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CAP1 EO results..

Frequent Contributor

CAP1 EO results..

Emailed the cap1 EO regarding cap1 $500 limit and orch bank $300 limit and annual fees for both.  Cap1 raised to $1000 with SP, permantly removed annual fee and credited back last years few as well.  Had to speak with a different department regading Orchard, they would only do CLI with hard pull, so I declined, credited back this years annual fee only.  Said after transition is complete may be able to do SP cli. 

 

Stats are 768 FICO, oldest acct 2.8 years, AAoA 1.2 yrs, In wallet: Amex gold, Discover It $4500, BOA123 $1000, Merrick $1200.  

Chase Sapphire Reserve $32.5K, Amex BCP $20K, Amex PRG NPSL, Amex Hilton $12,000, Discover It $16,000, Citi Hilton $16,200, Citi TYP $14,400, US Bank Cash+ Visa Sig $12,000, Virgin Atlantic World Elite MC $13,100, Merrill+ Visa Sig $10,000, Fidelity Visa Sig $10,000, Barclay Cash Forward $16,500, Wells Fargo Rewards $12,500, Local CU $7000, Barclay Apple Rewards $5500, Chase Freedom $5000, Cap One Cash $2500,-- EQ FICO 768, EX FICO 777, TU FICO 781
Message 1 of 7
6 REPLIES
Mega Contributor

Re: CAP1 EO results..


icloud2525 wrote:

Emailed the cap1 EO regarding cap1 $500 limit and orch bank $300 limit and annual fees for both.  Cap1 raised to $1000 with SP, permantly removed annual fee and credited back last years few as well.  Had to speak with a different department regading Orchard, they would only do CLI with hard pull, so I declined, credited back this years annual fee only.  Said after transition is complete may be able to do SP cli. 

 

Stats are 768 FICO, oldest acct 2.8 years, AAoA 1.2 yrs, In wallet: Amex gold, Discover It $4500, BOA123 $1000, Merrick $1200.  


CONGRATS!!!

 

Not bad for a SP, I would give it another go in 6 months maybe they can get you more!! How long has the Cap1 been open??




EQ FICO 548 3/3/16
Message 2 of 7
Super Contributor

Re: CAP1 EO results..

Congrats another sweet cap1 success

Before you app think...
Have you done your research of the CC?
Does it fit your spending?
Do you have a plan for the bonus w/o going into debt?
Can you afford the AF?
Do you know the cards benefits? Is it worth the HP?
Message 3 of 7
Member

Re: CAP1 EO results..

Can you send me the EO email? Thanks

Message 4 of 7
Moderator Emerita

Re: CAP1 EO results..

Maybe after the transition you can try again

Congrats on the CLI!
Message 5 of 7
Moderator Emerita

Re: CAP1 EO results..

Message 6 of 7
Member

Re: CAP1 EO results..

Thanks!

Message 7 of 7