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Frequent Contributor
CreditChampion
Posts: 267
Registered: ‎03-15-2012
0

CAP ONE CLI SUCESS

So I hit up the executive offices for my father and requested that I get a cli. My min was 5k max 12k. So I log into today to see that the cli went from 1k-to 7.5k lol. My father had just got the card july and had not run a single transaction through it.  Capital One has changed their ways for sure.

Fico Scores: 763 EQ(12/11/12) 768 TU(12/11/12) ? EX(TBD)
Citi Double Cash 10K PenFed Plat Rewards 8.5K Citi Forward $7.1K AMEX BCE 6K AMEX Zync NPSL(AU) Discover it 5K Wells Fargo Cash Back $2.3K BankAmericard Better Balance $700 Chase Freedom $500 Capital One Quicksilver $6K Capital One Platinum (AU) $500 Capital One Secured Card (AU) $251(Closed)
Valued Contributor
maiden_girl
Posts: 2,110
Registered: ‎12-29-2011
0

Re: CAP ONE CLI SUCESS

I'm confused. You called the number for your Dad? So...he's just gotten the card in July and you called the number?

The truth is out there...
FICO scores: 764 (EQ) 732 (EX) 757 (TU) 9/14 | Goal score: 750+ (all 3)
Tradelines: Capital One QS NPSL (5.0k) | Discover IT (6.0k) | Walmart Mastercard (5.0k) | Chase Freedom NPSL (7.3k) | Citi Simplicity (9.3k)






Frequent Contributor
CreditChampion
Posts: 267
Registered: ‎03-15-2012
0

Re: CAP ONE CLI SUCESS

I called on his behalf.

Fico Scores: 763 EQ(12/11/12) 768 TU(12/11/12) ? EX(TBD)
Citi Double Cash 10K PenFed Plat Rewards 8.5K Citi Forward $7.1K AMEX BCE 6K AMEX Zync NPSL(AU) Discover it 5K Wells Fargo Cash Back $2.3K BankAmericard Better Balance $700 Chase Freedom $500 Capital One Quicksilver $6K Capital One Platinum (AU) $500 Capital One Secured Card (AU) $251(Closed)
Established Contributor
Cadillac-XTS
Posts: 1,837
Registered: ‎08-20-2012
0

Re: CAP ONE CLI SUCESS

Congrats

Senior Contributor
youngandcreditwrthy
Posts: 6,242
Registered: ‎08-16-2012
0

Re: CAP ONE CLI SUCESS

WOW! CONGRATS. I'm DEF CALLING NOW!

Marriott PR$25k | BCE $24.5K |BankAmericard Visa $25k| Wmt Discover $12.5k | BR Visa $12.5k | Amex Delta Gold $10k | Discover IT $10k | Paypal Extras MC $15k | Amazon Store $10k|Arrival $12.7k | Smile Gen $7.25k | Dillard's $10k | West Elm $4k| Express $3.05K | Mypoints.com Visa $4.5k | Freedom Visa $1k| Amex Surpass $1k
Frequent Contributor
CreditChampion
Posts: 267
Registered: ‎03-15-2012
0

Re: CAP ONE CLI SUCESS

Now to work on my Journey limit...:smileyhappy:

Fico Scores: 763 EQ(12/11/12) 768 TU(12/11/12) ? EX(TBD)
Citi Double Cash 10K PenFed Plat Rewards 8.5K Citi Forward $7.1K AMEX BCE 6K AMEX Zync NPSL(AU) Discover it 5K Wells Fargo Cash Back $2.3K BankAmericard Better Balance $700 Chase Freedom $500 Capital One Quicksilver $6K Capital One Platinum (AU) $500 Capital One Secured Card (AU) $251(Closed)
Contributor
firesoul453
Posts: 150
Registered: ‎08-24-2012
0

Re: CAP ONE CLI SUCESS


CreditChampion wrote:

Now to work on my Journey limit...:smileyhappy:


I have a journey card, and it seems my limit of $750 is going to be all they'll give me...

Tried regualr numbers, online chat, automated system, and even the executive office number.  No luck at all! I even tried to get them to combine cards (have a useless playstation visa), but they don't do that apparently...  And I've had it for almost 2 years!

 

Really annoying. 

Only thing that keeps me from cancleing is that it is my oldest card and want I really old card to show on my record.

My ultimate credit wish,
a JP Morgan Palladium card
Frequent Contributor
CreditChampion
Posts: 267
Registered: ‎03-15-2012
0

Re: CAP ONE CLI SUCESS

Have you tried recently though?

Fico Scores: 763 EQ(12/11/12) 768 TU(12/11/12) ? EX(TBD)
Citi Double Cash 10K PenFed Plat Rewards 8.5K Citi Forward $7.1K AMEX BCE 6K AMEX Zync NPSL(AU) Discover it 5K Wells Fargo Cash Back $2.3K BankAmericard Better Balance $700 Chase Freedom $500 Capital One Quicksilver $6K Capital One Platinum (AU) $500 Capital One Secured Card (AU) $251(Closed)
Valued Contributor
maiden_girl
Posts: 2,110
Registered: ‎12-29-2011
0

Re: CAP ONE CLI SUCESS


firesoul453 wrote:

CreditChampion wrote:

Now to work on my Journey limit...:smileyhappy:


I have a journey card, and it seems my limit of $750 is going to be all they'll give me...

Tried regualr numbers, online chat, automated system, and even the executive office number.  No luck at all! I even tried to get them to combine cards (have a useless playstation visa), but they don't do that apparently...  And I've had it for almost 2 years!

 

Really annoying. 

Only thing that keeps me from cancleing is that it is my oldest card and want I really old card to show on my record.


You had the Journey card for two years and they didn't do anything for you at the Exec office? That's weird. May I ask what your credit is like? Any baddies? Other open credit lines with higher limits? I only ask because I have the MTV Visa and I opened it 2 years ago--it has been at the same limit for 2 years. I called the exec office two days ago and got raised from $750 to $1,500 the following day.

 

The truth is out there...
FICO scores: 764 (EQ) 732 (EX) 757 (TU) 9/14 | Goal score: 750+ (all 3)
Tradelines: Capital One QS NPSL (5.0k) | Discover IT (6.0k) | Walmart Mastercard (5.0k) | Chase Freedom NPSL (7.3k) | Citi Simplicity (9.3k)






Contributor
firesoul453
Posts: 150
Registered: ‎08-24-2012
0

Re: CAP ONE CLI SUCESS

[ Edited ]

Been trying like once a week for a while now one way or another.

Today I called the exeutive office number, still no luck.

She said they don't offer manual reviews.

but in what has almost been two year (19 months I think), I've only revieced one CLI.

Really annoying when all my other cards have a limit of $2500 or above (unless you don't count NPSL).

 

Edit: NO baddies at all, 

It was my first card ever (so no long credit history), but never ever ever missed even one payment!

My ultimate credit wish,
a JP Morgan Palladium card

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