Reply
Regular Contributor
icloud2525
Posts: 199
Registered: ‎10-12-2012
0

CAP1 EO results..

Emailed the cap1 EO regarding cap1 $500 limit and orch bank $300 limit and annual fees for both.  Cap1 raised to $1000 with SP, permantly removed annual fee and credited back last years few as well.  Had to speak with a different department regading Orchard, they would only do CLI with hard pull, so I declined, credited back this years annual fee only.  Said after transition is complete may be able to do SP cli. 

 

Stats are 768 FICO, oldest acct 2.8 years, AAoA 1.2 yrs, In wallet: Amex gold, Discover It $4500, BOA123 $1000, Merrick $1200.  

Amex BCP $17,400, Amex Platinum NPSL, Virgin Atlantic World Elite MC $10,500, Chase Sapphire Preferred $5000, Barclay Arrival World Elite MC $5000, Citi Hilton Visa Sig., $8800, Citi TY Preferred $7900, Citi Diamond Preferred $7400, Citi Dividend $5900, US Bank Flexperks Visa Sig, $5000 Discover IT $6000, Chase Freedom $3500, Amex Hilton Honors $6000 Cap One Cash $2500,-- EQ FICO 768, EX FICO 755
Mega Contributor
LS2982
Posts: 15,434
Registered: ‎04-09-2011
0

Re: CAP1 EO results..


icloud2525 wrote:

Emailed the cap1 EO regarding cap1 $500 limit and orch bank $300 limit and annual fees for both.  Cap1 raised to $1000 with SP, permantly removed annual fee and credited back last years few as well.  Had to speak with a different department regading Orchard, they would only do CLI with hard pull, so I declined, credited back this years annual fee only.  Said after transition is complete may be able to do SP cli. 

 

Stats are 768 FICO, oldest acct 2.8 years, AAoA 1.2 yrs, In wallet: Amex gold, Discover It $4500, BOA123 $1000, Merrick $1200.  


CONGRATS!!!

 

Not bad for a SP, I would give it another go in 6 months maybe they can get you more!! How long has the Cap1 been open??




Silver Spade Garden Club Member - Last App 12/16/13 - Looking for a clean slate NO INQ's / Diamond Inspired!
Starting Score:
EX (PLUS) 583 EQ FICO 565 TU FICO 590 3/15/2011 / Goal Scores: 720
Current Score: EX FICO (PSECU) 671 (myFICO) N/A / EQ FICO 679 / TU08 FICO 678 / TU VS 706 3/6/2014
Community Leader
Senior Contributor
myjourney
Posts: 26,620
Registered: ‎02-07-2013
0

Re: CAP1 EO results..

Congrats another sweet cap1 success

"Intelligence plus character--that is the goal of true education"
Last 5 apps 6/6/13


Member
rob3gd
Posts: 15
Registered: ‎05-12-2012
0

Re: CAP1 EO results..

Can you send me the EO email? Thanks

Moderator
09Lexie
Posts: 25,954
Registered: ‎09-13-2012
0

Re: CAP1 EO results..

Maybe after the transition you can try again

Congrats on the CLI!
Moderator
09Lexie
Posts: 25,954
Registered: ‎09-13-2012
0

Re: CAP1 EO results..

Member
rob3gd
Posts: 15
Registered: ‎05-12-2012
0

Re: CAP1 EO results..

Thanks!


myFICO is the consumer division of FICO. Since its introduction 20 years ago, the FICO® Score has become a global standard for measuring credit risk in the banking, mortgage, credit card, auto and retail industries. 90 of the top 100 largest U.S. financial institutions use the FICO Score to make consumer credit decisions.

>> About myFICO
FICO Score - The Score that matters
Click to Verify - This site chose VeriSign SSL for secure e-commerce and confidential communications.
Fair Isaac Corporation is a BBB Accredited Financial Service in San Rafael, CA
FOLLOW US Social Media Facebook Twitter Pinterest Google+
}