calihlove75 wrote:I would be happy for them to waive the annual fee for now. I am going to keep it regardless, but I cringe at the very thought of that fee for a useless card without any rewards. However, it is my oldest major credit card on file so I just deal with it, knowing it at least got me where I am
Last year I called HSBC just before the AF was due and customer service waived it for me. It might be a good idea to do that when it comes due, and then hit up Cap1 exec office for a product change this spring when they have the accounts fully transfered.
I am stoked that I can keep my oldest card. I kind of get a kick out of the thought that my sub-prime 300 dollar Orchard card might someday be a 20k World Mastercard with the same born on date and history. I'm looking forward to the conversation;
"What, this card? Oh, yeah, I opened it back in '08 when my FICO was like 540. You don't have one of these?"
Bwahahaha!
colindidit wrote:Going back to my OP does any one think my balance difference and higher limitswillbe updated when they manually review my file? The credit increase made my Walmart util less than 50 percent util... I really hope this doesn't screw me over...I think I should of waited lol
I think you will be fine and its a SP anyway
myFICO is the consumer division of FICO. Since its introduction 20 years ago, the FICO® Score has become a global standard for measuring credit risk in the banking, mortgage, credit card, auto and retail industries. 90 of the top 100 largest U.S. financial institutions use the FICO Score to make consumer credit decisions.
>> About myFICO
