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Branded cc's are they prime cc's

Valued Contributor

Branded cc's are they prime cc's

Are my new cards considered prime cards? In particular I'm referring to my AMEX Delta card and my Chase Amazon visa.


Starting Score: EQ 551 TU 548 CK 607on 6/8/12, EX 542(AMEX pull 3/4/12)
Current Score: EQ 710 TU 727 EX 704 CK 719(FAKO-EX 697, EQ 697, TU 697)
Goal Score: 750

Take the FICO Fitness Challenge
6 REPLIES
Regular Contributor

Re: Branded cc's are they prime cc's

Umm yes!

Trans Union Fico (Walmart) ,690 Experian Fico (Amex) 686(Opened 3 new accounts this month. In the Garden)


AMEX BCE ($19,500) AMEX PRG -(NPSL), BARCLAYS US AIR PREMIER WORLD ($10,000), BOA CASH REWARD -($6,000), CITI HILTON RESERVE SIGGY-(5,000), WALMART DISCOVER ( $5,800), CITI DIAMOND ($4,700), CITI DIVIDED WORLD ($4,500), AMAZON STORE($5,000), NORDSTROM VISA SIG($5,000), PAYPAL STORE ($4,000) Amex Delta Gold ($2000)
Frequent Contributor

Re: Branded cc's are they prime cc's

I'd say so. Pretty much any cc from chase or amex is prime imo. The only exception to this is the slate card - although I can see how some people would disagree and consider that prime as well.

EQ 778 | TU 776
Barclay US Airways WMC 7.5k | BCE 5.8k | BofA Travel Rewards 9.1k | Chase Marriott Premier 13k | Citi TYP WMC 6.5k | Freedom Visa Sig 8k| Discover it 10k
Frequent Contributor

Re: Branded cc's are they prime cc's

oops double post

EQ 778 | TU 776
Barclay US Airways WMC 7.5k | BCE 5.8k | BofA Travel Rewards 9.1k | Chase Marriott Premier 13k | Citi TYP WMC 6.5k | Freedom Visa Sig 8k| Discover it 10k
Senior Contributor

Re: Branded cc's are they prime cc's


Duncanrr wrote:
Are my new cards considered prime cards? In particular I'm referring to my AMEX Delta card and my Chase Amazon visa.

Those are referred to as  Co-Branded.    One brand being the network, VISA or AMEX and the other brand being the merchant (Delta or Amazon).

 

Prime does not really depend on whether co-branded or not.     Based on a long thread that ran over the last holiday.    There is no consensus on what is prime?

 

Valued Contributor

Re: Branded cc's are they prime cc's

Hmmm. Maybe I'll call them FAKO Primes. Smiley Wink


Starting Score: EQ 551 TU 548 CK 607on 6/8/12, EX 542(AMEX pull 3/4/12)
Current Score: EQ 710 TU 727 EX 704 CK 719(FAKO-EX 697, EQ 697, TU 697)
Goal Score: 750

Take the FICO Fitness Challenge
Highlighted
Senior Contributor

Re: Branded cc's are they prime cc's

http://ficoforums.myfico.com/t5/Credit-Cards/What-makes-a-credit-card-quot-prime-quot-and-should-I-c...

 

Here is thread where we discussed everyone's opinion on what "prime CC" means.    As I said, lot of different opions.