Reply
Regular Contributor
Posts: 208
Registered: ‎08-16-2012
0

Re: CAP ONE EXEC OFFICE!

daveg38 check inbox info sent.

 

LesWH  thanks again.  


Starting Score: TU 583, EX 683, EQ 653
Current Score: 10/12/14 TU 743 9/24/2014 EQ FICO 751,12/17/2014 EXPERIAN 772
Goal Score: 750

WALLET: CAP ONE UNSEC $2000, WALMART $3800, CITI SIMPLICITY $3600, DISCOVER IT $2000, BBRZ $2200, AMEX BCE $10,000, CHASE FREEDOM 10,500 KAWASAKI GOOD TIMES CARD $31,500
Established Contributor
Posts: 608
Registered: ‎10-11-2012
0

Re: CAP ONE EXEC OFFICE!


ninjamike81 wrote:

daveg38 check inbox info sent.

 

LesWH  thanks again.  


Anytime!!


NFCU Signature Visa Cash Rewards, NavChek, Citi AA AMEX, Cap1 Cash Rewards, Discover IT, Home Depot, Sears, Walmart, Chase Freedom, AMEX Green, Lowe's, AMEX BCE, Chase Sapphire Preferred, AMEX Hilton Honors Surpass, PayPal Extras MC, PenFed Platinum Cash Rewards, AMEX Platinum

GC Challenge: App Free since 1/8/13. No more apps til 2014






Established Contributor
Posts: 637
Registered: ‎09-18-2011
0

Re: CAP ONE EXEC OFFICE!

I did talk to the lady from executive office, she told me that the annual fee is waived permanently!!! Awesome!! Told me that she would add rewards too. Said that they will do a manual review on the cli and get back in a few days. Hope for the best. Thx guys!

Starting Score: EQ=665,TU=618 on Oct 9,2010
EQ=702,TU=725 on Apr 11, 2012 EQ=705 on Oct 31, 2012 Current Score: EQ=702, TU=714 on Dec 8, 2012
Goal Score: 750

Take the FICO Fitness Challenge
Frequent Contributor
Posts: 374
Registered: ‎09-17-2012
0

Re: CAP ONE EXEC OFFICE!

I sent an email to the executive office yesterday morning at 9:30am asking for a raise on my two credit cards. One is my first ever credit card, which I've had since 2008 and has been stuck at $300 all this time so I don't even use it. The other card I've had since the end of 2011 and was stuck at $750 after the credit step. A nice lady phoned me within a couple of hours. Asked about my situation and how much I was asking for. I've just logged in now and seen that my limits have been increased $300 > $2000 and $750 > $5000!! Very happy, makes it my highest limit by far!

Executive AA WEMC $15k | Quicksilver WMC 15k | SWACU Visa $15k | Arrival+ WEMC $12.2k | Amex PRG | Amex SPG $10.5k | Amex SPG Biz $15k | Spark Visa $8k | Freedom $11.5k | Discover it $5k | Aviator Red WMC $5k | VentureOne WMC $6k | Lowe's Store $17k | J Crew $11600 | Amazon Store $4000 | Walmart Store $3300
Established Contributor
Posts: 802
Registered: ‎05-16-2012
0

Re: CAP ONE EXEC OFFICE!

Has anyone had luck with a household bank card that Cap 1 took over? I have had it a year now.  Stuck at $450 and it has a $59 annual fee attached to it.

100% Ficos: EX 773 , TU 769, EQ 771 Inquiries last 2 years/1 year/6 months: EX-0/0/0, TU-0/0/0, EQ-2/0/0~ last credit card app 6/24/13- New car loan 3/8/2014
Discover IT $9500~Kohls $1000~Amex BCE $2000~ Walmart Discover $7500~NFCU Signature CashRewards $19,400~ Chase Freedom MC $6000~ Chase Amazon Visa $1900~ Cap 1/HSBC MC $3500~ Amazon Store $7000~ Fingerhut $1050
Established Contributor
Posts: 669
Registered: ‎11-13-2012
0

Re: CAP ONE EXEC OFFICE!

I emailed last night and have yet to receive a response when's a good wait period?
Wallet: Barclay-5k, Citadel MC- 5k, Slate- 4k, Freedom- 3k, BOA- 3k, Citi- 2k, AMEXBCE- 2k and more...
Valued Contributor
Posts: 2,658
Registered: ‎06-05-2008
0

Re: CAP ONE EXEC OFFICE!


calihlove75 wrote:

Has anyone had luck with a household bank card that Cap 1 took over? I have had it a year now.  Stuck at $450 and it has a $59 annual fee attached to it.


Yes; the Cap 1 Executive Office gave my information to the HSBC exec team, who waived my annual fee for life on my Orchard card.  They said that until it was converted to a Cap1 product they were not able to PC, and that they couldn't raise the limit until the transition was over.  Still a win in my book, as now I don't have to close my oldest credit card.

 

If you don't get anywhere that way, just try again after the transition.

  


colindidit wrote:
I emailed last night and have yet to receive a response when's a good wait period?

Usually a day or two for contact, instant answer on product changes, rewards, and annual fees, and 3-5 business days on limit increases.

