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Senior Contributor
BungalowMo
Posts: 4,095
Registered: ‎05-01-2008

Brain Fart.....we're all allowed, right?

In my ongoing quest to re-fi my mtg, I was wanting to get a better "mix" on my report.  So far my reports would show 4 open accts. 1 mortgage, 3 CC.

 

 I wanted a charge card to help things a bit.....then I had one of those "smack your forehead...coulda had a V8" moments.

 

I have had a Firestone charge card since May of 06, but it was never activated because right after I got it, I moved & didn't live or work near a shop.  It was on my reports...sort of. It wasn't counted in the mix because I hadn't used it yet & didn't show a limit.

 

Drove about 17 miles north this am....new wiper blades installed...$27. & a nicely aged TL with a $1200 limit! :smileywink:



Starting Score: 07/2011 TU 732 EQ 717 EX 702
Current Score: 04/2013 TU 744 EQ 720 EX 712
Goal Score: 850


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Bury me in the garden...last app 03.31.13
Valued Contributor
Uborrow-Upay
Posts: 2,710
Registered: ‎10-16-2008

Re: Brain Fart.....we're all allowed, right?

...and a new Scorewatch score, to boot!

 

I think you had a "smart f*rt" !

 

Congrats!

Senior Contributor
creditwherecreditisdue
Posts: 4,923
Registered: ‎04-19-2009

Re: Brain Fart.....we're all allowed, right?

[ Edited ]

Brilliant!

 

Now that you have a shiney new TL good for $1,200 I guess you can afford the tickets for tonights tractor pull! :smileywink:

 

If you pay for the tickets, I'll spring for the MD 20/20!  :smileyvery-happy:

Message Edited by creditwherecreditisdue on 07-18-2009 01:05 PM
Senior Contributor
BungalowMo
Posts: 4,095
Registered: ‎05-01-2008

Re: Brain Fart.....we're all allowed, right?


creditwherecreditisdue wrote:

Brilliant!

 

Now that you have a shiney new TL good for $1,200 I guess you can afford the tickets for tonights tractor pull! :smileywink:

 

If you pay for the tickets, I'll spring for the MD 20/20!  :smileyvery-happy:

Message Edited by creditwherecreditisdue on 07-18-2009 01:05 PM

Well  now, aint that gonna be a rip roarin' good time!  Lemme git ahold 'a my cuzin' Jeb & he can bring the hounds too.  They love them there tracterz!  Makes em holler like the dickens!  hahaha:smileyvery-happy:



Starting Score: 07/2011 TU 732 EQ 717 EX 702
Current Score: 04/2013 TU 744 EQ 720 EX 712
Goal Score: 850


Take the myFICO Fitness Challenge
Bury me in the garden...last app 03.31.13
Senior Contributor
creditwherecreditisdue
Posts: 4,923
Registered: ‎04-19-2009

Re: Brain Fart.....we're all allowed, right?

It sure is great to get a laugh out of this forum once in a while! If it was naught but Chase 24/7 I would surely do myself in!
Senior Contributor
BungalowMo
Posts: 4,095
Registered: ‎05-01-2008

Re: Brain Fart.....we're all allowed, right?


creditwherecreditisdue wrote:
It sure is great to get a laugh out of this forum once in a while! If it was naught but Chase 24/7 I would surely do myself in!

Oh yes!!  Humor is a wonderful remedy to nasty cap 1 accts!

 

OK...I was holding back on mentioning this (didn't want any tomato's thrown my way since I want to re-fi)..but also, in trying to boost available credit & have a nicer mix... yesterday I applied for a Chase BP visa.....ACCEPTED!!!!

 

I don't even have the card or acct # yet (about 3 days) but I called & my limit is $2100!  So...in the last 24hrs I've got the one charge acct above for 1200 (statement cut date...27th) with a 20 month history finally added! & Chase Visa for 2100, to give me a grand total of an extra     $3300 !!!!!!!  I couldn't get the statement date for the Chase card until they actually make it & mail it!   JEEZ....everything takes SO long!!!!!!  hahahaha



Starting Score: 07/2011 TU 732 EQ 717 EX 702
Current Score: 04/2013 TU 744 EQ 720 EX 712
Goal Score: 850


Take the myFICO Fitness Challenge
Bury me in the garden...last app 03.31.13
Super Contributor
marty56
Posts: 5,679
Registered: ‎10-06-2007

Re: Brain Fart.....we're all allowed, right?

Good luck on the refi.  I just did one at RBFCU.
09/12/2013 FICO: EQ: 772 EX:813 TU:752
Senior Contributor
BungalowMo
Posts: 4,095
Registered: ‎05-01-2008

Re: Brain Fart.....we're all allowed, right?


marty56 wrote:
Good luck on the refi.  I just did one at RBFCU.

What's RBFCU?  I guessed the Credit Union part!  :smileyhappy:



Starting Score: 07/2011 TU 732 EQ 717 EX 702
Current Score: 04/2013 TU 744 EQ 720 EX 712
Goal Score: 850


Take the myFICO Fitness Challenge
Bury me in the garden...last app 03.31.13
Super Contributor
marty56
Posts: 5,679
Registered: ‎10-06-2007

Re: Brain Fart.....we're all allowed, right?

Randolph-Brooks Fedeal Credit Union.  They gave me a way better deal than National City did and I have been a National City customer for over 5 years.

 

Next summer their Visa card goes to the unused credit card farm in Virginia and I will get a RBFCU card. 

09/12/2013 FICO: EQ: 772 EX:813 TU:752
Senior Contributor
creditwherecreditisdue
Posts: 4,923
Registered: ‎04-19-2009

Re: Brain Fart.....we're all allowed, right?

You can check it out here:

 

https://www.rbfcu.org/

 

Congrats on your new Chase card, Mo. That's a pretty good card if I remember correctly.


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