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Frequent Contributor
CreditChampion
Posts: 267
Registered: ‎03-15-2012
0

Re: CANT BELIEVE IT!!!

Congrats! What are your stats? AAOA? Oldest account?

Fico Scores: 763 EQ(12/11/12) 768 TU(12/11/12) ? EX(TBD)
Citi Double Cash 10K PenFed Plat Rewards 8.5K Citi Forward $7.1K AMEX BCE 6K AMEX Zync NPSL(AU) Discover it 5K Wells Fargo Cash Back $2.3K BankAmericard Better Balance $700 Chase Freedom $500 Capital One Quicksilver $6K Capital One Platinum (AU) $500 Capital One Secured Card (AU) $251(Closed)
Regular Contributor
EandK23
Posts: 178
Registered: ‎09-12-2012
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Re: CANT BELIEVE IT!!!

Congrats!!
Regular Contributor
tylaw13
Posts: 173
Registered: ‎06-28-2012
0

Re: CANT BELIEVE IT!!!

ok so i was approved for 2kCL , my credit report is ok i guess, no baddies at all. my AAoA is almost i year and my oldest account is 2 years and 1 month.

EQ FICO - 725 (9/11/13) TU FICO - 724 (6/27/13) EX FICO (6/30/13) 755 AMEX
Im my wallet - Cap1 Platinum MC(2000) Chase Freedom(1500) AMEX BCE (7000) Discover IT (8000) CSP (15000) Cal Coast CU (8000)
Mega Contributor
LS2982
Posts: 15,436
Registered: ‎04-09-2011
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Re: CANT BELIEVE IT!!!


tylaw13 wrote:

ok so i was approved for 2kCL , my credit report is ok i guess, no baddies at all. my AAoA is almost i year and my oldest account is 2 years and 1 month.


Nice!

 

Seems like 2k is the common starting CL for that card. YMMV of course but alot of members getting this card has started with this limit.

 




Silver Spade Garden Club Member - Last App 12/16/13 - Looking for a clean slate NO INQ's / Diamond Inspired!
Starting Score:
EX (PLUS) 583 EQ FICO 565 TU FICO 590 3/15/2011 / Goal Scores: 720
Current Score: EX FICO (PSECU) 671 (myFICO) N/A / EQ FICO 679 / TU08 FICO 678 / TU VS 706 3/6/2014
Super Contributor
CS800
Posts: 6,552
Registered: ‎04-07-2008
0

Re: CANT BELIEVE IT!!!


tylaw13 wrote:

ok so i was approved for 2kCL , my credit report is ok i guess, no baddies at all. my AAoA is almost i year and my oldest account is 2 years and 1 month.


You cna always do a CLI 3X your current CL , 61 days after activation if you feel like it.

 

Some however have gotten a CLI 60 days from approval. YMMV




Frequent Contributor
Mellon
Posts: 341
Registered: ‎08-31-2007
0

Re: CANT BELIEVE IT!!!

Congrats!!

| NFCU Cashrewards $14,000 | NFCU Platinum $12,000 | NFCU Navchk $10,000 | Amex BCE $3,000 | Amex HHonors $1,700 | Chase Freedom $3,300 | Chase Sapphire Preferred $5,000 | BOA 3-2-1 $5,000 | Barclays Apple $4,450 | CapOne Quicksilver $1,000 | OCCU Beaver $5,000 | CITI Diamond Preferred $2,500| Citi TYP $5,000 | GTE FCU $3,000 | | Discover IT $3,500 | Walmart Discover $8,000 | NCSECU $750 | NASA FCU $2,000| Chase Slate $4,000 | Barclays Reward MC $1,500| Best Buy $3,000 | Wells Fargo $3,000 | Chase Amazon $3,000
Valued Contributor
Rhaeny
Posts: 1,507
Registered: ‎07-24-2011
0

Re: CANT BELIEVE IT!!!

Congrats :smileyvery-happy:

 

Can't wait till I'm able to get approved.....that is many light years away though.  


Major CC's - Barclay's ($5.5K) | Barclay's Sallie Mae MC ($5K) | DCU ($7.5K) | Discover IT ($1.4K) | Genisys Visa ($1.4K) | NFCU Visa ($22K) | Navcheck ($15K) | Chase Freedom ($5K) | SDFCU Visa ($8K) | Amex BCP ($9.5K) | Amex Delta ($10K) |Store CC's| -Amazon ($4K) | Catherines ($850) | JCP ($4K) | Macy's ($1.7K) | Avenue ($850) | Victoria's Secret ($1.4K) | Walmart ($4.1K) | Paypal SC ($1.3K) | HSN ($2.5) | Sears ($2.6K) | Sams Club ($4.1K) |Goal|: Age with grace to 750 across the board |Last app|: 3/3/2014
Established Contributor
calihlove75
Posts: 791
Registered: ‎05-16-2012
0

Re: CANT BELIEVE IT!!!

Congrats! That is the card I want...denied in June. Trying to avoid the temptation of trying again until December!!

100% Ficos: EX 762, TU 767, EQ 762 Inquiries last 1 year/6 months: EX-0/0, TU- 0/0, EQ-1/0~ last credit card app 6/24/13- New car loan 3/8/2014
Discover IT $9500~Kohls $1000~Amex BCE $2000~ Walmart Discover $7500~NFCU Signature CashRewards $16,100~ Chase Freedom MC $6000~ Chase Amazon Visa $1900~ Cap 1/HSBC MC $2500~ Amazon Store $7000~ Fingerhut $1050
Regular Contributor
tylaw13
Posts: 173
Registered: ‎06-28-2012
0

Re: CANT BELIEVE IT!!!

Let me add i just finished with my credit union like 5 minutes ago refinancing my auto loan from 16% to 1.98% and taking 9 months off the loan! Payemnt went from 284 - 244. Sorry if im bragging im just very happy!

EQ FICO - 725 (9/11/13) TU FICO - 724 (6/27/13) EX FICO (6/30/13) 755 AMEX
Im my wallet - Cap1 Platinum MC(2000) Chase Freedom(1500) AMEX BCE (7000) Discover IT (8000) CSP (15000) Cal Coast CU (8000)
Valued Contributor
Rhaeny
Posts: 1,507
Registered: ‎07-24-2011
0

Re: CANT BELIEVE IT!!!


tylaw13 wrote:

Let me add i just finished with my credit union like 5 minutes ago refinancing my auto loan from 16% to 1.98% and taking 9 months off the loan! Payemnt went from 284 - 244. Sorry if im bragging im just very happy!


No brags.....just huge successes :smileyhappy:

 

Congrats!


Major CC's - Barclay's ($5.5K) | Barclay's Sallie Mae MC ($5K) | DCU ($7.5K) | Discover IT ($1.4K) | Genisys Visa ($1.4K) | NFCU Visa ($22K) | Navcheck ($15K) | Chase Freedom ($5K) | SDFCU Visa ($8K) | Amex BCP ($9.5K) | Amex Delta ($10K) |Store CC's| -Amazon ($4K) | Catherines ($850) | JCP ($4K) | Macy's ($1.7K) | Avenue ($850) | Victoria's Secret ($1.4K) | Walmart ($4.1K) | Paypal SC ($1.3K) | HSN ($2.5) | Sears ($2.6K) | Sams Club ($4.1K) |Goal|: Age with grace to 750 across the board |Last app|: 3/3/2014

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