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Frequent Contributor
CreditChampion
Posts: 255
Registered: ‎03-15-2012

Re: CANT BELIEVE IT!!!

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‎09-29-2012 07:05 AM

Congrats! What are your stats? AAOA? Oldest account?


Fico Scores: 763 EQ(12/11/12) 768 TU(12/11/12) ? EX(TBD)
AMEX Zync NPSL(AU) Citi Forward $3k Discover More Student $1600 Wells Fargo Cash Back $1300 BankAmericard Cash Rewards $700 Chase Freedom $500 Capital One Journey Student Card $1250
Capital One Secured Card (AU) $251 Capital One Platinum (AU) $500
Message 21 of 37 (455 Views)
 
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Contributor
EandK23
Posts: 171
Registered: ‎09-12-2012

Re: CANT BELIEVE IT!!!

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‎09-29-2012 07:19 AM

Congrats!!

Starting Score: 632 (TU) 02/2011
Current Score: TU08: 743 (12/12) EX: 742 (Amex Pull) 09/2012
Goal Score: 780

Take the FICO Fitness Challenge

Message 22 of 37 (439 Views)
 
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Contributor
tylaw13
Posts: 157
Registered: ‎06-28-2012

Re: CANT BELIEVE IT!!!

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‎09-29-2012 07:24 AM

ok so i was approved for 2kCL , my credit report is ok i guess, no baddies at all. my AAoA is almost i year and my oldest account is 2 years and 1 month.

EQ FICO - 699 (9/27/12) TU FICO - 709 (9/27/12) EX FICO (9/30/12) 725 AMEX
Im my wallet - Cap1 Cash Rewards(500) Cap1 Platinum MC(2000) Chase Freedom(1000) AMEX BCE (2000)
Message 23 of 37 (432 Views)
 
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Mega Contributor
LS2982
Posts: 14,447
Registered: ‎04-09-2011

Re: CANT BELIEVE IT!!!

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‎09-29-2012 07:27 AM

tylaw13 wrote:

ok so i was approved for 2kCL , my credit report is ok i guess, no baddies at all. my AAoA is almost i year and my oldest account is 2 years and 1 month.

Nice!

 

Seems like 2k is the common starting CL for that card. YMMV of course but alot of members getting this card has started with this limit.

 



Silver Spade Garden Club Member - Last App 1/6/13 - No Apps until 1/7/2015 / Diamond Inspired!
Starting Score: EX (PLUS) 583 EQ FICO 565 TU FICO 590 3/15/2011 / Goal Scores: 720
Current Score: EX FICO (PSECU) 689 / EQ FICO 659 / TU08 FICO 702 / TU98 FICO 672 / TU VS 711 5/19/2013
Message 24 of 37 (423 Views)
 
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Super Contributor
CS800
Posts: 6,107
Registered: ‎04-07-2008

Re: CANT BELIEVE IT!!!

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‎09-29-2012 07:33 AM

tylaw13 wrote:

ok so i was approved for 2kCL , my credit report is ok i guess, no baddies at all. my AAoA is almost i year and my oldest account is 2 years and 1 month.

You cna always do a CLI 3X your current CL , 61 days after activation if you feel like it.

 

Some however have gotten a CLI 60 days from approval. YMMV





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Regular Contributor
Mellon
Posts: 178
Registered: ‎08-31-2007

Re: CANT BELIEVE IT!!!

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‎09-29-2012 07:37 AM

Congrats!!

Message 26 of 37 (410 Views)
 
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Valued Contributor
Rhaeny
Posts: 1,109
Registered: ‎07-24-2011

Re: CANT BELIEVE IT!!!

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‎09-29-2012 08:44 AM

Congrats :smileyvery-happy:

 

Can't wait till I'm able to get approved.....that is many light years away though.  


Starting Scores: EX 722 (USAA), TU 637 (Walmart), EQ 706 (myFico)
April Scores: EX 722 (USAA), TU 669 (Walmart), EQ 705 (DCU)
Goal Scores: 750 across the board
Emergency gardening mode~~Last app: 4/8/2013
Message 27 of 37 (387 Views)
 
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Established Contributor
calihlove75
Posts: 712
Registered: ‎05-16-2012

Re: CANT BELIEVE IT!!!

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‎09-29-2012 09:05 AM

Congrats! That is the card I want...denied in June. Trying to avoid the temptation of trying again until December!!

100% Ficos: EX 751, TU 731, Walmart TU fico 740, EQ 741
Inquiries last 2 years/1 year/6 months: EX-7/3/0, TU- 11/6/0, EQ-3/1/0~ app free since 11/23/12
Kohls $600~Amex BCE $2000~ Walmart Discover $6000~NFCU Signature CashRewards $9000~ Chase Freedom MC $6000~ Chase Amazon Visa $1900~ Cap 1/HSBC MC $450~ Amazon Store $7000~ Fingerhut $1350
Message 28 of 37 (371 Views)
 
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Contributor
tylaw13
Posts: 157
Registered: ‎06-28-2012

Re: CANT BELIEVE IT!!!

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‎09-29-2012 10:13 AM

Let me add i just finished with my credit union like 5 minutes ago refinancing my auto loan from 16% to 1.98% and taking 9 months off the loan! Payemnt went from 284 - 244. Sorry if im bragging im just very happy!

EQ FICO - 699 (9/27/12) TU FICO - 709 (9/27/12) EX FICO (9/30/12) 725 AMEX
Im my wallet - Cap1 Cash Rewards(500) Cap1 Platinum MC(2000) Chase Freedom(1000) AMEX BCE (2000)
Message 29 of 37 (331 Views)
 
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Valued Contributor
Rhaeny
Posts: 1,109
Registered: ‎07-24-2011

Re: CANT BELIEVE IT!!!

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‎09-29-2012 10:15 AM

tylaw13 wrote:

Let me add i just finished with my credit union like 5 minutes ago refinancing my auto loan from 16% to 1.98% and taking 9 months off the loan! Payemnt went from 284 - 244. Sorry if im bragging im just very happy!

No brags.....just huge successes :smileyhappy:

 

Congrats!


Starting Scores: EX 722 (USAA), TU 637 (Walmart), EQ 706 (myFico)
April Scores: EX 722 (USAA), TU 669 (Walmart), EQ 705 (DCU)
Goal Scores: 750 across the board
Emergency gardening mode~~Last app: 4/8/2013
Message 30 of 37 (329 Views)
 
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