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Breaking the $5000 Credit Card Limit?

Moderator Emeritus

Re: Breaking the $5000 Credit Card Limit?

I broke the 5k limit with Discover it back in Feb.  Did a recent app spree,

 

Chase 6k

City TYP 10K

Amex BCE 16K

 

Barclays is still at $4700 but that was a recent auto CLI from $2500

Starting Score: 504
July 2013 score:
EQ FICO 819, TU08 778, EX "806 lender pull 07/26/2013
Goal Score: All Scores 760+, Newest goal 800+
Take the myFICO Fitness Challenge

Current scores after adding $81K in CLs and 2 new cars since July 2013
EQ:809 TU 777 EX 790 Now it's just garden time!

June 2017 update: All scores over 820, just pure gardening now.
Message 11 of 20
Senior Contributor

Re: Breaking the $5000 Credit Card Limit?


Shogun wrote:

I broke the 5k limit with Discover it back in Feb.  Did a recent app spree,

 

Chase 6k

City TYP 10K

Amex BCE 16K

 

Barclays is still at $4700 but that was a recent auto CLI from $2500


Awesome. I am tryng to decide if I want to app for the Discover or NFCU Flagship next. 

Message 12 of 20
Established Contributor

Re: Breaking the $5000 Credit Card Limit?

Its funny too because CAPONE has a statement for applying for a card with Excellent credit. One of the criteria is having a card with a 5000 limit

Amex Delta Gold 4.5k Amex HH 2k Amex Green NPSL, AMEX Delta Blue 2k, BOA Cash Rewards 1k, Barclay Jet Blue WMC 7K, Chase Freedom 2.5k Chase Southwest Premier Plus 7K Chase United Explorer 20.5K Chase Marriott 11K , Amazon Visa 3.5k, Discover $7.5K 7.5K Venture $17K Venture One 12K Quicksilver Visa Siggy 5.5K Citi Shell MC 2k, Total Rewards Visa 5.4K CITI AA Executive WEMC 15.4 Paypal Extras MC 8K, Citi Diamond WEMC 4K Citi DC WEMC 4.5K Citi Hilton Visa Siggy 8k.
Message 13 of 20
Senior Contributor

Re: Breaking the $5000 Credit Card Limit?

Cap1 has been really annoying me lately with their CLIs. Its amazing how they are ALWAYS at least $5K below everyone else with their CL

Message 14 of 20
Moderator Emeritus

Re: Breaking the $5000 Credit Card Limit?

If you can get in with NFCU, you need to do it!!!!!!

Starting Score: 504
July 2013 score:
EQ FICO 819, TU08 778, EX "806 lender pull 07/26/2013
Goal Score: All Scores 760+, Newest goal 800+
Take the myFICO Fitness Challenge

Current scores after adding $81K in CLs and 2 new cars since July 2013
EQ:809 TU 777 EX 790 Now it's just garden time!

June 2017 update: All scores over 820, just pure gardening now.
Message 15 of 20
Senior Contributor

Re: Breaking the $5000 Credit Card Limit?


Shogun wrote:

If you can get in with NFCU, you need to do it!!!!!!


My membership should be approved on Monday. I have sent in everything I need to and they pulled my CR today. I should have joined them when I was active duty but luckily I am eligible now so I am jumping on it. 

Message 16 of 20
Moderator Emeritus

Re: Breaking the $5000 Credit Card Limit?


azguy13 wrote:

Shogun wrote:

If you can get in with NFCU, you need to do it!!!!!!


My membership should be approved on Monday. I have sent in everything I need to and they pulled my CR today. I should have joined them when I was active duty but luckily I am eligible now so I am jumping on it. 


Good for you!

Starting Score: 504
July 2013 score:
EQ FICO 819, TU08 778, EX "806 lender pull 07/26/2013
Goal Score: All Scores 760+, Newest goal 800+
Take the myFICO Fitness Challenge

Current scores after adding $81K in CLs and 2 new cars since July 2013
EQ:809 TU 777 EX 790 Now it's just garden time!

June 2017 update: All scores over 820, just pure gardening now.
Message 17 of 20
Senior Contributor

Re: Breaking the $5000 Credit Card Limit?


Shogun wrote:

azguy13 wrote:

Shogun wrote:

If you can get in with NFCU, you need to do it!!!!!!


My membership should be approved on Monday. I have sent in everything I need to and they pulled my CR today. I should have joined them when I was active duty but luckily I am eligible now so I am jumping on it. 


Good for you!


Thanks! I'll let you guys know how the flagship app goes. I will also most likely use them for an auto loan in the near future. Thats my main reason of joining. 

Message 18 of 20
Community Leader
Senior Contributor

Re: Breaking the $5000 Credit Card Limit?


azguy13 wrote:

Shogun wrote:

azguy13 wrote:

Shogun wrote:

If you can get in with NFCU, you need to do it!!!!!!


My membership should be approved on Monday. I have sent in everything I need to and they pulled my CR today. I should have joined them when I was active duty but luckily I am eligible now so I am jumping on it. 


Good for you!


Thanks! I'll let you guys know how the flagship app goes. I will also most likely use them for an auto loan in the near future. Thats my main reason of joining. 


NFCU is very giving!!! GL

Filed BK7: 7/2012 (start score EQ 560 / TU 529) Discharge 10/2012
730 EQ FICO 11/2017
750 TU FICO 11/2017
735 EX FICO 11/2017
$20k NFCU Platinum | $25k NFCU cashRewards Sig | $15k NavChek | $7.1k Cap1 Quicksilver | $10k Amazon Store | $19k Cap1 VentureOne | $16k Barclay Aviator | $5k Chase Freedom | $5k Chase Sapphire Preferred | $9k Costco Visa | $20k AMEX BCE
Message 19 of 20
Senior Contributor

Re: Breaking the $5000 Credit Card Limit?

Thanks! I'll keep you posted. Maybe I can adopt some of you once I am a member and then you guys can be members too Smiley Wink

Message 20 of 20