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Established Contributor
texasman07
Posts: 547
Registered: ‎02-17-2011
0

Buckle Credit Card Pre Approval Help

Hey guys,

  In checking out today on the online store I got a pre approval message from BUCKLE retail store that I have been Pre Approved for a 250.00$ card.  I accepted to take advantage of the 10% off, but I got the dreaded 7-10 day message!!! ARGH!

 

Anyone have any luck with this pre approval?? Or should I just say I got denied. I called CS and of course they dont' see anything in their system yet....

Amex Delta Gold $1000.00 CL; Discover $1000.00 CL; Gap Visa $4500.00 CL; AE Visa 4000.00 CL; Cap1 Quicksilver $2000.00; Walmart DISCOVER $4,000.00; Sam's Club Discover $8500.00; Barclay's Rewards MC $3300; CITIBank Dividend Platinum $300.00 CL; AMEX Green NPSL; Wells Fargo Rewards VISA $3,000.00 CL; Barclays US Airways Platinum MC $4000.00 CL; BOA Better Balance Rewards VIsa $1000.00 CL.

Senior Contributor
john398
Posts: 3,522
Registered: ‎01-19-2009
0

Re: Buckle Credit Card Pre Approval Help

Oh they are WFNA right? I had luck with a preapproval from Victoria Secrets

Established Contributor
texasman07
Posts: 547
Registered: ‎02-17-2011
0

Re: Buckle Credit Card Pre Approval Help

yea World Financial (WFNNB).  I thought it was a for sure!! 250.00$ low limit then got the message....Darn!

Amex Delta Gold $1000.00 CL; Discover $1000.00 CL; Gap Visa $4500.00 CL; AE Visa 4000.00 CL; Cap1 Quicksilver $2000.00; Walmart DISCOVER $4,000.00; Sam's Club Discover $8500.00; Barclay's Rewards MC $3300; CITIBank Dividend Platinum $300.00 CL; AMEX Green NPSL; Wells Fargo Rewards VISA $3,000.00 CL; Barclays US Airways Platinum MC $4000.00 CL; BOA Better Balance Rewards VIsa $1000.00 CL.

Senior Contributor
john398
Posts: 3,522
Registered: ‎01-19-2009
0

Re: Buckle Credit Card Pre Approval Help

Do you have a lot of inquiries?

Established Contributor
texasman07
Posts: 547
Registered: ‎02-17-2011
0

Re: Buckle Credit Card Pre Approval Help

If they Pull Experian (Which Im sure they will) YES!!

Amex Delta Gold $1000.00 CL; Discover $1000.00 CL; Gap Visa $4500.00 CL; AE Visa 4000.00 CL; Cap1 Quicksilver $2000.00; Walmart DISCOVER $4,000.00; Sam's Club Discover $8500.00; Barclay's Rewards MC $3300; CITIBank Dividend Platinum $300.00 CL; AMEX Green NPSL; Wells Fargo Rewards VISA $3,000.00 CL; Barclays US Airways Platinum MC $4000.00 CL; BOA Better Balance Rewards VIsa $1000.00 CL.

Epic Contributor
Creditaddict
Posts: 21,594
Registered: ‎10-23-2007
0

Re: Buckle Credit Card Pre Approval Help

Never heard of getting pre-approval and then processing info... it's also usually just a soft, not a hard when pre-approved.... hmmm... update us.

Fico Scores: EQ- 653 Cap1., TU 696 Walmart, EX 695 Chase (11-05-14)
You will have to put up Electric Fence to keep me in the garden!
Highest Limit: Navy Federal Cash Sigi Visa $50k (AU)
Lowest Limit: Target $200
65 Cards and Counting :smileytongue:
Contributor
MagicShot
Posts: 276
Registered: ‎01-15-2009
0

Re: Buckle Credit Card Pre Approval Help

Yeah that is weird. I was buying something on HSN for my DW and was checking out a year or two ago and got a pre-approval  @ checkout for their store card of $3500 no hard pull and was immidate.

Established Contributor
texasman07
Posts: 547
Registered: ‎02-17-2011
0

Re: Buckle Credit Card Pre Approval Help

GREAT NEWS!!!

