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Established Contributor
kobe2012
Posts: 697
Registered: ‎03-16-2012
0

CAPITAL ONE NOT REPORTING!

I have a capital one cash rewards opened on march 2012, it is reporting on my TU and EQ but not on EX ... I need this account reporting to boost my number of accounts.... What should I do? It has been 3 months.....

Starting Score: TU: 598 03/23/2012 EQ:607 05/24/2012 EX:607 04/26/2012 (lender pull) EX FAKO:522 03/2012
Current Score: TU(Myfico)04/2013:689 EQ(Myfico)04/2013:701 EX(AMEX pull)04/01/2013:675 (CreditSecure FAKOS) 5/14/2013 EX:726 EQ:701 TU:730 TU(Walmart):699
Barclay Rewards:5k/Cap1:$3.5k/Cap1:$2.5k/Citi TYP:2k/Freedom:$5k/Slate:3k/Marriott visa sig 5k/BCE:$1k/Zync: $500 PSL/Discover IT:$1.9k/Walmart:$8k/Chevron:$5k/Gap:$5k/Kay:$3.4kk



Member
HollyDay
Posts: 17
Registered: ‎06-15-2012
0

Re: CAPITAL ONE NOT REPORTING!

Hmmm...That is strange. Capital One is normally very good about reporting to all 3 CRAs. You could try calling them or utilizing their online chat feature, though the difficulty with Capital One is that their customer service is not known for being helpful.  It's possible that they did report your account, but Experian is just being terribly slow at updating.

I got my Cash Rewards card in April, and I've noticed that Transunion has my account added to my report, but not the payment history. In my case, I think it's just a matter of patience, but in your case, it might be a good idea to give them a call. If you do decide to call them, please post and let us know how it went. Good luck!

Established Contributor
kobe2012
Posts: 697
Registered: ‎03-16-2012
0

Re: CAPITAL ONE NOT REPORTING!

I know they are pretty good at reporting.. They reported on my TU and EQ on my first statement... My fourth statement is coming up and still nothing on EX.... I will give cap one a call tomorrow and will keep you up to date... I'm needing to improve my credit and it sucks that EX is lagging on the reporting

Starting Score: TU: 598 03/23/2012 EQ:607 05/24/2012 EX:607 04/26/2012 (lender pull) EX FAKO:522 03/2012
Current Score: TU(Myfico)04/2013:689 EQ(Myfico)04/2013:701 EX(AMEX pull)04/01/2013:675 (CreditSecure FAKOS) 5/14/2013 EX:726 EQ:701 TU:730 TU(Walmart):699
Barclay Rewards:5k/Cap1:$3.5k/Cap1:$2.5k/Citi TYP:2k/Freedom:$5k/Slate:3k/Marriott visa sig 5k/BCE:$1k/Zync: $500 PSL/Discover IT:$1.9k/Walmart:$8k/Chevron:$5k/Gap:$5k/Kay:$3.4kk



Member
HollyDay
Posts: 17
Registered: ‎06-15-2012
0

Re: CAPITAL ONE NOT REPORTING!

Believe me, I understand. At the beginning of this year, the only tradeline I had was a student loan, so I was in a similar position of having to open up some revolving accounts in order to increase my credit scores and build my file. We should pat ourselves on the back for being patient:smileyhappy:

Established Contributor
kobe2012
Posts: 697
Registered: ‎03-16-2012
0

Re: CAPITAL ONE NOT REPORTING!

I know.... I went on an app spree this month ... So many denials... At least 6 I think.... But am so glad GEMB approved me for Walmart nd chevron..... Gave me a chance ..... And Kay's gave me my highest limit too! Am so happy.... I can't wait for my Negatives and collections to fall off this year..... I decided to rebuild 01/2011 and so far, credit is improving slowly but that's ok... I just love seeing an increase on my score every month

Starting Score: TU: 598 03/23/2012 EQ:607 05/24/2012 EX:607 04/26/2012 (lender pull) EX FAKO:522 03/2012
Current Score: TU(Myfico)04/2013:689 EQ(Myfico)04/2013:701 EX(AMEX pull)04/01/2013:675 (CreditSecure FAKOS) 5/14/2013 EX:726 EQ:701 TU:730 TU(Walmart):699
Barclay Rewards:5k/Cap1:$3.5k/Cap1:$2.5k/Citi TYP:2k/Freedom:$5k/Slate:3k/Marriott visa sig 5k/BCE:$1k/Zync: $500 PSL/Discover IT:$1.9k/Walmart:$8k/Chevron:$5k/Gap:$5k/Kay:$3.4kk



Established Contributor
kobe2012
Posts: 697
Registered: ‎03-16-2012
0

Re: CAPITAL ONE NOT REPORTING!

