like Visa Infinite coming to the US and the process of getting one since Visa Signature is now being issued at $500 credit lines. We might see the next tier sometime this year or next. JP Morgan Visa Infinite sounds pretty sweet Smiley Very Happy


I love your limits.... If Chase will just give me ONE 30k card, I'll be so goddamn happy.

 

JPMorgan Palladium (100k), AmEx Platinum (NPSL), AmEx SPG (46k), AmEx BCP (42k), Chase Sapphire Preferred (47k), Citi Prestige (31k), Citi Thank You Preferred (27k), Citi Executive AAdvantage (25k), JPMorgan Ritz-Carlton (21k), Merrill+ (15k), US Bank Cash+ (22.5k), Wells Fargo (12k), Bloomingdale’s (12.4k), Chase Freedom (5k), Discover IT (5k).
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