@Anonymous wrote:I have like four starter credit cards and one really good month. So far I've been just using the starter credit cards and just paying them off completely at the end of the month. I am new to this credit thing as you are. It's only been about four years for me and I haven't been paying attention to it. I'm wondering if it's cool if I use the one with the crazy credit line for big purchases and it just kind of pay a little bit over the minimum every month.
Four starter cards and one good card? Not sure I follow the "one really good month", is that a typo?
Anyway, you can carry a balance and pay interest if you like. On larger balances it is not recommended, because of the added cost of interest. If you are just getting past starter cards, the APR is probably very high. If it is carrying a $200 balance for a few months, no big deal.
Generally, as you are starting out, you gain a lot in FICO scoring just by being active with the cards and never missing any payments. For your financial well being, it is best to avoid interest costs if you can, but sometimes borrowing can be necessary.
p.s. Is that Pepe Le Pew in your avatar? 
