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CAP1 upgrade email

Established Contributor

CAP1 upgrade email

 

I also have an 'upgrade' to the cash reweards 1% and .5 bonus...  I can't see a reason that the miles card would be better then the cash.  I'll be honest travel cards don'

t make sense to me :/

Capital One Quicksilver- $5,400 | Chase Freedom - $8,000 | Chase Freedom Unlimited- $13,000 | Chase Amazon -$5,000 | Priceline Visa -$10,000 | US Bank Cash+ - $18,200 | Fidelity Visa -$10,000 | Sallie Mae- $10,000  | DCU Platinum $12,000 | Discover IT - $10,000 | Amex EveryDay - $25,000  | Amex BlueCash Everyday- $9,800 | Citi DoubleCash - $18,000 | Sapphire Preferred- $13,000 Freedom Unlimited$7,000 Blispay$12,000 | Chase Sapphire Reserve- $18,000 | Consumers Credit Union Visa Sig Cash Rebate$25,000

Message 1 of 10
9 REPLIES
Super Contributor

Re: CAP1 upgrade email

Travel cards are great if you travel, but the better ones are the ones that give you points to transferbto a FF program or hotel rewards. The ventureone is a joke imho, so is the regular venture. Wont let you use your miles unless you have enough to cover the whole charge.

The cash rewards card is great though, and I love it. The rewards post instantly and can be claimed however often you like. Im waiting for my anniversary bonus in june. It should be something like 70 or 80 dollars :-)

You're the first person I've heard of that got an auto PC email though. I had to use "chat now" to get my PC.

Congrats!
Message 2 of 10
Frequent Contributor

Re: CAP1 upgrade email

Nice! How long have you had this card?

TU: 771 (7/17/17) | EQ: 787 (7/17/17) | EX: 792 (7/17/17)

Cap1 Quicksilver, $4,750 (4/2012); Discover IT, $34,000 (10/2012); Chase Amazon Rewards, $14,600 (10/2012); AMEX Hilton HHonors, $15,000 (11/2012); AMEX Blue Cash Everyday, $15,000 (01/2013); Barclaycard Arrival+, $10,000 (07/2013)
Message 3 of 10
Senior Contributor

Re: CAP1 upgrade email

Very VERY nice! Capital One seems to be softening. Congrats!

Banking with CBofTV, and HSBC.
First Premier CC $500, Discover IT Secured $200, Neiman Marcus $1,500
Chapter 7 BK Discharged on 7/11/16
Equifax, Experian, Transunion, and ChexSystem are FROZEN.
Gardening Since 12/01/2017
Message 4 of 10
Regular Contributor

Re: CAP1 upgrade email

Congrats. I have the card b/c no foreign transaction fee, no annual fee, and I don't want to wait a year for .25% more.

Message 5 of 10
Super Contributor

Re: CAP1 upgrade email

That's interesting Congrats

Before you app think...
Have you done your research of the CC?
Does it fit your spending?
Do you have a plan for the bonus w/o going into debt?
Can you afford the AF?
Do you know the cards benefits? Is it worth the HP?
Message 6 of 10
Established Contributor

Re: CAP1 upgrade email


isoldmyatlas wrote:

Nice! How long have you had this card?


almost two years I believe.


BearsAndTurtlesRtheBest wrote:

Very VERY nice! Capital One seems to be softening. Congrats!


I think they realize that they help people grow and are not necessarily growing along with customers.  I think my current card is very valuable.  Their no FTF is HUGE.  Not many card issuers offer that with no annual fee.

 


asteroidblues86 wrote:

Congrats. I have the card b/c no foreign transaction fee, no annual fee, and I don't want to wait a year for .25% more.


Interesting.  So you can redeem as cash back at 1.25%?

 


myjourney wrote:

That's interesting Congrats


I agree!

 

Ultimately it seems like a no brainer to do the 1.5 vs 1.25

 

I wish they'd let me upgrade to the 2pts per dollar venture :'(

Capital One Quicksilver- $5,400 | Chase Freedom - $8,000 | Chase Freedom Unlimited- $13,000 | Chase Amazon -$5,000 | Priceline Visa -$10,000 | US Bank Cash+ - $18,200 | Fidelity Visa -$10,000 | Sallie Mae- $10,000  | DCU Platinum $12,000 | Discover IT - $10,000 | Amex EveryDay - $25,000  | Amex BlueCash Everyday- $9,800 | Citi DoubleCash - $18,000 | Sapphire Preferred- $13,000 Freedom Unlimited$7,000 Blispay$12,000 | Chase Sapphire Reserve- $18,000 | Consumers Credit Union Visa Sig Cash Rebate$25,000

Message 7 of 10
Super Contributor

Re: CAP1 upgrade email

 I know right


myjourney wrote:

That's interesting Congrats


I agree!

 

Ultimately it seems like a no brainer to do the 1.5 vs 1.25

 

I wish they'd let me upgrade to the 2pts per dollar venture :'(

Before you app think...
Have you done your research of the CC?
Does it fit your spending?
Do you have a plan for the bonus w/o going into debt?
Can you afford the AF?
Do you know the cards benefits? Is it worth the HP?
Message 8 of 10
Super Contributor

Re: CAP1 upgrade email

With the venture(and ventureone) I'm pretty sure you get half value if you do it as a statement credit as opposed to against travel. 

Message 9 of 10
Regular Contributor

Re: CAP1 upgrade email


zyzzus wrote: I think they realize that they help people grow and are not necessarily growing along with customers.  I think my current card is very valuable.  Their no FTF is HUGE.  Not many card issuers offer that with no annual fee.

I truly hope that this is the case, I spent 5 years with a 500$ card and finally asked for an increase and they gave me another 500. A year later I tried for more and they told me no and that I should apply for another card, so I applied for another one and got a 1k limit on a cash rewards mc, finally found this forums and read about everything and ended up going the EO route and got a 1k push on my Platinum MC and they auto cli'd my cash rewards with another 500$ but honestly I do feel like it's pulling teeth with them when I apped for chase they gave me a 2500$ cl. I'll be back on Cap1 in November for my CLI's I really want their cards to grow with me, I've been loyal to them for almost 8 years now it's time they work with me I'd say. 

 

JP 


TU:552 | EQ:561 | EX:567 | Starting Score [LP from 08]
TU:693 | EQ:682 | EX:700 | Current Score [11.21.13]
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Message 10 of 10