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Senior Contributor
youngandcreditwrthy
Posts: 6,211
Registered: ‎08-16-2012
0

Re: CAPITAL ONE GAVE ME A HUGE CLI!!!!!!!!!!!!!!!!!!!!!!!!!

Hmm. Ive ran several thousand through mine , pif. Ive also maxed it out and paid it off several times. I've had mine since 2006, and it is still stuck at $1,300. I've tried every type of usage in the book to get C1 to increase me. They won't do it! They are officially my lowest limit card, yet oldest tradeline :-/. I suppose getting up to $1,300 is an accomplishment w C1.
Congrats to you though :-)
Marriott PR$25k | BCE $24.5K |BankAmericard Visa $25k| Wmt Discover $12.5k | BR Visa $12.5k | Amex Delta Gold $10k | Discover IT $10k | Paypal Extras MC $15k | Amazon Store $10k|Arrival $12.7k | Smile Gen $7.25k | Dillard's $5k| West Elm $4k| Express $3.05K | Mypoints.com Visa $4.5k | Freedom Visa $1k| Amex Surpass $1k
Super Contributor
CS800
Posts: 6,548
Registered: ‎04-07-2008
0

Re: CAPITAL ONE GAVE ME A HUGE CLI!!!!!!!!!!!!!!!!!!!!!!!!!


youngandcreditwrthy wrote:
Hmm. Ive ran several thousand through mine , pif. Ive also maxed it out and paid it off several times. I've had mine since 2006, and it is still stuck at $1,300. I've tried every type of usage in the book to get C1 to increase me. They won't do it! They are officially my lowest limit card, yet oldest tradeline :-/. I suppose getting up to $1,300 is an accomplishment w C1.
Congrats to you though :-)

Same here. I have tried all types of approach no to avail.

It's my oldest card and the second lowest CL. I do have a $39 AF but a killer APR arounf 9%. Now if they could PC me to the new cashback green card with the same APR, that would be great.




Contributor
firesoul453
Posts: 147
Registered: ‎08-24-2012
0

Re: CAPITAL ONE GAVE ME A HUGE CLI!!!!!!!!!!!!!!!!!!!!!!!!!

Dang thats awesome! I considering getting rid of my cap1, $750 limit and still no increase a year later. While other cards give me between 3-5k....

Hard to believe cap1 did something like this, there so stingy when it comes to CLI.

 

 

Which card is it?

My ultimate credit wish,
a JP Morgan Palladium card
Senior Contributor
youngandcreditwrthy
Posts: 6,211
Registered: ‎08-16-2012
0

Re: CAPITAL ONE GAVE ME A HUGE CLI!!!!!!!!!!!!!!!!!!!!!!!!!

I don't have an AF :-P! My APR changes every six months lol it's supposed to be 17.9%. but I know they'll lower it every six months. Was at 5.9% til this past December. Currently, it is at 13.9%. i also have the 1.25% CB on EVERY purchase. Too bad a $1,300 isn't enough to do anything without effing up my util. Hah.
Marriott PR$25k | BCE $24.5K |BankAmericard Visa $25k| Wmt Discover $12.5k | BR Visa $12.5k | Amex Delta Gold $10k | Discover IT $10k | Paypal Extras MC $15k | Amazon Store $10k|Arrival $12.7k | Smile Gen $7.25k | Dillard's $5k| West Elm $4k| Express $3.05K | Mypoints.com Visa $4.5k | Freedom Visa $1k| Amex Surpass $1k
Established Contributor
Cadillac-XTS
Posts: 1,837
Registered: ‎08-20-2012
0

Re: CAPITAL ONE GAVE ME A HUGE CLI!!!!!!!!!!!!!!!!!!!!!!!!!

Congrats

New Member
NYGoGetter
Posts: 3
Registered: ‎09-12-2012
0

Re: CAPITAL ONE GAVE ME A HUGE CLI!!!!!!!!!!!!!!!!!!!!!!!!!

