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CAP ONE EXEC OFFICE!

Valued Contributor

Re: CAP ONE EXEC OFFICE!


calihlove75 wrote:

I would be happy for them to waive the annual fee for now. I am going to keep it regardless, but I cringe at the very thought of that fee for a useless card without any rewards. However, it is my oldest major credit card on file so I just deal with it,  knowing it at least got me where I am Smiley Wink


Last year I called HSBC just before the AF was due and customer service waived it for me.  It might be a good idea to do that when it comes due, and then hit up Cap1 exec office for a product change this spring when they have the accounts fully transfered.

 

I am stoked that I can keep my oldest card.  I kind of get a kick out of the thought that my sub-prime 300 dollar Orchard card might someday be a 20k World Mastercard with the same born on date and history.  I'm looking forward to the conversation;

 

"What, this card?  Oh, yeah, I opened it back in '08 when my FICO was like 540.  You don't have one of these?"

 

Bwahahaha!

3-26-15: FICO EXP: 828 - EQU:820 - TRAN: 828 - AVG: 825 +275 points from JUN 2008 - MY CREDIT JOURNAL

Message 61 of 180
Mega Contributor

Re: CAP ONE EXEC OFFICE!

OP any new status from Cap1 yet??Smiley Surprised




EQ FICO 548 3/3/16
Message 62 of 180
Established Contributor

Re: CAP ONE EXEC OFFICE!

Going back to my OP does any one think my balance difference and higher limitswillbe updated when they manually review my file? The credit increase made my Walmart util less than 50 percent util... I really hope this doesn't screw me over...I think I should of waited lol

Wallet: Barclay-5k, Citadel MC- 5k, Slate- 4k, Freedom- 3k, BOA- 3k, Citi- 2k, AMEXBCE- 2k and more...
Message 63 of 180
Established Contributor

Re: CAP ONE EXEC OFFICE!


colindidit wrote:

Going back to my OP does any one think my balance difference and higher limitswillbe updated when they manually review my file? The credit increase made my Walmart util less than 50 percent util... I really hope this doesn't screw me over...I think I should of waited lol


I think you will be fine and its a SP anyway


Starting Score: EQ=665,TU=618 on Oct 9,2010
EQ=702,TU=725 on Apr 11, 2012 EQ=705 on Oct 31, 2012 Current Score: EQ=702, TU=714 on Dec 8, 2012
Goal Score: 750

Take the FICO Fitness Challenge
Message 64 of 180
Senior Contributor

Re: CAP ONE EXEC OFFICE!

I've still not rec'd a cli :-/ ehhhh got til Friday! Lol
Marriott PR$25k | BCE $24.5K |BankAmericard Visa $25k| BOA Better Bal $17.5k |Wmt Discover $12.5k | BR Visa $17.5k | Amex Delta Gold $10k | Discover IT $10k | Paypal Extras MC $15k | Amazon Store $10k|Smile Gen $7.25k | Dillard's $10k | West Elm $4k| Express $3.05K | Mypoints.com Visa $4.5k | Freedom Visa $1k| Amex Surpass $1k
Message 65 of 180
Established Contributor

Re: CAP ONE EXEC OFFICE!

any updates???


Starting Score: EQ=665,TU=618 on Oct 9,2010
EQ=702,TU=725 on Apr 11, 2012 EQ=705 on Oct 31, 2012 Current Score: EQ=702, TU=714 on Dec 8, 2012
Goal Score: 750

Take the FICO Fitness Challenge
Message 66 of 180
Senior Contributor

Re: CAP ONE EXEC OFFICE!

I got a cli to $5000!!!!!!!!!!!!!!!!!!!!!

(minor profanity edit --Rev)

Marriott PR$25k | BCE $24.5K |BankAmericard Visa $25k| BOA Better Bal $17.5k |Wmt Discover $12.5k | BR Visa $17.5k | Amex Delta Gold $10k | Discover IT $10k | Paypal Extras MC $15k | Amazon Store $10k|Smile Gen $7.25k | Dillard's $10k | West Elm $4k| Express $3.05K | Mypoints.com Visa $4.5k | Freedom Visa $1k| Amex Surpass $1k
Message 67 of 180
Senior Contributor

Re: CAP ONE EXEC OFFICE! - UPDATED!!

I got it from $1300-$5000 after almost five years of no luv!!!!!  How about that!!

 

thanks Crapital One :-) hahha!;-)

Marriott PR$25k | BCE $24.5K |BankAmericard Visa $25k| BOA Better Bal $17.5k |Wmt Discover $12.5k | BR Visa $17.5k | Amex Delta Gold $10k | Discover IT $10k | Paypal Extras MC $15k | Amazon Store $10k|Smile Gen $7.25k | Dillard's $10k | West Elm $4k| Express $3.05K | Mypoints.com Visa $4.5k | Freedom Visa $1k| Amex Surpass $1k
Message 68 of 180
Established Contributor

Re: CAP ONE EXEC OFFICE! - UPDATED!!


youngandcreditwrthy wrote:

I got it from $1300-$5000 after almost five years of no luv!!!!!  How about that!!

 

thanks Crapital One :-) hahha!;-)


Wow, Congratulations!!!! Did you get it this morning?


Starting Score: EQ=665,TU=618 on Oct 9,2010
EQ=702,TU=725 on Apr 11, 2012 EQ=705 on Oct 31, 2012 Current Score: EQ=702, TU=714 on Dec 8, 2012
Goal Score: 750

Take the FICO Fitness Challenge
Message 69 of 180
Senior Contributor

Re: CAP ONE EXEC OFFICE! - UPDATED!!

Yep! It showed up at like 8am!!!! It's funny cause now I want to use it, but I have no reason to!

Marriott PR$25k | BCE $24.5K |BankAmericard Visa $25k| BOA Better Bal $17.5k |Wmt Discover $12.5k | BR Visa $17.5k | Amex Delta Gold $10k | Discover IT $10k | Paypal Extras MC $15k | Amazon Store $10k|Smile Gen $7.25k | Dillard's $10k | West Elm $4k| Express $3.05K | Mypoints.com Visa $4.5k | Freedom Visa $1k| Amex Surpass $1k
Message 70 of 180