Reply
Regular Contributor
Posts: 171
Registered: ‎03-11-2009
0

CAPITAL ONE

Question:  I applied for Capital one, and noticed that they pulled exp and equifax.  My Tu was on freeze.  Do they have to review my TU before making a decision?  should i unfreeze it?

 

I called to check status and was told they had to verify my address with me over the phone.  The rep told me she seen an account and then said i mean application, then proceeded to tell me call next week to check status and hopefully they will have some good news for me?

 

Anyways, i was just wondering about the Tu freeze, if they actually need it to be unfreezed to make a final?

 

Ty,

 

kris

 

 

Equifax 657
Experian 711 (Per Lender)
Established Contributor
Posts: 760
Registered: ‎04-30-2007
0

Re: CAPITAL ONE

Capital One will hard all three of your CRBs.  I don't know if they will deny you without access to TU.  A lot of people on here don't like them because apping affects EX, EQ and TU. 
pattycake's FICOs: 6/2/10 - TU: 708; EX: ???; EQ: 749
Advertiser Disclosure: The listings that appear on myFICO are from companies from which myFICO receives compensation, which may impact how and where products appear on myFICO (including, for example, the order in which they appear). myFICO does not review or include all companies or all available products.

Copyright ©2001-2015 Fair Isaac Corporation. All rights reserved.   | Terms of Use | Privacy Policy | Sitemap

IMPORTANT INFORMATION: All FICO® Score products made available on myFICO.com include a FICO® Score 8, along with additional FICO® Score versions. Your lender or insurer may use a different FICO® Score than the versions you receive from myFICO, or another type of credit score altogether. Learn more

FICO, myFICO, Score Watch, The score lenders use, and The Score That Matters are trademarks or registered trademarks of Fair Isaac Corporation. Equifax Credit Report is a trademark of Equifax, Inc. and its affiliated companies. Many factors affect your FICO Score and the interest rates you may receive. Fair Isaac is not a credit repair organization as defined under federal or state law, including the Credit Repair Organizations Act. Fair Isaac does not provide "credit repair" services or advice or assistance regarding "rebuilding" or "improving" your credit record, credit history or credit rating. FTC's website on credit.