Credit Cards

[sandman2435]

This past November ,I got a Venture card with a $5000 Limit and called 2 weeks ago and was able to get it raised to $7500

[Happychap]

I contacted them last week for a product change,but they told me they don't have the power to product change. I thought BS I have read many who have PC'd...anyhow they put it for a cli to be manually reviewed. I think that office spends all there time now putting in manual cli requests lol. I still won't use the card since it has no rewards, but thought I let them put a cli through anyway since I was on the phone with them and that's all they were offering

[scottinla21]

---

youngandcreditwrthy wrote:

Don't you hate that!!!?? three years and no CLI! I've gone 4.5 years without one!!! My rep said they could make exceptions esp for customers like me with that long of a history.. so looks like you and I are prime candidates for clis :-)

---

I sure hope so it would be nice not to worry about going over 30% uli on my card

[youngandcreditwrthy]

I've never had luck with calling C1 on the phone.... the Exec email is the only time I've ever been able to get them to even *really* consider a cli.

email the Exec Offic Ryanbush!

The thing is... business would go more smoothly if they weren't so stingy....

If they like having their Exec Office flooded with calls/emails over a normal credit procedure.... that's on them :-P

[ryanbush]

---

youngandcreditwrthy wrote:

I've never had luck with calling C1 on the phone.... the Exec email is the only time I've ever been able to get them to even *really* consider a cli.

email the Exec Offic Ryanbush!

The thing is... business would go more smoothly if they weren't so stingy....

If they like having their Exec Office flooded with calls/emails over a normal credit procedure.... that's on them :-P

---

We're almost the opposite, I have called twice and both times got pretty large increases on my CLs for two other cards....  i think i'm going to call today and ask to go from 1500 to 5k and see what they say

[bs6054]

---

Gemini wrote:

I had the same experience with Cap One Exec Office. I called last friday for a rate decrease and cli on all three cards i have with them. I logged on yesteray and see all three have been increased to 10,000 and one apr was decreased from 15.9 to 12.9.

the cards i have are: Platinum MC 1,400-10,000; Platinum Visa 4,450-10,000; Cash Rewards 3,000-10,000.  I am liking cap one for the moment!

---

Have you had the cards a while?  I had heard that you were only able to get 2 Cap One cards (pure Cap One, not affiliated cards) whereas you obviously have three!

[tennisfan78]

Awesome guys. I am thinking of sending an email as well. Any ideas if this will result in a HP? And if so, which CR. Thanks

[LesWH]

---

tennisfan78 wrote:
Awesome guys. I am thinking of sending an email as well. Any ideas if this will result in a HP? And if so, which CR. Thanks

---

No HP.  My limit went from 2,000 to 5,000.

[Happychap]

Its a SP they confoimed at the end of the phone call it will result in a SP only. 

[youngandcreditwrthy]

That's funny Ryan! haha... someone in the credit world has to know that we blog all of our experiences with them here....If I were a Credit Analyst(which I actually want to be in the near future after seeing this forum), I would def want to be known as the guy to go to get approved!!! haha :-P