04-01-2013 08:36 AM
Happy to say I just got rid of Credit One !
I know I will see a bit of a hit to my Util% , but just could not stand paying their high fees any more. When they asked why I was closing the account and I told them because of the monthly fee the rep offered to waive it for 3 months if I would reconsider. THAT was supposed to make me reconsider !!! ?
04-01-2013 08:38 AM
Good job! Now, on to greener pasture!
04-01-2013 08:51 AM
Congrats! I was so happy when I closed mine a couple of months ago. Good riddance.
04-01-2013 08:58 AM
Congrats! That's just as satisfying as an approval!
04-01-2013 09:36 AM
Good riddance and good for you!!
They served their purpose for you so it was time for them to kick rocks.
I got such a jolt as well out of shutting them down last month.
04-01-2013 11:08 AM
Their days are numbered here. Single digits....thats if they make it through today with me. If I get two extra minutes somewhere they might not last the day.
04-01-2013 12:09 PM
I am thinking they are getting the axe from me today. I called to cancel earlier and had the AF waived for the next 3 months...Just did it to mess with them. I'm ending my work day with the termination call.
Forums posts are not provided or commissioned by FICO. Forums posts have not been reviewed, approved or otherwise endorsed by FICO. It is not FICO's responsibility to ensure all posts and/or questions are answered.Advertiser Disclosure: The listings that appear on myFICO are from companies from which myFICO receives compensation, which may impact how and where products appear on myFICO (including, for example, the order in which they appear). myFICO does not review or include all companies or all available products.
IMPORTANT INFORMATION: All FICO® Score products made available on myFICO.com include a FICO® Score 8, along with additional FICO® Score versions. Your lender or insurer may use a different FICO® Score than the versions you receive from myFICO, or another type of credit score altogether. Learn more
FICO, myFICO, Score Watch, The score lenders use, and The Score That Matters are trademarks or registered trademarks of Fair Isaac Corporation. Equifax Credit Report is a trademark of Equifax, Inc. and its affiliated companies. Many factors affect your FICO Score and the interest rates you may receive. Fair Isaac is not a credit repair organization as defined under federal or state law, including the Credit Repair Organizations Act. Fair Isaac does not provide "credit repair" services or advice or assistance regarding "rebuilding" or "improving" your credit record, credit history or credit rating. FTC's website on credit.