09-09-2012 07:48 PM - edited 09-09-2012 08:01 PM
I WAS on my mint account today and saw that my C account had a available credit of 3013!!. I said to my self "it must be a glitch on my mint account" so I logged in to my capital one account and there it was I went from a $300 dollar credit limit to $3300.00. cap1 gave me a 3000 dollar credit limit before the credit step program even ended. I was only going to get a 200 dollar cli because of the program but instead the gave it to me a month before and a lot more then 200. I haven't been using the card very much. A few things here and there but that's it. My credit has gotten a lot better since I first got this card. I was planning on kicking this card to the curve once I had it for a year. I think I am keeping it for a while.
I did recently get a cli from my best buy cc that might have something to do with it.
09-09-2012 07:57 PM
dont get too excited buddie they probably have some error system......lol......Crappy one is stand as bad repubtation for credit limit lol....but if its true then Congrat man they probably love you more than anybody else.....we crying for 200 cli or 300 and they even lose you other than give u an increase lol
09-09-2012 08:06 PM
this is the letter i got on my online account
August 28, 2012
For your account ending in:
You've earned a credit line increase of $3,000.00!
Dear, solid snake
You're a great customer, and we appreciate you. That's why we're happy to give
you a credit line increase - you deserve it!
Your new credit line is $3,300.00.
That's an increase of $3,000.00.
Use your increase to help pay for daily expenses, or for that family trip you've
been thinking about. You can also transfer balances from higher rate credit cards.
Whatever your needs, it's nice to know you have more financial flexibility.
The increase is automatic, so you don't have to do anything at all. Just enjoy it!
P. Taylor Jamison
Director of Accounts
09-09-2012 08:07 PM
that's awwesome with your score and limit nice limit ...im going to call them sometime next week and hope they going to gave me some limit increase.......is something going on your credit file ? purchase new house establish new credit line or etc........probably those is the reason
09-09-2012 08:09 PM - edited 09-09-2012 08:09 PM
Holy smokes!! How long have you had the card? And what does your credit profile/history look like?
09-09-2012 08:11 PM
Just waiting for the "April Fools"!
09-09-2012 08:11 PM
Congrats! Im jealous. Maybe I'll give them a call and shoot for an increase. How long have you been with them?
09-09-2012 08:29 PM
at the time of the cli i had a plus score of 718, 721, 721. when i got this card i had 2 CO that have been deleted now. got a car loan, a chase freedom, cu credit card, 2 AU accounts, and a cli from best buy. one of the AU is capital one. so there are 3 cap 1 accounts on my profile.
09-09-2012 08:37 PM
My Capital One Platinum (no AF, but really high APR) went from $500 to $750 to $2750 in about 18 months.
I never asked for a CLI because I've heard that asking is a waste of time, but I can verfiy that they give decent increases.
I've recently been approved for better cards, but I'll keep the platinum open because Capital One doesnt charge international transaction fees.
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