Credit Card Center Advertiser Disclosure

Established Member
Posts: 10
Registered: ‎03-03-2008
0 Kudos


Just be careful; when you are paying your bill online and you want to cancel a payment and change the amount.  I did this in April with my care credit account and I was charge a $39.99 returned check fee. I am soooo mad about this.  I called the phone number on the website and I was transferred to an "escalation specialist" Kyle ( what an a**) He said he would credit back 1/2 the fee. I did not agree to do this and ask to speak with a next higher up person and he said to send a letter.  So I am.  What sucks is I canceled a $20 payment to make a $100 payment. Am I stupid or what, I am on their website paying my bill, it allows me to cancel the payment, it does not state I will be charge a fee to do this, but then I am...I don't get it!!   I just decided to pay off the balance of $280 and not use the card unless a dire emergency comes up.


FYI--Care credit is good on you Vet bills too.  In case of a pet emergency.  That is what I will only be using it for now!!!

I'll keep ya posted on the outcome of my dispute!!



Forums posts are not provided or commissioned by FICO. Forums posts have not been reviewed, approved or otherwise endorsed by FICO. It is not FICO's responsibility to ensure all posts and/or questions are answered.

† Advertiser Disclosure: The listings that appear on myFICO are from companies from which myFICO receives compensation, which may impact how and where products appear on myFICO (including, for example, the order in which they appear). myFICO does not review or include all companies or all available products.
‡ Credit cards for FICO Score ranges: The score ranges are guidelines based on internal myFICO analysis of actual applicant approvals, and having a FICO Score in a particular range does not guarantee you will be approved for credit cards recommended in that range. These ranges were not provided by any card issuer.

* For complete information, see the terms and conditions on the credit card issuer’s website. Once you click apply for this card, you will be directed to the issuer’s website where you may review the terms and conditions of the card before applying. While myFICO always strives to present the most accurate information, we show a summary to help you choose a product, not the full legal terms - and before applying you should understand the full terms of products as stated by the issuer itself.

Copyright ©2001-2015 Fair Isaac Corporation. All rights reserved.   | Terms of Use | Privacy Policy | Sitemap

IMPORTANT INFORMATION: All FICO® Score products made available on include a FICO® Score 8, along with additional FICO® Score versions. Your lender or insurer may use a different FICO® Score than the versions you receive from myFICO, or another type of credit score altogether. Learn more

FICO, myFICO, Score Watch, The score lenders use, and The Score That Matters are trademarks or registered trademarks of Fair Isaac Corporation. Equifax Credit Report is a trademark of Equifax, Inc. and its affiliated companies. Many factors affect your FICO Score and the interest rates you may receive. Fair Isaac is not a credit repair organization as defined under federal or state law, including the Credit Repair Organizations Act. Fair Isaac does not provide "credit repair" services or advice or assistance regarding "rebuilding" or "improving" your credit record, credit history or credit rating. FTC's website on credit.