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I got a CLI from my old Orchard card (number on back of card as others have suggested), and there's no inquiry on either EQ or TU as of yet. There was a soft pull on my account back in June or thereabouts from HSBC/C1 on EQ, but nothing recently.
Possible it wound up on Ex I suppose.
Starting Score: EX: 736 FAKO | TU: 757 FICO | EQ 730 FICO Current Score: EX: 736 FAKO | TU: 750 FICO | EQ 730 FICO Goal Score: EX: 750 FICO | TU: 750 FICO | EQ: 750 FICO | |
In my wallet: $16,000 $8,000 |
@Revelate wrote:I got a CLI from my old Orchard card (number on back of card as others have suggested), and there's no inquiry on either EQ or TU as of yet. There was a soft pull on my account back in June or thereabouts from HSBC/C1 on EQ, but nothing recently.
Possible it wound up on Ex I suppose.
Did you get one recently or before August?
I applied last night over the phone... Was approved for $200 and was a SP. New limit is at $1100. Not bad for Orchard Bank
@aloush11 wrote:I applied last night over the phone... Was approved for $200 and was a SP. New limit is at $1100. Not bad for Orchard Bank
how long did you had them
I just came off an app spree, would it be worth for me to call to try to get a CLI?
@nicholasyud wrote:
@aloush11 wrote:I applied last night over the phone... Was approved for $200 and was a SP. New limit is at $1100. Not bad for Orchard Bank
how long did you had them
December 2010, Started at $300> 700 > 900 > $1100. If you call the Credit Dept backdoor number they will be able to tell you if it requires a Hard or Soft pull. I know last time I said the rep said it was hard no matter what, but this rep said they have always been able to check.
@p- wrote:
@2NE1 wrote:I called the back # of my Orchard card two months ago and requested a CLI, the CSR I spoke with was in the US. It was a soft pull for me even though it was only a $100 increase, but better than nothing!
What worries me is every story through July is soft, but every story from August is a HP. I'll be watching this closely to see if the soft pulls come back.
Just for documentation purposes, I called the # on the back of my Orchard card yesterday and requested a CLI. Only got the typical $100 for a total of $400 limit, but it was a soft pull.
@atarvuzdar wrote:
@p- wrote:
@2NE1 wrote:I called the back # of my Orchard card two months ago and requested a CLI, the CSR I spoke with was in the US. It was a soft pull for me even though it was only a $100 increase, but better than nothing!
What worries me is every story through July is soft, but every story from August is a HP. I'll be watching this closely to see if the soft pulls come back.
Just for documentation purposes, I called the # on the back of my Orchard card yesterday and requested a CLI. Only got the typical $100 for a total of $400 limit, but it was a soft pull.
@atarvuzdar, Yeah I went from a $320 CL to $420 with OB 6 months ago. It will be 6 month as of 9/28. I'm going to request another CLI the day after. If they give me another rinky dink $100 CLI, I'm shredding that card!!!
I think you'll definitely want to do it then, I think after 9/30 the card transfers completely over to CapOne in terms of CSR and statements, etc. and then there's no way in you-know-where that we'll ever get another CLI, that's why I requested one now lol.