My AF was due next month on my BBRZ MC, so I gave them a call and asked them to waive it. They said no, so then I asked them to close the card. It feels good to be at the point where I don't need these sub-prime cards anymore. Now my only card with a fee remaining is my Cap 1 platinum, but I think I'll keep that for one more year.
Starting Score: TU: 566