02-18-2013 09:23 AM - edited 02-18-2013 09:24 AM
Even if I call the backdoor number, how do I verify I'm talking with "credity analyst" versus another CSR that the first CSR just transfers me to?
The "credit analyst" I spoke with yesterday said that due to privacy/security reasons she could not discuss the denial reasons and I'd have to wait for my letter. Does this mean she was actually a CSR? I thought analysts had access to that info and would/could discuss with us?
What do I say? Hey I know you denied me but you're crazy and don't use Fico etc? haha okay probably not but....
02-18-2013 09:38 AM - edited 02-18-2013 09:39 AM
Call this # 1866 519 6441
This should get you to someone more helpful.
LS: Thank you for all your help/advice over the past few days! :-)
02-18-2013 12:42 PM
No problem I really hope you get the account!!
Out of curiousity what's the diff between this # and the one from yesterday?
Calling on lunch break in a few minutes eeks!
02-18-2013 01:26 PM
She told me I had to wait for my letter and if I feel teh information for denial is innacurate I need to contact the bureaus and can reapply after 30days.
She said that the code showing is not one anyone in her department can override.
02-18-2013 01:54 PM - edited 02-18-2013 01:55 PM
Give it 6 months and reapp youll get it!! Man that really sucks.
Thanks...yup I'm going wait for the CU to contact me tomorrow - hopefully that Visa comes thru. Then I'll just lay low for 6mos and wait..and plot..and plan... BWAHAHAHA!
edit: Should be interesting to see what the letter says...
02-18-2013 01:58 PM
Forums posts are not provided or commissioned by FICO. Forums posts have not been reviewed, approved or otherwise endorsed by FICO. It is not FICO's responsibility to ensure all posts and/or questions are answered.Advertiser Disclosure: The listings that appear on myFICO are from companies from which myFICO receives compensation, which may impact how and where products appear on myFICO (including, for example, the order in which they appear). myFICO does not review or include all companies or all available products.
IMPORTANT INFORMATION: All FICO® Score products made available on myFICO.com include a FICO® Score 8, along with additional FICO® Score versions. Your lender or insurer may use a different FICO® Score than the versions you receive from myFICO, or another type of credit score altogether. Learn more
FICO, myFICO, Score Watch, The score lenders use, and The Score That Matters are trademarks or registered trademarks of Fair Isaac Corporation. Equifax Credit Report is a trademark of Equifax, Inc. and its affiliated companies. Many factors affect your FICO Score and the interest rates you may receive. Fair Isaac is not a credit repair organization as defined under federal or state law, including the Credit Repair Organizations Act. Fair Isaac does not provide "credit repair" services or advice or assistance regarding "rebuilding" or "improving" your credit record, credit history or credit rating. FTC's website on credit.