[ Edited ]

Capital one also gave me a Huge CLI card open 4-2012 @$500 step program got increased to $2500 on 9-11-12. I have a 2nd card with capital one start with $1000 limit also step program I know they will give me another big CLI. I pay at least 2 payments on both accounts each month.  my credit score has jumbed 51 points since Sept 17-12 i will keep yu all updated score is at 660

Senior Contributor
youngandcreditwrthy
Posts: 6,211
Registered: ‎08-16-2012
0

Re: CAPITAL ONE GAVE ME A HUGE CLI!!!!!!!!!!!!!!!!!!!!!!!!!

I just don't get Cap1!!! Ive been a customer for six years!!!!! And I have such a loowwww limit! I'm gonna give them a few more months, then tell em to stick it! Ugh!!! Im gonna contact their exec office!
Buut congrats to you :-)
Marriott PR$25k | BCE $24.5K |BankAmericard Visa $25k| Wmt Discover $12.5k | BR Visa $12.5k | Amex Delta Gold $10k | Discover IT $10k | Paypal Extras MC $15k | Amazon Store $10k|Arrival $12.7k | Smile Gen $7.25k | Dillard's $5k| West Elm $4k| Express $3.05K | Mypoints.com Visa $4.5k | Freedom Visa $1k| Amex Surpass $1k
Valued Contributor
jamesdwi
Posts: 1,747
Registered: ‎09-16-2011
0

Re: CAPITAL ONE GAVE ME A HUGE CLI!!!!!!!!!!!!!!!!!!!!!!!!!


youngandcreditwrthy wrote:
Hmm. Ive ran several thousand through mine , pif. Ive also maxed it out and paid it off several times. I've had mine since 2006, and it is still stuck at $1,300. I've tried every type of usage in the book to get C1 to increase me. They won't do it! They are officially my lowest limit card, yet oldest tradeline :-/. I suppose getting up to $1,300 is an accomplishment w C1.
Congrats to you though :-)

+1

 

same here... 40 month old card, 2k limit  11.9% apr  no fee balance transfers, no AF, one additional CLI after a couple years to get to 2k, Used the hell out of it, high balance is $1950, never paid minimum payment, have pushed 3k through the card in a month, used BT checks no movement, card at zero balance since early august. a great card if they would just give me a CLI to take advantage of it.   Second card with them a rewards card  CL $750, $39 AF  16 months old, zero balance all Credit cards have no lates or CO's ever,  TU FICO score 696, has been up to 720, still no Auto-cli love beyond the steps program. Other creditors give me starting CL's upto  6k... yet CapOne no love. 

 

closed my other CapOne cards, migrated from HSBC, no need to pay AF's for cards that don't grow with you. 

 

 


Cards: Chase Southwest 20k & CSP 10k & Freedom 6.6k & Amtrak 4.6k, FNBO DISC 14.9k Oregon Duck 5k, & AMEX BCP 15k & Hilton Surpass 7.5k & Zync NPSL, Sams Club MC 10k, Paypal Extras MC 6k, CapOne QS 2.5k, QS 750, Amazon 3.9k, Walmart 4.5k, Citi Simplicity 7k, HHonors Gold 1k (moved 5k CL to Simplicity), Discover IT 6.5k and a nice stack of store cards.
Last APP 4/26//2014 no plans for new credit I think I have enough.
Established Contributor
migliogiorni
Posts: 657
Registered: ‎06-27-2012
0

Re: CAPITAL ONE GAVE ME A HUGE CLI!!!!!!!!!!!!!!!!!!!!!!!!!

Nice cli, maybe there's hope after all.....*thinks for a second...Nah!!!

 

BOA: 8.9k
CSP: 5k
Discover: 5k
Citi TY Preferd: 5k
Wally: 5k
JCP: 4.9k
citiForward: 4.7k
ChaseFreedom: 4.5k
DFS: 2k
Established Member
Ryry1
Posts: 18
Registered: ‎09-25-2010
0

Re: CAPITAL ONE GAVE ME A HUGE CLI!!!!!!!!!!!!!!!!!!!!!!!!!

[ Edited ]

I been with Capital One since 2003 or 2004 with 1,000$ credit limit for 8 years and got a huge automatic CL limit to 3,000$. I wasn't expecting another automatic again but there a reason why Capital One decides to do this to some people who has receive this huge Capital One credit limit increase?


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