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New Visitor
Posts: 5
Registered: ‎09-22-2010
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Re: CAP ONE?

THANKS for the suggestions jtheedges. I will update later !!! :smileyvery-happy:

Established Contributor
Posts: 526
Registered: ‎04-21-2010
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Re: CAP ONE?

its around 10 dollars a CRA and you can freeze and unfreeze when youd like. Its meant to help with identity theft but it works great when you want to apply for a card and want to make sure what CRA they pull. Although I did this method with amex and they called me and asked for my pin number to unfeeze my experian. AMEX is one of a kind.

Frequent Contributor
Posts: 426
Registered: ‎07-21-2010
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Re: CAP ONE?

of course!  i hope it works out for you.  keep us updated.  we love seeing success stories!

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My favorite card right now: Barclays Arrival Plus WEMC
Epic Contributor
Posts: 24,276
Registered: ‎10-23-2007
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Re: CAP ONE?

If you want a HSBC card, I would do the pre-qual for Best Buy Mastercard, most people are getting that card with no annual fee (I have the gold but when I do HSBC pre-qual I'm preselected for platinum which you think would be better but it has a $39-59 annual fee)

 

Also the pre-qual for Capital One is also a soft and if they offer you a card, I have not seen anyone get declined.  However applying without an offer showing in my experience is always a decline.

Fico Scores: EQ- 670., TU 705 Sync, EX 700 (04/20/15)
I'm just trying to catch up to RON1
Highest Limit: Navy Federal Cash Sigi Visa $50k (AU)
Lowest Limit: Target $200
83 Cards and Counting :smileytongue:
Frequent Contributor
Posts: 483
Registered: ‎06-07-2010
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Re: CAP ONE?


mross1080 wrote:

its around 10 dollars a CRA and you can freeze and unfreeze when youd like. Its meant to help with identity theft but it works great when you want to apply for a card and want to make sure what CRA they pull. Although I did this method with amex and they called me and asked for my pin number to unfeeze my experian. AMEX is one of a kind.


that's priceless ...

EQ 715 8-4-12 // Walmart TU 720 8-11-12 // TU 04 744 (cc pull) 8-23-12 EXP (cc pull) 707 8-23-12
~~In my wallet: Chase Freedom, Discover More , US Bank, Walmart Discover, CitiDividend Platinum Select , Target Red Card

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Valued Member
Posts: 48
Registered: ‎04-30-2009
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Re: CAP ONE?

[ Edited ]

Just found out I was approved for a Capital One Classic Platinum card. Don't know the limit yet, but my scores at the time of app were TU 619 & EQ 642. This is my first unsecured card other than Orchard so I'm pretty stoked! This means you probably would also get approved.


Starting Score: TU 552 EQ 565
Current Score: TU 665 EQ 674
Goal Score: 700+


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