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Established Contributor
Posts: 763
Registered: ‎02-17-2011
0

Buckle Credit Card Pre Approval Help

Hey guys,

  In checking out today on the online store I got a pre approval message from BUCKLE retail store that I have been Pre Approved for a 250.00$ card.  I accepted to take advantage of the 10% off, but I got the dreaded 7-10 day message!!! ARGH!

 

Anyone have any luck with this pre approval?? Or should I just say I got denied. I called CS and of course they dont' see anything in their system yet....

Amex Delta Gold Skymiles $1000; Amex SPG $2000 Amex PRG NPSL, AMEX BCE 2k, Chase Freedom 3.5K Chase Southwest Premier Plus 16K Chase United Explorer 11K Chase Marriott 11K Chase IHG Club Select WMC 11K, Amazon Visa 3k, United Club Visa 12K, Discover $4K Gap Visa $7.5K; AEO Visa $6K Walmart MasterCard $6K Sam's Club Mastercard $9.5K Barclay's Rewards MC $5.4K Wells Fargo Rewards VISA $3K Barclays AA Silver Aviator MC $8K Venture $15K Venture One $10K Quicksilver Visa Siggy $5K, Total Rewards Visa 3k, Fuel Rewards MC 1k, CITI AA Gold WEMC 7k, Paypal Extras MC 5.6K
Senior Contributor
Posts: 3,528
Registered: ‎01-19-2009
0

Re: Buckle Credit Card Pre Approval Help

Oh they are WFNA right? I had luck with a preapproval from Victoria Secrets

Established Contributor
Posts: 763
Registered: ‎02-17-2011
0

Re: Buckle Credit Card Pre Approval Help

yea World Financial (WFNNB).  I thought it was a for sure!! 250.00$ low limit then got the message....Darn!

Amex Delta Gold Skymiles $1000; Amex SPG $2000 Amex PRG NPSL, AMEX BCE 2k, Chase Freedom 3.5K Chase Southwest Premier Plus 16K Chase United Explorer 11K Chase Marriott 11K Chase IHG Club Select WMC 11K, Amazon Visa 3k, United Club Visa 12K, Discover $4K Gap Visa $7.5K; AEO Visa $6K Walmart MasterCard $6K Sam's Club Mastercard $9.5K Barclay's Rewards MC $5.4K Wells Fargo Rewards VISA $3K Barclays AA Silver Aviator MC $8K Venture $15K Venture One $10K Quicksilver Visa Siggy $5K, Total Rewards Visa 3k, Fuel Rewards MC 1k, CITI AA Gold WEMC 7k, Paypal Extras MC 5.6K
Senior Contributor
Posts: 3,528
Registered: ‎01-19-2009
0

Re: Buckle Credit Card Pre Approval Help

Do you have a lot of inquiries?

Established Contributor
Posts: 763
Registered: ‎02-17-2011
0

Re: Buckle Credit Card Pre Approval Help

If they Pull Experian (Which Im sure they will) YES!!

Amex Delta Gold Skymiles $1000; Amex SPG $2000 Amex PRG NPSL, AMEX BCE 2k, Chase Freedom 3.5K Chase Southwest Premier Plus 16K Chase United Explorer 11K Chase Marriott 11K Chase IHG Club Select WMC 11K, Amazon Visa 3k, United Club Visa 12K, Discover $4K Gap Visa $7.5K; AEO Visa $6K Walmart MasterCard $6K Sam's Club Mastercard $9.5K Barclay's Rewards MC $5.4K Wells Fargo Rewards VISA $3K Barclays AA Silver Aviator MC $8K Venture $15K Venture One $10K Quicksilver Visa Siggy $5K, Total Rewards Visa 3k, Fuel Rewards MC 1k, CITI AA Gold WEMC 7k, Paypal Extras MC 5.6K
Epic Contributor
Posts: 28,816
Registered: ‎10-23-2007
0

Re: Buckle Credit Card Pre Approval Help

Never heard of getting pre-approval and then processing info... it's also usually just a soft, not a hard when pre-approved.... hmmm... update us.

Contributor
Posts: 282
Registered: ‎01-15-2009
0

Re: Buckle Credit Card Pre Approval Help

Yeah that is weird. I was buying something on HSN for my DW and was checking out a year or two ago and got a pre-approval  @ checkout for their store card of $3500 no hard pull and was immidate.

Established Contributor
Posts: 763
Registered: ‎02-17-2011
0

Re: Buckle Credit Card Pre Approval Help

GREAT NEWS!!!

