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CC Closed Card... Should I get new one?

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Established Member

CC Closed Card... Should I get new one?

Recently I received a letter from HSBC that "due to my credit report" [a 30-day late on a closed CC] they were closing my credit card. My question is should I appeal this decision? My score has gone up steadily over the last few months. I resolved the late issue with the CC company, although they won't remove it from my report.
 
Secondly, I still get offers for pre-approvals from other companies. Should I get a new card to replace my HSBC card? Should I wait until I qualify for a "prime" card [newly admitted to the 600 club]?
 
thanks
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Regular Contributor

Re: CC Closed Card... Should I get new one?

Do you have any currently open CC's other than the HSBC?
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