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Regular Contributor
Posts: 205
Registered: ‎10-12-2012
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CAP1 EO results..

Emailed the cap1 EO regarding cap1 $500 limit and orch bank $300 limit and annual fees for both.  Cap1 raised to $1000 with SP, permantly removed annual fee and credited back last years few as well.  Had to speak with a different department regading Orchard, they would only do CLI with hard pull, so I declined, credited back this years annual fee only.  Said after transition is complete may be able to do SP cli. 

 

Stats are 768 FICO, oldest acct 2.8 years, AAoA 1.2 yrs, In wallet: Amex gold, Discover It $4500, BOA123 $1000, Merrick $1200.  

Amex BCP $17,400, Amex Platinum NPSL, Amex Hilton $12,000, Virgin Atlantic World Elite MC $8100, Chase Sapphire Preferred $5000, Barclay Arrival World Elite MC $6000, Citi Hilton Visa Sig., $8800, Citi TY Preferred $7900, Citi Diamond Preferred $7400, Citi Dividend $7500, US Bank Flexperks Visa Sig, $7500 Discover IT $7500, Chase Freedom $3500, Cap One Cash $2500,-- EQ FICO 768, EX FICO 755
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Posts: 15,442
Registered: ‎04-09-2011
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Re: CAP1 EO results..


icloud2525 wrote:

Emailed the cap1 EO regarding cap1 $500 limit and orch bank $300 limit and annual fees for both.  Cap1 raised to $1000 with SP, permantly removed annual fee and credited back last years few as well.  Had to speak with a different department regading Orchard, they would only do CLI with hard pull, so I declined, credited back this years annual fee only.  Said after transition is complete may be able to do SP cli. 

 

Stats are 768 FICO, oldest acct 2.8 years, AAoA 1.2 yrs, In wallet: Amex gold, Discover It $4500, BOA123 $1000, Merrick $1200.  


CONGRATS!!!

 

Not bad for a SP, I would give it another go in 6 months maybe they can get you more!! How long has the Cap1 been open??




Silver Spade Garden Club Member - Last App 12/16/13 - Looking for a clean slate NO INQ's / Diamond Inspired!
Starting Score:
EX (PLUS) 583 EQ FICO 565 TU FICO 590 3/15/2011 / Goal Scores: 720
Current Score: EX FICO (PSECU) 671 (myFICO) N/A / EQ FICO 679 / TU08 FICO 678 / TU VS 706 3/6/2014
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Senior Contributor
Posts: 26,694
Registered: ‎02-07-2013
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Re: CAP1 EO results..

Congrats another sweet cap1 success

"Intelligence plus character--that is the goal of true education"
Last 5 apps 6/13


Member
Posts: 15
Registered: ‎05-12-2012
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Re: CAP1 EO results..

Can you send me the EO email? Thanks

Moderator
Posts: 27,112
Registered: ‎09-13-2012
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Re: CAP1 EO results..

Maybe after the transition you can try again

Congrats on the CLI!
Moderator
Posts: 27,112
Registered: ‎09-13-2012
0

Re: CAP1 EO results..

Member
Posts: 15
Registered: ‎05-12-2012
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Re: CAP1 EO results..

Thanks!

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