CAP ONE ANNUAL FEE

[RozBuds]

It's almost a year and my current statement is reminding me that the July 2010 statement will include the $29 annual fee. I just called the back door # 800-889-9939 asking to waive the fee. For several years they were waived but last year NO and with this call I was told it is too early and to call back in June. I think I will call back in an hour.  If by June I have not got them to waive the fee and I close the account how do you think this will affect my credit? 

Account is 6 years

Credit Limit is $850

RJ to 15.99% (currently 3.99 BT with a balance of $182 which will be paid off in May)

I have used it mostly for BTs 

My other Cap One account is 7 years/$4100CL and no annual fee.

I don't think it will be the end of the world if the account closes but maybe it will.

Thank you,

RozBuds

[score_building]

can you combine instead?

[RozBuds]

I want to use that option after the account is at a zero balance. If I get a no on both do you think my credit will suffer much for closing? It's only $850 and I do have a lot of available credit. Thank you for your reply.

RozBuds