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New Contributor
mustangy
Posts: 88
Registered: ‎11-06-2012
0

CAPITAL ONE INSANE DECLINE

Hi all

 

2008 jan applied to capital one bank for credit card and got $750 credit limit its funny when you had 10k limit visa signature from boa

and call them and closed credit card immediately

 

2012 have establish a business and again my mistake gone to CAPITAL ONE and opened a business account

 

and just realized this credit card is still seems open and reporting to 3 credit bureaus

after approved for 75k car loan ( not signed and its still not reported to my credit history)

 

called Capital one and specialist offer the CLI

here we go its declined

 

ASAP will go to branch here in New York and close business account and credit card

 

is it bad for my credit history ??

how can i transfer the business account to another bank without a new hard inquiry  CAPITAL ONE ruin my credit for nothing

 

Thanks alot capital one never never again sorry its myt mistake opening a new account in your bank

 

what should i do close credit card

close account how its will effect my new be corp and my credit

 

Thanks in advance for all responses

BOFA Master 5k# BOFA Visa 15k flex#Amex BCE 13.5k#chase freedom 5k#capital one $2000 2009#HSBC 1k closed 2009 (those guys kidding with limits)

FICO (lenders pull)scores 739 - 742 - 730 October 2012#length of history from Jan/2008
Business account###Capital one spark 2k
Mega Contributor
LS2982
Posts: 15,434
Registered: ‎04-09-2011
0

Re: CAPITAL ONE INSANE DECLINE


mustangy wrote:

Hi all

 

2008 jan applied to capital one bank for credit card and got $750 credit limit its funny when you had 10k limit visa signature from boa

and call them and closed credit card immediately

 

2012 have establish a business and again my mistake gone to CAPITAL ONE and opened a business account

 

and just realized this credit card is still seems open and reporting to 3 credit bureaus

after approved for 75k car loan ( not signed and its still not reported to my credit history)

 

called Capital one and specialist offer the CLI

here we go its declined

 

ASAP will go to branch here in New York and close business account and credit card

 

is it bad for my credit history ??

how can i transfer the business account to another bank without a new hard inquiry  CAPITAL ONE ruin my credit for nothing

 

Thanks alot capital one never never again sorry its myt mistake opening a new account in your bank

 

what should i do close credit card

close account how its will effect my new be corp and my credit

 

Thanks in advance for all responses


You need to contact their executive office. Do a seach for the exec office thread and its on page 7 or so for the number.

 




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New Contributor
mustangy
Posts: 88
Registered: ‎11-06-2012
0

Re: CAPITAL ONE INSANE DECLINE

[ Edited ]

Thanks LS2892

 

Cap1: 800-625-7866 (Account Specialist)

Cap1: 800-951-6951 (cust. relations)
Cap1: 800-548-4593 (application status - automated only)
Cap1: 800-889-9939 or 800-625-7866.(Account Specialist)
Cap1: 877-513-9959 (Account Retention?)
Cap1: 800-258-9319 (Debt Recovery)

Cap1 Secured Platinum: 800-219-7931 (deposit taker, can speak to credit analyst)

Cap 1: 800-707-0489 (Senior Escalation Account Mgrs.)

 

 

called all  of this :smileyhappy: and insane tomorrow will go and close business account its painful cuz have change my payments are coming that account

 

unbelivable some things is wrong with this guys 750$ CLI declined :smileyfrustrated: how i approved for 75k car loan ??? come on capital

 

 

i should stay a way from capital igrrrrrr

BOFA Master 5k# BOFA Visa 15k flex#Amex BCE 13.5k#chase freedom 5k#capital one $2000 2009#HSBC 1k closed 2009 (those guys kidding with limits)

FICO (lenders pull)scores 739 - 742 - 730 October 2012#length of history from Jan/2008
Business account###Capital one spark 2k
Established Contributor
SwiftTone
Posts: 1,026
Registered: ‎02-27-2012
0

Re: CAPITAL ONE INSANE DECLINE

Its really hard to underststand with the lack of punctuation but call the executive line and explain it to them.

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New Contributor
mustangy
Posts: 88
Registered: ‎11-06-2012
0

Re: CAPITAL ONE INSANE DECLINE

Thanks for quick ans i gues i have to go bank and talk to them i did speak executive all he says is maybe cuz of you didnt use your credit card who will use a 750$ limit credit card (except new credit builders) this is insane now i need a credit card initialed to my busines account and i almost spend 8k per month

 

how sucks is this bank i ll close the account and change it any my business partners whic i ll get my checks :smileysad: shame on capital one

BOFA Master 5k# BOFA Visa 15k flex#Amex BCE 13.5k#chase freedom 5k#capital one $2000 2009#HSBC 1k closed 2009 (those guys kidding with limits)

FICO (lenders pull)scores 739 - 742 - 730 October 2012#length of history from Jan/2008
Business account###Capital one spark 2k
Frequent Contributor
Mike360
Posts: 433
Registered: ‎03-19-2010
0

Re: CAPITAL ONE INSANE DECLINE

Go ahead and close it..i doubt you'll miss it anyways. I've had 0 luck calling the exec office the past few months so that's not even a route i would recommend.

 

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