cancel
Showing results for 
Search instead for 
Did you mean: 

CC Inquiry

Member

CC Inquiry

How many points you lose with CC Inquiry?Thx.
Message 1 of 5
4 REPLIES
Moderator Emeritus

Re: CC Inquiry

No one knows for sure. Some get dinged big time, while others have little or no change to their scores. Some have even reported a slight increase in scores but I suspect this is for other reasons. What are your FICO scores and how many inqs on each report?
Message 2 of 5
Highlighted
Established Contributor

Re: CC Inquiry

Yesterday I had a new inquiry from NFCU at Equifax and there were no score changes.
FICO scores on November 17, 2014 (prior to applying for and being approved my mortgage)

EX=738
EQ=735
TU=754

FICO scores on March 4, 2015 after being approved for mortgage and buying the home, the mortgage isn't yet reporting.
EX- 689 EQ- 739 TU- 739
Message 3 of 5
Member

Re: CC Inquiry

My fico scores TU 719,EX 723 ,EQ 685.Only 3 inq (each) last 12 mo.I got preapproved letter from WAMU for up to $30,000 ,8,99 %Apr and 0% until 5/08.
Message 4 of 5
Moderator Emeritus

Re: CC Inquiry



ssavic wrote:
My fico scores TU 719,EX 723 ,EQ 685.Only 3 inq (each) last 12 mo.I got preapproved letter from WAMU for up to $30,000 ,8,99 %Apr and 0% until 5/08.


My guess would be you might take a hit for another inq and also when the account reports because you will be re-aging your file. Wow big line!


Message Edited by fused on 11-11-2007 09:52 AM
Message 5 of 5