I called capital one and the CSR said they did report the account to the three CRAs .... He had to file a dispute to EX on why it wasn't reporting.... All I have to do is wait ....

Starting Score: TU: 598 03/23/2012 EQ:607 05/24/2012 EX:607 04/26/2012 (lender pull) EX FAKO:522 03/2012
Current Score: TU(Myfico)04/2013:689 EQ(Myfico)04/2013:701 EX(AMEX pull)04/01/2013:675 (CreditSecure FAKOS) 5/14/2013 EX:726 EQ:701 TU:730 TU(Walmart):699
Barclay Rewards:5k/Cap1:$3.5k/Cap1:$2.5k/Citi TYP:2k/Freedom:$5k/Slate:3k/Marriott visa sig 5k/BCE:$1k/Zync: $500 PSL/Discover IT:$1.9k/Walmart:$8k/Chevron:$5k/Gap:$5k/Kay:$3.4kk



Valued Member
alakazam
Posts: 47
Registered: ‎05-03-2012
0

Re: CAPITAL ONE NOT REPORTING!

I have Cap1 since 2 months. I know they are reporting to EX as I pulled my report and am in good standing. But I don't have a score for EX or EQ, only for TU. I think this is because it's my first ever credit and I was told numerous times I need to wait 6 months before a first score. I was surprised that I had TU score.

 

So when they pull my EX they see in good standing, but still no score. :smileysad: 

Established Contributor
kobe2012
Posts: 697
Registered: ‎03-16-2012
0

Re: CAPITAL ONE NOT REPORTING!

I think it does take 6 months to get a score if you're new to credit... I know how you feel, we wanna see our scores boost up quickly but am tryin to be patient.... Am waiting til December to apply or AMEX, CITI, or even CHASE .... All of them denied me last April..... Am hoping my second cap one will help boost my score.... It is a good card only for rebuilding..... My first cap one from last year only increased one time through credit steps and always PIF..... But my scores increased dramatically and I am not complaining....am hoping I get to primeville by the end of the year

Starting Score: TU: 598 03/23/2012 EQ:607 05/24/2012 EX:607 04/26/2012 (lender pull) EX FAKO:522 03/2012
Current Score: TU(Myfico)04/2013:689 EQ(Myfico)04/2013:701 EX(AMEX pull)04/01/2013:675 (CreditSecure FAKOS) 5/14/2013 EX:726 EQ:701 TU:730 TU(Walmart):699
Barclay Rewards:5k/Cap1:$3.5k/Cap1:$2.5k/Citi TYP:2k/Freedom:$5k/Slate:3k/Marriott visa sig 5k/BCE:$1k/Zync: $500 PSL/Discover IT:$1.9k/Walmart:$8k/Chevron:$5k/Gap:$5k/Kay:$3.4kk



Established Contributor
kobe2012
Posts: 697
Registered: ‎03-16-2012
0

Re: CAPITAL ONE NOT REPORTING!

My 5th statement with my cap one cash rewards...still not reporting on my experian.... What should i do?


Starting Score: TU: 598 03/23/2012 EQ:607 05/24/2012 EX:607 04/26/2012 (lender pull) EX FAKO:522 03/2012
Current Score: TU(Myfico)04/2013:689 EQ(Myfico)04/2013:701 EX(AMEX pull)04/01/2013:675 (CreditSecure FAKOS) 5/14/2013 EX:726 EQ:701 TU:730 TU(Walmart):699
Barclay Rewards:5k/Cap1:$3.5k/Cap1:$2.5k/Citi TYP:2k/Freedom:$5k/Slate:3k/Marriott visa sig 5k/BCE:$1k/Zync: $500 PSL/Discover IT:$1.9k/Walmart:$8k/Chevron:$5k/Gap:$5k/Kay:$3.4kk



Valued Contributor
trumpet-205
Posts: 2,505
Registered: ‎11-11-2010
0

Re: CAPITAL ONE NOT REPORTING!


kobe2012 wrote:

My 5th statement with my cap one cash rewards...still not reporting on my experian.... What should i do?


Try pull your EX from other places.

In My Wallet:
Citi Forward (12/2010) | Citi Dividend (05/2011) | Chase Freedom (11/2011) | GECRB/PayPal (05/2012)
Discover it (07/2012) | AMEX BCP (09/2012) | TD/Target REDCard (10/2012) | Chase Ink Classic (11/2012)
BofA BBR (04/2013) | FNBO/Overstock.com (02/2014) | Barclaycard Arrival (04/2014) | FIA/Fidelity AMEX (04/2014)

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