Reply
Regular Contributor
ExcellCR
Posts: 153
Registered: ‎07-10-2009
0

Re: Bye Bye Juniper!!


armywifey85 wrote:

I dumped Juniper/apple card , BOA, Chase, Macys, Target, Bloomingdales, hubby dumped AMEX, after speaking with reps from USAA and NFCU about having those accounts take up low credit line space on my credit reports that I would receive better CLI's and I started dumping em back on 2008 never lookin back and reps were right on clis are great mortgage rate was locked in at 4.5 It did wonders dumping those accounts!!!




Good for you. All that dumpin obviously paid great dividends. Congrats!
Super Contributor
MidnightVoice
Posts: 8,158
Registered: ‎03-25-2007
0

Re: Bye Bye Juniper!!

I have a Caseys (gas) card at $8.5K and DW has a B&N card at $16K.  Never had any trouble, earned over $500 in free gas and nearly $300 in free books.  APRs about 15%, but it oes not worry me as I pif
The slide from grace is really more like gliding
And I've found the trick is not to stop the sliding
But to find a graceful way of staying slid
New Contributor
Angel73
Posts: 73
Registered: ‎04-13-2009
0

Re: Bye Bye Juniper!!

Sorry you had such bad experience.

 

I have a Juni card with $2k CL and never had an issue.  APR is at 17.24 right now.

 

Have family member with Juni Biz Card and is one of their favorites with low APR and great rewards.

 

 

Frequent Contributor
dallasjetfan
Posts: 480
Registered: ‎03-06-2007
0

Re: Bye Bye Juniper!!


Angel73 wrote:

Sorry you had such bad experience.

 

I have a Juni card with $2k CL and never had an issue.  APR is at 17.24 right now.

 

Have family member with Juni Biz Card and is one of their favorites with low APR and great rewards.

 

 


Not a bad experience until yesterday and it was more annoying than anything.  All CCC's are the same so it s no big deal for me.  I don't need lots of CL's since I can pay cash for basically anything other than a house and I might be able to do that in 2 years.  It just feels good dumping these POS companies!!

Barclays US Air $15K| TTCU $13K| Chase Slate $10K| CapOne $6500|
Citi Simplicity $6100| Discover IT $6K
Established Contributor
pattycake
Posts: 760
Registered: ‎04-30-2007
0

Re: Bye Bye Juniper!!

Juni is on my list for the SD.  If they cancel, they cancel, I no longer care at this point, I have other, better cards!
pattycake's FICOs: 6/2/10 - TU: 708; EX: ???; EQ: 749
Senior Contributor
creditwherecreditisdue
Posts: 4,923
Registered: ‎04-19-2009
0

Re: Bye Bye Juniper!!


pattycake wrote:
Juni is on my list for the SD.  If they cancel, they cancel, I no longer care at this point, I have other, better cards!

 

Use it once a quarter. They don't like disuse.
New Contributor
cabarkeep
Posts: 68
Registered: ‎09-20-2008
0

Re: Bye Bye Juniper!!

my juniper has a 4500 limit and 8.99 rate ..so far so good ...no cld no apr rate jack
Regular Contributor
ExcellCR
Posts: 153
Registered: ‎07-10-2009
0

Re: Bye Bye Juniper!!

Just goes to prove some have good experiences with Juniper, HSBC, GEMB, B of A, Chase... and some don't.
Regular Contributor
AboveAverage
Posts: 123
Registered: ‎12-27-2007
0

Re: Bye Bye Juniper!!

I had both B&N and Apples Itunes. Initally, B&N was $800, but when I tried going to the Itunes and got denied, the rep said that he would cut my B&N limit and make it $500 and the Itunes $300. But if I call back in a few months I would get the original $300. Needless to say I got the $800 back on B&N but they would not budge on the Itunes. I told them if they gave me a limit that would allow me to buy the most expensive IPOD, I could fully utilize the card. Needless to say, it was a waste of time.

 

I closed the Itunes card and demanded that they rollover my limit from Itunes to B&N for the whole $1100. After reading what you guys are getting (have gotten) I really have a pitiful amount. I think my APR is 16.24% too but hey, I PIF so I don't give a *blank*.

 

I use my card every month, so disuse shouldn't be an issue. My card also expires 8/10 (a whole 12 months). I should be in a much better bargaining position to get a much better CLI. In the year I have had B&N I've gotten $100 plus saved a few bucks at B&N.


myFICO is the consumer division of FICO. Since its introduction 20 years ago, the FICO® Score has become a global standard for measuring credit risk in the banking, mortgage, credit card, auto and retail industries. 90 of the top 100 largest U.S. financial institutions use the FICO Score to make consumer credit decisions.

>> About myFICO
FICO Score - The Score that matters
Click to Verify - This site chose VeriSign SSL for secure e-commerce and confidential communications.
Fair Isaac Corporation is a BBB Accredited Financial Service in San Rafael, CA
FOLLOW US Social Media Facebook Twitter Pinterest Google+