 

SO HERE IS HOW IT STARTED;  I WAS SHOPPING AT THE BUCKLE WEBSITE, PUT AN ITEM IN MY CART ( A 25.00 WATCH) WHEN I GOT TO THE SHIPPING INFO PAGE, I IMMEDIATELY GOT  A WINDOW POP UP THAT I HAD BEEN "PRE APPROVED" FOR THIER BUCKLE CREDIT CARD AT A 250.00 LIMIT.  I CLICKED " ACCEPT OFFER" IT TOOK ME TO A PAGE TO VERIFY SSN AND DOB.  THEN I GOT THE DREADED "7-10 DAY" MESSAGE.  THOUGHT I WAS DOOMED.

 

TODAY I CALLED-LOW AND BEHOLD THEY JUST NEEDED SOME TIME TO VERIFY MY ADDRESS SINCE I MOVED IN THE PAST 30 DAYS!

 

APPROVED 250.00 CL.

 

WFNNB HAS BEEN GOOD TO ME.  I HAVE AN EXPRESS STORE CARD SINCE 1999- THEY REMOVED 2 LATES I HAD BEFORE AND NOW IM UP TO 2160.00 CL

Amex Delta Gold $1000.00 CL; Discover $1000.00 CL; Gap Visa $4500.00 CL; AE Visa 4000.00 CL; Cap1 Quicksilver $2000.00; Walmart DISCOVER $4,000.00; Sam's Club Discover $8500.00; Barclay's Rewards MC $3300; CITIBank Dividend Platinum $300.00 CL; AMEX Green NPSL; Wells Fargo Rewards VISA $3,000.00 CL; Barclays US Airways Platinum MC $4000.00 CL; BOA Better Balance Rewards VIsa $1000.00 CL.

Contributor
MagicShot
Posts: 276
Registered: ‎01-15-2009
0

Re: Buckle Credit Card Pre Approval Help


texasman07 wrote:

GREAT NEWS!!!

 

SO HERE IS HOW IT STARTED;  I WAS SHOPPING AT THE BUCKLE WEBSITE, PUT AN ITEM IN MY CART ( A 25.00 WATCH) WHEN I GOT TO THE SHIPPING INFO PAGE, I IMMEDIATELY GOT  A WINDOW POP UP THAT I HAD BEEN "PRE APPROVED" FOR THIER BUCKLE CREDIT CARD AT A 250.00 LIMIT.  I CLICKED " ACCEPT OFFER" IT TOOK ME TO A PAGE TO VERIFY SSN AND DOB.  THEN I GOT THE DREADED "7-10 DAY" MESSAGE.  THOUGHT I WAS DOOMED.

 

TODAY I CALLED-LOW AND BEHOLD THEY JUST NEEDED SOME TIME TO VERIFY MY ADDRESS SINCE I MOVED IN THE PAST 30 DAYS!

 

APPROVED 250.00 CL.

 

WFNNB HAS BEEN GOOD TO ME.  I HAVE AN EXPRESS STORE CARD SINCE 1999- THEY REMOVED 2 LATES I HAD BEFORE AND NOW IM UP TO 2160.00 CL



Do you know if they did a hard pull?

Established Contributor
texasman07
Posts: 547
Registered: ‎02-17-2011
0

Re: Buckle Credit Card Pre Approval Help

They approved me with a soft pull!!

 

Maybe because I already have an account with WFNNB-They can access my records without a full hard.

 

 

Amex Delta Gold $1000.00 CL; Discover $1000.00 CL; Gap Visa $4500.00 CL; AE Visa 4000.00 CL; Cap1 Quicksilver $2000.00; Walmart DISCOVER $4,000.00; Sam's Club Discover $8500.00; Barclay's Rewards MC $3300; CITIBank Dividend Platinum $300.00 CL; AMEX Green NPSL; Wells Fargo Rewards VISA $3,000.00 CL; Barclays US Airways Platinum MC $4000.00 CL; BOA Better Balance Rewards VIsa $1000.00 CL.


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