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Valued Contributor
jsucool76
Posts: 2,768
Registered: ‎12-11-2011

Re: CAP ONE CLI SUCESS

congrats on your CLI!! Well, your dad's cli. XD

Fire:

I would try again. Or ask them to PC you to a different card. They might not gice a CLI since it is a student card.

Also, if you don't mind me asking, do you have any higher CLs (sorry if they are in sig, cant see sig on mobile site) and does your income (since i am assuming you are a student) justify a higher CL. Some students don't have a high enough income for lenders to want to hand out decent CLs.
Wallet: Capital One Cash Rewards 3500CL, Wells Fargo Cash Back College Visa: 900CL, Paypal Smart Connect: 1286CL, Walmart Discover: 2000CL, UPromise Mastercard: 1000CL, Chase Slate: 500CL, Discover IT: 1500CL, Citi Forward: 1500CL, Bank Of America Student Travel Rewards: 700CL
New Contributor
melbaro
Posts: 89
Registered: ‎08-03-2012

Re: CAP ONE CLI SUCESS


firesoul453 wrote:

CreditChampion wrote:

Now to work on my Journey limit...:smileyhappy:


I have a journey card, and it seems my limit of $750 is going to be all they'll give me...

Tried regualr numbers, online chat, automated system, and even the executive office number.  No luck at all! I even tried to get them to combine cards (have a useless playstation visa), but they don't do that apparently...  And I've had it for almost 2 years!

 

Really annoying. 

Only thing that keeps me from cancleing is that it is my oldest card and want I really old card to show on my record.


That card is far from useless...and in my opinion the best Cap1 card based on the aggressiveness of the points and no AF. Just got my limit bumped from 3k to 7.5K and I only use it for PSN (10 points/$1) and paying my cell phone bill (3 points/$1). I see a PS Vita in my sons future. Santa gets it easy this year. :smileyvery-happy:

Valued Contributor
maiden_girl
Posts: 1,772
Registered: ‎12-29-2011

Re: CAP ONE CLI SUCESS

[ Edited ]

firesoul453 wrote:

Been trying like once a week for a while now one way or another.

Today I called the exeutive office number, still no luck.

She said they don't offer manual reviews.

but in what has almost been two year (19 months I think), I've only revieced one CLI.

Really annoying when all my other cards have a limit of $2500 or above (unless you don't count NPSL).

 

Edit: NO baddies at all, 

It was my first card ever (so no long credit history), but never ever ever missed even one payment!


Maybe b/c the journey is a student card...I dunno. The line has been getting hit with a lot of calls, they are probably going to stop doing manual reviews.

 

The truth is out there...
FICO scores: 724 (EQ) 709 (EX) 711 (TU) 4/14 | Goal score: 750+ (all 3)
Tradelines: Capital One (5.0k) | Discover IT (5.0k) | Walmart Discover (3.0k) | Chase Freedom NPSL | Citi Simplicity (8.0k)
--------------------------Gardening until my credit recovers...NO MORE INQUIRES TIL 2015
Contributor
firesoul453
Posts: 142
Registered: ‎08-24-2012

Re: CAP ONE CLI SUCESS

[ Edited ]

melbaro wrote:

firesoul453 wrote:

CreditChampion wrote:

Now to work on my Journey limit...:smileyhappy:


I have a journey card, and it seems my limit of $750 is going to be all they'll give me...

Tried regualr numbers, online chat, automated system, and even the executive office number.  No luck at all! I even tried to get them to combine cards (have a useless playstation visa), but they don't do that apparently...  And I've had it for almost 2 years!

 

Really annoying. 

Only thing that keeps me from cancleing is that it is my oldest card and want I really old card to show on my record.


That card is far from useless...and in my opinion the best Cap1 card based on the aggressiveness of the points and no AF. Just got my limit bumped from 3k to 7.5K and I only use it for PSN (10 points/$1) and paying my cell phone bill (3 points/$1). I see a PS Vita in my sons future. Santa gets it easy this year. :smileyvery-happy:


 

 

 

(me):

I really only got it for the free $50 in PSN credit lol, but I never buy anything on psn so 10 points per $1 is pretty useless to me.  (rather have cash back on everything else)

But I do really want to get a psVita....

 

maiden_girl wrote:

firesoul453 wrote:

Been trying like once a week for a while now one way or another.

Today I called the exeutive office number, still no luck.

She said they don't offer manual reviews.

but in what has almost been two year (19 months I think), I've only revieced one CLI.

Really annoying when all my other cards have a limit of $2500 or above (unless you don't count NPSL).

 

Edit: NO baddies at all, 

It was my first card ever (so no long credit history), but never ever ever missed even one payment!


Maybe b/c the journey is a student card...I dunno. The line has been getting hit with a lot of calls, they are probably going to stop doing manual reviews.

 


Ya... I'm not expecting it to be my best card, but I feel like there kinda screwing me.

Maybe I called the wrong number lol, it felt like a normal call to me, she asked me for my name and once I mentioned CLI she asked me for my account number.

My ultimate credit wish,
a JP Morgan Palladium card
Mega Contributor
LS2982
Posts: 15,434
Registered: ‎04-09-2011

Re: CAP ONE CLI SUCESS

CONGRATS!!

Why didn't you let your dad call?



Silver Spade Garden Club Member - Last App 12/16/13 - Looking for a clean slate NO INQ's / Diamond Inspired!
Starting Score:
EX (PLUS) 583 EQ FICO 565 TU FICO 590 3/15/2011 / Goal Scores: 720
Current Score: EX FICO (PSECU) 671 (myFICO) N/A / EQ FICO 679 / TU08 FICO 678 / TU VS 706 3/6/2014
Senior Contributor
youngandcreditwrthy
Posts: 5,981
Registered: ‎08-16-2012

Re: CAP ONE CLI SUCESS

That's how mine went fire, exactly how it went!
Marriott PR$25k | BCE $24.5K |BankAmericard Visa $25k| Wmt Discover $12.5k | BR Visa $12.5k | CSP $10k | Amex Delta Gold $10k | Discover IT $10k | Paypal Extras MC $15k | Amazon Store $10k|Arrival $12.7k | Smile Gen $7.25k | Dillard's $5k | Express $3.05K | Myponts.com Visa $3.5k | Freedom Visa $1k| Amex Surpass $1k
Frequent Contributor
CreditChampion
Posts: 260
Registered: ‎03-15-2012

Re: CAP ONE CLI SUCESS

[ Edited ]

I am a smooth talker and  know more about credit than he does


Fico Scores: 763 EQ(12/11/12) 768 TU(12/11/12) ? EX(TBD)
AMEX Zync NPSL(AU) Citi Forward $4k Discover it $2000 Wells Fargo Cash Back $1300 BankAmericard Better Balance $700 Chase Freedom $500 Capital One Quicksilver $1250
Capital One Secured Card (AU) $251 Capital One Platinum (AU) $500
Established Contributor
Cadillac-XTS
Posts: 1,837
Registered: ‎08-20-2012

Re: CAP ONE CLI SUCESS

Congrats

Contributor
firesoul453
Posts: 142
Registered: ‎08-24-2012

Re: CAP ONE CLI SUCESS


CreditChampion wrote:

I am a smooth talker and  know more about credit than he does


What?

I'd love some tips! I could really use a CLI on my capital one.

My ultimate credit wish,
a JP Morgan Palladium card

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