 

SO HERE IS HOW IT STARTED;  I WAS SHOPPING AT THE BUCKLE WEBSITE, PUT AN ITEM IN MY CART ( A 25.00 WATCH) WHEN I GOT TO THE SHIPPING INFO PAGE, I IMMEDIATELY GOT  A WINDOW POP UP THAT I HAD BEEN "PRE APPROVED" FOR THIER BUCKLE CREDIT CARD AT A 250.00 LIMIT.  I CLICKED " ACCEPT OFFER" IT TOOK ME TO A PAGE TO VERIFY SSN AND DOB.  THEN I GOT THE DREADED "7-10 DAY" MESSAGE.  THOUGHT I WAS DOOMED.

 

TODAY I CALLED-LOW AND BEHOLD THEY JUST NEEDED SOME TIME TO VERIFY MY ADDRESS SINCE I MOVED IN THE PAST 30 DAYS!

 

APPROVED 250.00 CL.

 

WFNNB HAS BEEN GOOD TO ME.  I HAVE AN EXPRESS STORE CARD SINCE 1999- THEY REMOVED 2 LATES I HAD BEFORE AND NOW IM UP TO 2160.00 CL

Amex Delta Gold Skymiles $1000; Amex SPG $2000 Amex PRG NPSL, AMEX BCE 2k, Chase Freedom 3.5K Chase Southwest Premier Plus 16K Chase United Explorer 11K Chase Marriott 11K Chase IHG Club Select WMC 11K, Amazon Visa 3k, United Club Visa 12K, Discover $4K Gap Visa $7.5K; AEO Visa $6K Walmart MasterCard $6K Sam's Club Mastercard $9.5K Barclay's Rewards MC $5.4K Wells Fargo Rewards VISA $3K Barclays AA Silver Aviator MC $8K Venture $15K Venture One $10K Quicksilver Visa Siggy $5K, Total Rewards Visa 3k, Fuel Rewards MC 1k, CITI AA Gold WEMC 7k, Paypal Extras MC 5.6K
Contributor
Posts: 282
Registered: ‎01-15-2009
0

Re: Buckle Credit Card Pre Approval Help


texasman07 wrote:

GREAT NEWS!!!

 

SO HERE IS HOW IT STARTED;  I WAS SHOPPING AT THE BUCKLE WEBSITE, PUT AN ITEM IN MY CART ( A 25.00 WATCH) WHEN I GOT TO THE SHIPPING INFO PAGE, I IMMEDIATELY GOT  A WINDOW POP UP THAT I HAD BEEN "PRE APPROVED" FOR THIER BUCKLE CREDIT CARD AT A 250.00 LIMIT.  I CLICKED " ACCEPT OFFER" IT TOOK ME TO A PAGE TO VERIFY SSN AND DOB.  THEN I GOT THE DREADED "7-10 DAY" MESSAGE.  THOUGHT I WAS DOOMED.

 

TODAY I CALLED-LOW AND BEHOLD THEY JUST NEEDED SOME TIME TO VERIFY MY ADDRESS SINCE I MOVED IN THE PAST 30 DAYS!

 

APPROVED 250.00 CL.

 

WFNNB HAS BEEN GOOD TO ME.  I HAVE AN EXPRESS STORE CARD SINCE 1999- THEY REMOVED 2 LATES I HAD BEFORE AND NOW IM UP TO 2160.00 CL



Do you know if they did a hard pull?

Established Contributor
Posts: 763
Registered: ‎02-17-2011
0

Re: Buckle Credit Card Pre Approval Help

They approved me with a soft pull!!

 

Maybe because I already have an account with WFNNB-They can access my records without a full hard.

 

 

Amex Delta Gold Skymiles $1000; Amex SPG $2000 Amex PRG NPSL, AMEX BCE 2k, Chase Freedom 3.5K Chase Southwest Premier Plus 16K Chase United Explorer 11K Chase Marriott 11K Chase IHG Club Select WMC 11K, Amazon Visa 3k, United Club Visa 12K, Discover $4K Gap Visa $7.5K; AEO Visa $6K Walmart MasterCard $6K Sam's Club Mastercard $9.5K Barclay's Rewards MC $5.4K Wells Fargo Rewards VISA $3K Barclays AA Silver Aviator MC $8K Venture $15K Venture One $10K Quicksilver Visa Siggy $5K, Total Rewards Visa 3k, Fuel Rewards MC 1k, CITI AA Gold WEMC 7k, Paypal Extras MC 5.6K

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