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CARE CREDIT Question..

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fishbjc
Senior Contributor

CARE CREDIT Question..

DH charged $2375 on his card with a limit of $2400.  12 mo 0%

Paid it down to $1695 so far

Asked for a cli to 3100, approved. (one month ago).

 

When is a good time to ask for more $, and how much?

 

His income is pretty high with low debt and no mortgage payment.

 

THANKS!!!!!

 

 

Message 1 of 4
3 REPLIES 3
Creditaddict
Legendary Contributor

Re: CARE CREDIT Question..


@fishbjc wrote:

DH charged $2375 on his card with a limit of $2400.  12 mo 0%

Paid it down to $1695 so far

Asked for a cli to 3100, approved. (one month ago).

 

When is a good time to ask for more $, and how much?

 

His income is pretty high with low debt and no mortgage payment.

 

THANKS!!!!!

 

 


you can call in and request CLI over the automated phone system and I would ask for $20k, the system will give instant counter or a reference number and transfer you to rep to talk to. it is usually hp but you can probably go up a lot so would be worth it.

Message 2 of 4
fishbjc
Senior Contributor

Re: CARE CREDIT Question..

All of mine were softs.  Maybe I should wait 2 months before asking for the cli?  That would make the account 7 months open.

Message 3 of 4
RushXTC
Established Contributor

Re: CARE CREDIT Question..


@fishbjc wrote:

DH charged $2375 on his card with a limit of $2400.  12 mo 0%

Paid it down to $1695 so far

Asked for a cli to 3100, approved. (one month ago).

 

When is a good time to ask for more $, and how much?

 

His income is pretty high with low debt and no mortgage payment.

 

THANKS!!!!!

 

 


I called back to back 3 times in a row (Within an hour) Did $5,000 then $10,000 then $20,000.

 

All 3 were approved....

Message 4 of 4
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