09-29-2012 11:28 AM
Let me add i just finished with my credit union like 5 minutes ago refinancing my auto loan from 16% to 1.98% and taking 9 months off the loan! Payemnt went from 284 - 244. Sorry if im bragging im just very happy!
Great job! You're going to save a lot of money. That's the whole idea of having good credit, if you show some responsibility then companies will be happy to do business with you at a low cost. I can't wait until I can get a rate like that!
09-29-2012 11:54 AM
I just got that card about 8 mo ago. Same CL as you. 2k. I was really surprised they gave me that much cause my my highest CL was 1k at the time. Then just after 60 days I used the wonderful CLI button on the website and BAM! 6k CL!! So yea I love me some AMEX!
I did just app for the starwood card the other day just to try cause I knew i was going to go into gardening mode and not app for anything for a while. I was dennied. Which I kind of expected. Got the letter today. It highlighted my age of AMEX account (8 mo's), the amount of my payments for my current BCE (since im in the intro 0% APR period I've not payed in full every month or even close to it.) and the number of inquiries (3). Thought this info may be helpful to those wanting a second AMEX card.
I'm very glad I got an AMEX as my second real card. Enjoy!
Don't forget to hit "THE BUTTON" on day 61. They don't even do a hard pull at that time they just use your previous pull and I think maybe do a soft pull. So don't srew up
09-29-2012 01:57 PM
09-29-2012 05:27 PM - edited 09-29-2012 05:28 PM
09-29-2012 05:46 PM