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Moderator
Posts: 13,249
Registered: ‎04-15-2011
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Re: Breaking the $5000 Credit Card Limit?

I broke the 5k limit with Discover it back in Feb.  Did a recent app spree,

 

Chase 6k

City TYP 10K

Amex BCE 16K

 

Barclays is still at $4700 but that was a recent auto CLI from $2500



Starting Score: 504




July 2013 score:
EQ FICO 819, TU08 778, EX "806 lender pull 07/26/2013
Goal Score: All Scores 760+, Newest goal 800+
Take the myFICO Fitness Challenge

Current scores after adding $81K in CLs and 2 new cars since July 2013
EQ:809 TU 777 EX 790 Now it's just garden time!
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Posts: 5,381
Registered: ‎04-30-2013
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Re: Breaking the $5000 Credit Card Limit?


Shogun wrote:

I broke the 5k limit with Discover it back in Feb.  Did a recent app spree,

 

Chase 6k

City TYP 10K

Amex BCE 16K

 

Barclays is still at $4700 but that was a recent auto CLI from $2500


Awesome. I am tryng to decide if I want to app for the Discover or NFCU Flagship next. 




NFCU Flagship $25,000 I AMEX SPG $23,000 I Chase Sapphire Preferred $17,500 I Discover IT $12,000 I
Established Contributor
Posts: 594
Registered: ‎02-17-2011
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Re: Breaking the $5000 Credit Card Limit?

Its funny too because CAPONE has a statement for applying for a card with Excellent credit. One of the criteria is having a card with a 5000 limit

Amex Delta Gold $1000.00 CL; Discover $1000.00 CL; Gap Visa $4500.00 CL; AE Visa 4000.00 CL; Cap1 Quicksilver $2000.00; Walmart DISCOVER $4,000.00; Sam's Club Discover $8500.00; Barclay's Rewards MC $3300; CITIBank Dividend Platinum $300.00 CL; AMEX Green NPSL; Wells Fargo Rewards VISA $3,000.00 CL; Barclays US Airways Platinum MC $4000.00 CL; BOA Better Balance Rewards VIsa $1000.00 CL.

Community Leader
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Posts: 5,381
Registered: ‎04-30-2013
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Re: Breaking the $5000 Credit Card Limit?

Cap1 has been really annoying me lately with their CLIs. Its amazing how they are ALWAYS at least $5K below everyone else with their CL




NFCU Flagship $25,000 I AMEX SPG $23,000 I Chase Sapphire Preferred $17,500 I Discover IT $12,000 I
Moderator
Posts: 13,249
Registered: ‎04-15-2011
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Re: Breaking the $5000 Credit Card Limit?

If you can get in with NFCU, you need to do it!!!!!!



Starting Score: 504




July 2013 score:
EQ FICO 819, TU08 778, EX "806 lender pull 07/26/2013
Goal Score: All Scores 760+, Newest goal 800+
Take the myFICO Fitness Challenge

Current scores after adding $81K in CLs and 2 new cars since July 2013
EQ:809 TU 777 EX 790 Now it's just garden time!
Community Leader
Valued Contributor
Posts: 5,381
Registered: ‎04-30-2013
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Re: Breaking the $5000 Credit Card Limit?


Shogun wrote:

If you can get in with NFCU, you need to do it!!!!!!


My membership should be approved on Monday. I have sent in everything I need to and they pulled my CR today. I should have joined them when I was active duty but luckily I am eligible now so I am jumping on it. 




NFCU Flagship $25,000 I AMEX SPG $23,000 I Chase Sapphire Preferred $17,500 I Discover IT $12,000 I
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Posts: 13,249
Registered: ‎04-15-2011
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Re: Breaking the $5000 Credit Card Limit?


azguy13 wrote:

Shogun wrote:

If you can get in with NFCU, you need to do it!!!!!!


My membership should be approved on Monday. I have sent in everything I need to and they pulled my CR today. I should have joined them when I was active duty but luckily I am eligible now so I am jumping on it. 


Good for you!



Starting Score: 504




July 2013 score:
EQ FICO 819, TU08 778, EX "806 lender pull 07/26/2013
Goal Score: All Scores 760+, Newest goal 800+
Take the myFICO Fitness Challenge

Current scores after adding $81K in CLs and 2 new cars since July 2013
EQ:809 TU 777 EX 790 Now it's just garden time!
Community Leader
Valued Contributor
Posts: 5,381
Registered: ‎04-30-2013
0

Re: Breaking the $5000 Credit Card Limit?


Shogun wrote:

azguy13 wrote:

Shogun wrote:

If you can get in with NFCU, you need to do it!!!!!!


My membership should be approved on Monday. I have sent in everything I need to and they pulled my CR today. I should have joined them when I was active duty but luckily I am eligible now so I am jumping on it. 


Good for you!


Thanks! I'll let you guys know how the flagship app goes. I will also most likely use them for an auto loan in the near future. Thats my main reason of joining. 




NFCU Flagship $25,000 I AMEX SPG $23,000 I Chase Sapphire Preferred $17,500 I Discover IT $12,000 I
Valued Contributor
Posts: 1,977
Registered: ‎07-12-2012
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Re: Breaking the $5000 Credit Card Limit?


azguy13 wrote:

Shogun wrote:

azguy13 wrote:

Shogun wrote:

If you can get in with NFCU, you need to do it!!!!!!


My membership should be approved on Monday. I have sent in everything I need to and they pulled my CR today. I should have joined them when I was active duty but luckily I am eligible now so I am jumping on it. 


Good for you!


Thanks! I'll let you guys know how the flagship app goes. I will also most likely use them for an auto loan in the near future. Thats my main reason of joining. 


NFCU is very giving!!! GL

Filed BK7: 7/2012 (start score EQ 560 / TU 529) Discharge 10/2012
704 EQ FICO 03/2015
718 TU FICO 03/2015
679 EX FICO 03/2015
$14k NFCU Platinum | $25k NFCU cashRewards Sig | $15k NavChek | $9k Barclay Arrival WEMC | $5.4k Cap1 Quicksilver | $5k Amazon Store | $10k Cap1 VentureOne | $5k Barclay US Airways
Community Leader
Valued Contributor
Posts: 5,381
Registered: ‎04-30-2013
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Re: Breaking the $5000 Credit Card Limit?

Thanks! I'll keep you posted. Maybe I can adopt some of you once I am a member and then you guys can be members too :smileywink:




NFCU Flagship $25,000 I AMEX SPG $23,000 I Chase Sapphire Preferred $17,500 I Discover IT $12,000 I
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