I got my extra CB % with Discover after the year and got $57.87 or whatever which is nice considering I never really put much spending onto the card other than a $700 charge for 2 round trip tickets to LA a few months ago. Looked into the rewards and ended up getting a gift card to American Eagle for $50 with only using $40. Sent the rest to my checking account.... Anyways I am wondering Discover is the only one who actually gives you Free $$ sort of when you redeem for Gift cards ?
@Anonymous wrote:
@Closingracer99 wrote:I got my extra CB % with Discover after the year and got $57.87 or whatever which is nice considering I never really put much spending onto the card other than a $700 charge for 2 round trip tickets to LA a few months ago. Looked into the rewards and ended up getting a gift card to American Eagle for $50 with only using $40. Sent the rest to my checking account.... Anyways I am wondering Discover is the only one who actually gives you Free $$ sort of when you redeem for Gift cards ?
No, lots of other cards allow you to redeem cashback in the form of direct deposit, check, statement credit, and/or gift cards.
You highlighted a section of my post and didn't bother to even read it.... I wasn't asking about that at all.... I was talking about use $20 and get $25 in Gift cards specifically
@longtimelurker wrote:
@Anonymous wrote:
@Anonymous wrote:
@Closingracer99 wrote:I got my extra CB % with Discover after the year and got $57.87 or whatever which is nice considering I never really put much spending onto the card other than a $700 charge for 2 round trip tickets to LA a few months ago. Looked into the rewards and ended up getting a gift card to American Eagle for $50 with only using $40. Sent the rest to my checking account.... Anyways I am wondering Discover is the only one who actually gives you Free $$ sort of when you redeem for Gift cards ?
No, lots of other cards allow you to redeem cashback in the form of direct deposit, check, statement credit, and/or gift cards.
OP's asking if Discover is the only one that gives gift cards at the kind of discount he got - like a $50 gift card for $40 and the like.
It's a good question.
I know some cards do much better on conversion for certain things but I'm not sure if there's another with gift cards at a discount like Discover does.
Issuers sometimes have sales on a few cards from time to time (I've had that with Citi and once with Cap One, a long time ago). But I don't think the range compares to waht DIscover IT offers (I only have IT Miles, which doesn't offer gift card redemption)
I know Citi does from time to time but I am not wasting my points from my premier on Gift cards since you can get a little bit better value using them elsewhere.
I was aware of Discover doing it, but I did not know Citi did this.
@longtimelurker wrote:
@Closingracer99 wrote:
@longtimelurker wrote:
@Anonymous wrote:
@Anonymous wrote:
@Closingracer99 wrote:I got my extra CB % with Discover after the year and got $57.87 or whatever which is nice considering I never really put much spending onto the card other than a $700 charge for 2 round trip tickets to LA a few months ago. Looked into the rewards and ended up getting a gift card to American Eagle for $50 with only using $40. Sent the rest to my checking account.... Anyways I am wondering Discover is the only one who actually gives you Free $$ sort of when you redeem for Gift cards ?
No, lots of other cards allow you to redeem cashback in the form of direct deposit, check, statement credit, and/or gift cards.
OP's asking if Discover is the only one that gives gift cards at the kind of discount he got - like a $50 gift card for $40 and the like.
It's a good question.
I know some cards do much better on conversion for certain things but I'm not sure if there's another with gift cards at a discount like Discover does.
Issuers sometimes have sales on a few cards from time to time (I've had that with Citi and once with Cap One, a long time ago). But I don't think the range compares to waht DIscover IT offers (I only have IT Miles, which doesn't offer gift card redemption)
I know Citi does from time to time but I am not wasting my points from my premier on Gift cards since you can get a little bit better value using them elsewhere.
So you already knew that Discover wasn't the only one then!
I was aware of Citi doing it at limited times but it's not the ideal point value with my premier card. Yeah it's 1 point = $0.01 for gift cards but even with the "specials" its not much better. I am curious if there is programs similar to Discover has.