I have an AMEX business card. Does it figure in the mortgage app process. Of course, it doesn't reflect in my FICO report but I have an excellent history-no lates and I've had the card over 1 year. I'd like for it to be a factor in consideration of my creditworthiness. Suggestions, experiences?
I am the person responsible for the card. I accepted an offer from AMEX based on (I guess) my relationship with them. I asked because the account does not reflect on my personal credit report even though the account is in my name and I am the only AU. If it reflects on a D&B, do mortgage lenders consider this type of credit card in your personal finances?