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Valued Contributor
Posts: 2,857
Registered: ‎06-08-2012
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Branded cc's are they prime cc's

Are my new cards considered prime cards? In particular I'm referring to my AMEX Delta card and my Chase Amazon visa.


Starting Score: EQ 551 TU 548 CK 607on 6/8/12, EX 542(AMEX pull 3/4/12)
Current Score: EQ 710 TU 727 EX 704 CK 719(FAKO-EX 697, EQ 697, TU 697)
Goal Score: 750

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Regular Contributor
Posts: 248
Registered: ‎09-02-2011
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Re: Branded cc's are they prime cc's

Umm yes!

Trans Union Fico (Walmart) ,690 Experian Fico (Amex) 686(Opened 3 new accounts this month. In the Garden)


AMEX BCE ($19,500) AMEX PRG -(NPSL), BARCLAYS US AIR PREMIER WORLD ($10,000), BOA CASH REWARD -($6,000), CITI HILTON RESERVE SIGGY-(5,000), WALMART DISCOVER ( $5,800), CITI DIAMOND ($4,700), CITI DIVIDED WORLD ($4,500), AMAZON STORE($5,000), NORDSTROM VISA SIG($5,000), PAYPAL STORE ($4,000) Amex Delta Gold ($2000)
Frequent Contributor
Posts: 348
Registered: ‎08-17-2012
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Re: Branded cc's are they prime cc's

[ Edited ]

I'd say so. Pretty much any cc from chase or amex is prime imo. The only exception to this is the slate card - although I can see how some people would disagree and consider that prime as well.

EQ 778 | TU 776
Barclay US Airways WMC 7.5k | BCE 5.8k | BofA Travel Rewards 9.1k | Chase Marriott Premier 13k | Citi TYP WMC 6.5k | Freedom Visa Sig 8k| Discover it 10k
Frequent Contributor
Posts: 348
Registered: ‎08-17-2012
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Re: Branded cc's are they prime cc's

[ Edited ]

oops double post

EQ 778 | TU 776
Barclay US Airways WMC 7.5k | BCE 5.8k | BofA Travel Rewards 9.1k | Chase Marriott Premier 13k | Citi TYP WMC 6.5k | Freedom Visa Sig 8k| Discover it 10k
Senior Contributor
Posts: 3,197
Registered: ‎01-24-2010
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Re: Branded cc's are they prime cc's


Duncanrr wrote:
Are my new cards considered prime cards? In particular I'm referring to my AMEX Delta card and my Chase Amazon visa.

Those are referred to as  Co-Branded.    One brand being the network, VISA or AMEX and the other brand being the merchant (Delta or Amazon).

 

Prime does not really depend on whether co-branded or not.     Based on a long thread that ran over the last holiday.    There is no consensus on what is prime?

 

Valued Contributor
Posts: 2,857
Registered: ‎06-08-2012
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Re: Branded cc's are they prime cc's

Hmmm. Maybe I'll call them FAKO Primes. Smiley Wink


Starting Score: EQ 551 TU 548 CK 607on 6/8/12, EX 542(AMEX pull 3/4/12)
Current Score: EQ 710 TU 727 EX 704 CK 719(FAKO-EX 697, EQ 697, TU 697)
Goal Score: 750

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Senior Contributor
Posts: 3,197
Registered: ‎01-24-2010
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Re: Branded cc's are they prime cc's

http://ficoforums.myfico.com/t5/Credit-Cards/What-makes-a-credit-card-quot-prime-quot-and-should-I-c...

 

Here is thread where we discussed everyone's opinion on what "prime CC" means.    As I said, lot of different opions.

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