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Moderator Emeritus
Posts: 14,051
Registered: ‎04-15-2011
0

Re: Breaking the $5000 Credit Card Limit?

I broke the 5k limit with Discover it back in Feb.  Did a recent app spree,

 

Chase 6k

City TYP 10K

Amex BCE 16K

 

Barclays is still at $4700 but that was a recent auto CLI from $2500

Starting Score: 504
July 2013 score:
EQ FICO 819, TU08 778, EX "806 lender pull 07/26/2013
Goal Score: All Scores 760+, Newest goal 800+
Take the myFICO Fitness Challenge

Current scores after adding $81K in CLs and 2 new cars since July 2013
EQ:809 TU 777 EX 790 Now it's just garden time!
Senior Contributor
Posts: 6,178
Registered: ‎04-30-2013
0

Re: Breaking the $5000 Credit Card Limit?


Shogun wrote:

I broke the 5k limit with Discover it back in Feb.  Did a recent app spree,

 

Chase 6k

City TYP 10K

Amex BCE 16K

 

Barclays is still at $4700 but that was a recent auto CLI from $2500


Awesome. I am tryng to decide if I want to app for the Discover or NFCU Flagship next. 


Established Contributor
Posts: 772
Registered: ‎02-17-2011
0

Re: Breaking the $5000 Credit Card Limit?

Its funny too because CAPONE has a statement for applying for a card with Excellent credit. One of the criteria is having a card with a 5000 limit

Amex Delta Gold Skymiles $1000; Amex SPG $2000 Amex PRG NPSL, AMEX BCE 2k, Chase Freedom 3.5K Chase Southwest Premier Plus 16K Chase United Explorer 11K Chase Marriott 11K Chase IHG Club Select WMC 11K, Amazon Visa 3k, United Club Visa 12K, Discover $4K Gap Visa $7.5K; AEO Visa $6K Walmart MasterCard $6K Sam's Club Mastercard $9.5K Barclay's Rewards MC $5.4K Wells Fargo Rewards VISA $3K Barclays AA Silver Aviator MC $8K Venture $15K Venture One $10K Quicksilver Visa Siggy $5K, Total Rewards Visa 3k, Fuel Rewards MC 1k, CITI AA Gold WEMC 7k, Paypal Extras MC 5.6K
Senior Contributor
Posts: 6,178
Registered: ‎04-30-2013
0

Re: Breaking the $5000 Credit Card Limit?

Cap1 has been really annoying me lately with their CLIs. Its amazing how they are ALWAYS at least $5K below everyone else with their CL


Moderator Emeritus
Posts: 14,051
Registered: ‎04-15-2011
0

Re: Breaking the $5000 Credit Card Limit?

If you can get in with NFCU, you need to do it!!!!!!

Starting Score: 504
July 2013 score:
EQ FICO 819, TU08 778, EX "806 lender pull 07/26/2013
Goal Score: All Scores 760+, Newest goal 800+
Take the myFICO Fitness Challenge

Current scores after adding $81K in CLs and 2 new cars since July 2013
EQ:809 TU 777 EX 790 Now it's just garden time!
Senior Contributor
Posts: 6,178
Registered: ‎04-30-2013
0

Re: Breaking the $5000 Credit Card Limit?


Shogun wrote:

If you can get in with NFCU, you need to do it!!!!!!


My membership should be approved on Monday. I have sent in everything I need to and they pulled my CR today. I should have joined them when I was active duty but luckily I am eligible now so I am jumping on it. 


Moderator Emeritus
Posts: 14,051
Registered: ‎04-15-2011
0

Re: Breaking the $5000 Credit Card Limit?


azguy13 wrote:

Shogun wrote:

If you can get in with NFCU, you need to do it!!!!!!


My membership should be approved on Monday. I have sent in everything I need to and they pulled my CR today. I should have joined them when I was active duty but luckily I am eligible now so I am jumping on it. 


Good for you!

Starting Score: 504
July 2013 score:
EQ FICO 819, TU08 778, EX "806 lender pull 07/26/2013
Goal Score: All Scores 760+, Newest goal 800+
Take the myFICO Fitness Challenge

Current scores after adding $81K in CLs and 2 new cars since July 2013
EQ:809 TU 777 EX 790 Now it's just garden time!
Senior Contributor
Posts: 6,178
Registered: ‎04-30-2013
0

Re: Breaking the $5000 Credit Card Limit?


Shogun wrote:

azguy13 wrote:

Shogun wrote:

If you can get in with NFCU, you need to do it!!!!!!


My membership should be approved on Monday. I have sent in everything I need to and they pulled my CR today. I should have joined them when I was active duty but luckily I am eligible now so I am jumping on it. 


Good for you!


Thanks! I'll let you guys know how the flagship app goes. I will also most likely use them for an auto loan in the near future. Thats my main reason of joining. 


Community Leader
Senior Contributor
Posts: 4,780
Registered: ‎07-12-2012
0

Re: Breaking the $5000 Credit Card Limit?


azguy13 wrote:

Shogun wrote:

azguy13 wrote:

Shogun wrote:

If you can get in with NFCU, you need to do it!!!!!!


My membership should be approved on Monday. I have sent in everything I need to and they pulled my CR today. I should have joined them when I was active duty but luckily I am eligible now so I am jumping on it. 


Good for you!


Thanks! I'll let you guys know how the flagship app goes. I will also most likely use them for an auto loan in the near future. Thats my main reason of joining. 


NFCU is very giving!!! GL

Filed BK7: 7/2012 (start score EQ 560 / TU 529) Discharge 10/2012
733 EQ FICO 11/2016
732 TU FICO 11/2016
732 EX FICO 11/2016
$20k NFCU Platinum | $25k NFCU cashRewards Sig | $15k NavChek | $9k Barclay Arrival WEMC | $6.2k Cap1 Quicksilver | $10k Amazon Store | $14k Cap1 VentureOne | $7k Barclay Aviator | $5k Chase Freedom | $5k Chase Sapphire Preferred | $9k Costco Visa
Senior Contributor
Posts: 6,178
Registered: ‎04-30-2013
0

Re: Breaking the $5000 Credit Card Limit?

Thanks! I'll keep you posted. Maybe I can adopt some of you once I am a member and then you guys can be members too Smiley Wink


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