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CANCELLED CREDIT CARD

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Anonymous
Not applicable

CANCELLED CREDIT CARD

MY CREDIT CARD WAS CANCELLED BECAUSE OF NON-USE. CAN I GET IT REINSTATED WITHOUT REAPPLYING. I BELIEVE BY REAPPLYING IS A HIT ON MY CREDIT SCORE.

Message 1 of 7
6 REPLIES 6
Gunnar419
Valued Contributor

Re: CANCELLED CREDIT CARD

I don't hear about too many successes with getting canceled cards reopened, but the best thing you can do is call the number on the back of your card and ASK.

Message 2 of 7
Anonymous
Not applicable

Re: CANCELLED CREDIT CARD

IT DEPENDS ON THE LENDER, YOU SHOULD IMMEDIATELY CALL AND ASK THEM TO RECONSIDER.

 

HOW LONG HAS IT BEEN SITTING UNUSED?

 

Wait...why are we yelling...? Smiley Indifferent Smiley Wink

Message 3 of 7
b_diddy
Established Contributor

Re: CANCELLED CREDIT CARD


@Anonymous wrote:

IT DEPENDS ON THE LENDER, YOU SHOULD IMMEDIATELY CALL AND ASK THEM TO RECONSIDER.

 

HOW LONG HAS IT BEEN SITTING UNUSED?

 

Wait...why are we yelling...? Smiley Indifferent Smiley Wink


I was almost about to have a meltdown ... 2 yellers in a single post. :-) LOL.

FICO Scores: EX 733 (1/17/15) EQ 761 (1/17/15) TU 750 (1/17/15)
     
      
Message 4 of 7
SunriseEarth
Moderator Emeritus

Re: CANCELLED CREDIT CARD


@Anonymous wrote:

MY CREDIT CARD WAS CANCELLED BECAUSE OF NON-USE. CAN I GET IT REINSTATED WITHOUT REAPPLYING. I BELIEVE BY REAPPLYING IS A HIT ON MY CREDIT SCORE.


Call and ask, if it was just closed.   What card is it?   How long since you last used?



Start: 619 (TU08, 9/2013) | Current: 809 (TU08, 3/05/24)
BofA CCR WMC $75000 | AMEX Cash Magnet $64000 | Discover IT $46000 | Disney Premier VS $43600 | Venmo VS $30000 | NFCU More Rewards AMEX $25000 | Macy's AMEX $25000 Store $25000 | Cash+ VS $25000 | Altitude Go VS $25000 | Synchrony Premier $24,200 | Sony Card VS $23750 | GS Apple Card WEMC $22000 | WF Active Cash VS $18,000 | Jared Gold Card $16000 | FNBO Evergreen VS $15000 | Citi Custom Cash MC $14600 | Target MC $14500 | BMO Harris Cash Back MC $14000 | Amazon VS $12000 | Freedom Flex WEMC $10000 | Belk MC $10000 | Wayfair MC $4500 ~~
Message 5 of 7
Anonymous
Not applicable

Re: CANCELLED CREDIT CARD


@b_diddy wrote:

@Anonymous wrote:

IT DEPENDS ON THE LENDER, YOU SHOULD IMMEDIATELY CALL AND ASK THEM TO RECONSIDER.

 

HOW LONG HAS IT BEEN SITTING UNUSED?

 

Wait...why are we yelling...? Smiley Indifferent Smiley Wink


I was almost about to have a meltdown ... 2 yellers in a single post. :-) LOL.


NOW THREE!

 

Smiley Happy

 

Who is the lender?

Message 6 of 7
Shock
Established Contributor

Re: CANCELLED CREDIT CARD

**bleep** GUYS!

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Message 7 of 7
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