09-09-2012 07:48 PM - edited 09-09-2012 08:01 PM
I WAS on my mint account today and saw that my C account had a available credit of 3013!!. I said to my self "it must be a glitch on my mint account" so I logged in to my capital one account and there it was I went from a $300 dollar credit limit to $3300.00. cap1 gave me a 3000 dollar credit limit before the credit step program even ended. I was only going to get a 200 dollar cli because of the program but instead the gave it to me a month before and a lot more then 200. I haven't been using the card very much. A few things here and there but that's it. My credit has gotten a lot better since I first got this card. I was planning on kicking this card to the curve once I had it for a year. I think I am keeping it for a while.
I did recently get a cli from my best buy cc that might have something to do with it.
09-09-2012 07:57 PM
dont get too excited buddie they probably have some error system......lol......Crappy one is stand as bad repubtation for credit limit lol....but if its true then Congrat man they probably love you more than anybody else.....we crying for 200 cli or 300 and they even lose you other than give u an increase lol
09-09-2012 08:06 PM
this is the letter i got on my online account
August 28, 2012
For your account ending in:
You've earned a credit line increase of $3,000.00!
Dear, solid snake
You're a great customer, and we appreciate you. That's why we're happy to give
you a credit line increase - you deserve it!
Your new credit line is $3,300.00.
That's an increase of $3,000.00.
Use your increase to help pay for daily expenses, or for that family trip you've
been thinking about. You can also transfer balances from higher rate credit cards.
Whatever your needs, it's nice to know you have more financial flexibility.
The increase is automatic, so you don't have to do anything at all. Just enjoy it!
P. Taylor Jamison
Director of Accounts
09-09-2012 08:07 PM
that's awwesome with your score and limit nice limit ...im going to call them sometime next week and hope they going to gave me some limit increase.......is something going on your credit file ? purchase new house establish new credit line or etc........probably those is the reason
09-09-2012 08:09 PM - edited 09-09-2012 08:09 PM
Holy smokes!! How long have you had the card? And what does your credit profile/history look like?
09-09-2012 08:11 PM
Just waiting for the "April Fools"!
09-09-2012 08:11 PM
Congrats! Im jealous. Maybe I'll give them a call and shoot for an increase. How long have you been with them?
09-09-2012 08:29 PM
at the time of the cli i had a plus score of 718, 721, 721. when i got this card i had 2 CO that have been deleted now. got a car loan, a chase freedom, cu credit card, 2 AU accounts, and a cli from best buy. one of the AU is capital one. so there are 3 cap 1 accounts on my profile.
09-09-2012 08:37 PM
My Capital One Platinum (no AF, but really high APR) went from $500 to $750 to $2750 in about 18 months.
I never asked for a CLI because I've heard that asking is a waste of time, but I can verfiy that they give decent increases.
I've recently been approved for better cards, but I'll keep the platinum open because Capital One doesnt charge international transaction fees.
Forums posts are not provided or commissioned by FICO. Forums posts have not been reviewed, approved or otherwise endorsed by FICO. It is not FICO's responsibility to ensure all posts and/or questions are answered.Advertiser Disclosure: The listings that appear on myFICO are from companies from which myFICO receives compensation, which may impact how and where products appear on myFICO (including, for example, the order in which they appear). myFICO does not review or include all companies or all available products.
* For complete information, see the terms and conditions on the credit card issuer’s website. Once you click apply for this card, you will be directed to the issuer’s website where you may review the terms and conditions of the card before applying. While myFICO always strives to present the most accurate information, we show a summary to help you choose a product, not the full legal terms - and before applying you should understand the full terms of products as stated by the issuer itself.
IMPORTANT INFORMATION: All FICO® Score products made available on myFICO.com include a FICO® Score 8, along with additional FICO® Score versions. Your lender or insurer may use a different FICO® Score than the versions you receive from myFICO, or another type of credit score altogether. Learn more
FICO, myFICO, Score Watch, The score lenders use, and The Score That Matters are trademarks or registered trademarks of Fair Isaac Corporation. Equifax Credit Report is a trademark of Equifax, Inc. and its affiliated companies. Many factors affect your FICO Score and the interest rates you may receive. Fair Isaac is not a credit repair organization as defined under federal or state law, including the Credit Repair Organizations Act. Fair Isaac does not provide "credit repair" services or advice or assistance regarding "rebuilding" or "improving" your credit record, credit history or credit rating. FTC's website on credit.