3-26-15: FICO EXP: 814 - EQU:813 - TRAN: 809 - AVG: 812 +262 points from JUN 2008 - MY CREDIT JOURNAL

Established Contributor
Posts: 669
Registered: ‎11-13-2012
0

Re: CAP ONE EXEC OFFICE!


p- wrote:

calihlove75 wrote:

Has anyone had luck with a household bank card that Cap 1 took over? I have had it a year now.  Stuck at $450 and it has a $59 annual fee attached to it.


Yes; the Cap 1 Executive Office gave my information to the HSBC exec team, who waived my annual fee for life on my Orchard card.  They said that until it was converted to a Cap1 product they were not able to PC, and that they couldn't raise the limit until the transition was over.  Still a win in my book, as now I don't have to close my oldest credit card.

 

If you don't get anywhere that way, just try again after the transition.

  


colindidit wrote:
I emailed last night and have yet to receive a response when's a good wait period?

Usually a day or two for contact, instant answer on product changes, rewards, and annual fees, and 3-5 business days on limit increases.


hmm thanks for the fast response... Do you think they could change the rewards on my MTV or orbitz card to cash rewards and maybe product change to the playstation card? My fiancée has it and I want it . I exactly use the rewards for that lol

Wallet: Barclay-5k, Citadel MC- 5k, Slate- 4k, Freedom- 3k, BOA- 3k, Citi- 2k, AMEXBCE- 2k and more...
Established Contributor
Posts: 802
Registered: ‎05-16-2012
0

Re: CAP ONE EXEC OFFICE!


p- wrote:

calihlove75 wrote:

Has anyone had luck with a household bank card that Cap 1 took over? I have had it a year now.  Stuck at $450 and it has a $59 annual fee attached to it.


Yes; the Cap 1 Executive Office gave my information to the HSBC exec team, who waived my annual fee for life on my Orchard card.  They said that until it was converted to a Cap1 product they were not able to PC, and that they couldn't raise the limit until the transition was over.  Still a win in my book, as now I don't have to close my oldest credit card.

 

If you don't get anywhere that way, just try again after the transition.

  


colindidit wrote:
I emailed last night and have yet to receive a response when's a good wait period?

Usually a day or two for contact, instant answer on product changes, rewards, and annual fees, and 3-5 business days on limit increases.


Thanks

 

I would be happy for them to waive the annual fee for now. I am going to keep it regardless, but I cringe at the very thought of that fee for a useless card without any rewards. However, it is my oldest major credit card on file so I just deal with it,  knowing it at least got me where I am :smileywink:

100% Ficos: EX 773 , TU 769, EQ 771 Inquiries last 2 years/1 year/6 months: EX-0/0/0, TU-0/0/0, EQ-2/0/0~ last credit card app 6/24/13- New car loan 3/8/2014
Discover IT $9500~Kohls $1000~Amex BCE $2000~ Walmart Discover $7500~NFCU Signature CashRewards $19,400~ Chase Freedom MC $6000~ Chase Amazon Visa $1900~ Cap 1/HSBC MC $3500~ Amazon Store $7000~ Fingerhut $1050
Established Contributor
Posts: 669
Registered: ‎11-13-2012
0

Re: CAP ONE EXEC OFFICE!

[ Edited ]

Omg mostnerve wracking phone call ever...didn't ask me any reason I'd like the increase but asked income investments etc. asked my employment status.. He was very nice though...i won't close if I don't get the increase...but boy do I hope I do... Luckily he addressed it would be a soft pull before I asked.

 

 

 

 Edit : I'm worried . My new limits haven't reported to the credit bureau but for the bank of America I just  got the statement for today already reported...however that will paid off by the end of this month..I hope they don't see that as a red flag as I just used that to consolidate the little debt I had...and none of the payment I made for this past statement have updated and I paid a significant amount off of each card and the credit liMIT increase I'm sure that those decreased the utilization...I hope they can access that somehow..

Wallet: Barclay-5k, Citadel MC- 5k, Slate- 4k, Freedom- 3k, BOA- 3k, Citi- 2k, AMEXBCE- 2k and more...
Advertiser Disclosure: The listings that appear on myFICO are from companies from which myFICO receives compensation, which may impact how and where products appear on myFICO (including, for example, the order in which they appear). myFICO does not review or include all companies or all available products.

Copyright ©2001-2015 Fair Isaac Corporation. All rights reserved.   | Terms of Use | Privacy Policy | Sitemap

IMPORTANT INFORMATION: All FICO® Score products made available on myFICO.com include a FICO® Score 8, along with additional FICO® Score versions. Your lender or insurer may use a different FICO® Score than the versions you receive from myFICO, or another type of credit score altogether. Learn more

FICO, myFICO, Score Watch, The score lenders use, and The Score That Matters are trademarks or registered trademarks of Fair Isaac Corporation. Equifax Credit Report is a trademark of Equifax, Inc. and its affiliated companies. Many factors affect your FICO Score and the interest rates you may receive. Fair Isaac is not a credit repair organization as defined under federal or state law, including the Credit Repair Organizations Act. Fair Isaac does not provide "credit repair" services or advice or assistance regarding "rebuilding" or "improving" your credit record, credit history or credit rating. FTC's website on credit.