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Building Credit and Building a Relationship to NFCU

Regular Contributor

Building Credit and Building a Relationship to NFCU


I was recently approved for a few card with some ok SL and I want to make sure I use them to maximize my score increases but also help build a good relationship with the banks, specifically NFCU (going for their 100% financed mortgage).

Here are my cards:

Total card $0/$400 (probabaly closing this one really soon)
Cap1 plat - $0/$1300
Cap1 QS - $0/$500
PenFed gold - $1015/$1500 (just did a balance transfer)
PenFed promise - $0/$1000
Nfcu go rewards - $0/$1300

My main question is should I put a small amount on the nfcu card and pay it in full once the statement cuts or should I just pay it off multiple times a month?

Message 1 of 2

Re: Building Credit and Building a Relationship to NFCU

moving to main CC forum
"If there's a lack of money in your life, understand that feeling worried, envious, jealous, disappointed, discouraged, doubtful or fearful about money can never bring more money to you, because those feelings come from a lack of gratitude for the money you have."

"Reactions are powerful creators because they contain every element needed to manifest—they're a combination of thought, belief, and feeling in action. Positive reactions create more positive things, and negative reactions create more negative things. If you can respond to negative situations calmly and lightly, instead of with emotional turbulence, what happens next in your life will be so much better."

- Rhonda Byrne
Message 2 of 2