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Moderator Emerita
Posts: 27,204
Registered: ‎09-13-2012
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Re: Buckles card worth it?

Valued Member
Posts: 95
Registered: ‎02-08-2013
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Re: Buckles card worth it?

I am Lexi! This was pre-garden mode Smiley Happy But if I do see something that fits into my grand plan of things, I will step out of the garden to snatch it up, then head straight back. I've got a very strong will, but not a thick skull! If it is benificial for me, with 0 risk (ie within my financial reasons that I KNOW I can PIF / not fall into debt) I will do it Smiley Happy Example, the post just before you (I think #9???) If that is really something that is viable (with a $2,800/month spending limit) then I may be inclined to do so, since travel is my passion!




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Moderator Emerita
Posts: 27,204
Registered: ‎09-13-2012
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Re: Buckles card worth it?

Valued Member
Posts: 95
Registered: ‎02-08-2013
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Re: Buckles card worth it?

And I'm watching you! Robot Mad




Starting Score: 637
Current Score: EQ:712 TransRISK: 724
Goal Score: 780


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Moderator Emerita
Posts: 27,204
Registered: ‎09-13-2012
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Re: Buckles card worth it?

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Senior Contributor
Posts: 30,749
Registered: ‎02-07-2013
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Re: Buckles card worth it?

sure is a lot of garden creeping going on by moonlightSmiley Surprised

Before you app think...
Have you done your research of the CC?
Does it fit your spending?
Do you have a plan for the bonus w/o going into debt?
Can you afford the AF?
Do you know the cards benefits? Is it worth the HP?
Moderator Emerita
Posts: 27,204
Registered: ‎09-13-2012
0

Re: Buckles card worth it?

Valued Member
Posts: 95
Registered: ‎02-08-2013
0

Re: Buckles card worth it?

Well I was going for the "I've got my eye on you" But they didn't have the wide-eye or one-eye open. Anyways, I just got off from my job; time to go to bed to get up in 4 hours for my other job! Goodnight all, Lexi say hi to the gardeners for me!




Starting Score: 637
Current Score: EQ:712 TransRISK: 724
Goal Score: 780


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Moderator Emerita
Posts: 27,204
Registered: ‎09-13-2012
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Re: Buckles card worth it?

Established Contributor
Posts: 726
Registered: ‎05-12-2012
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Re: Buckles card worth it?

From what I remember, in order to receive the black card, you have to meet certain spending requirements on a regular basis. The black status is not permanent. Plus their rewards rotate and fall off quickly if you do not use them fast.

 

I had the buckle card for about a year and the benefits were very weak IMO so I wound up canceling the card. I actually get much better benefits by using another cash rewards card if I want to shop there and the rewards don't expire that way.

 

But keep in mind, I didn't use the card a lot so maybe it could be worth it to someone that shopped there a bunch during a month. Just wanted to let you know my experiences.


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