Reply
Member
ssavic
Posts: 18
Registered: ‎05-03-2007

CC Inquiry

How many points you lose with CC Inquiry?Thx.
Moderator Emeritus
fused
Posts: 16,256
Registered: ‎03-12-2007

Re: CC Inquiry

No one knows for sure. Some get dinged big time, while others have little or no change to their scores. Some have even reported a slight increase in scores but I suspect this is for other reasons. What are your FICO scores and how many inqs on each report?
Credit Cards:
Amex BCP 25K ~ Amex Clear 25K ~ Amex Platinum NPSL ~ Chase Freedom Visa 19.3K ~ CITI Dividend World Mastercard 20.3K ~ FIA Fidelity Investments Platinum Plus Visa 40K ~ First Hawaiian Bank Gold Visa 10K
Established Contributor
jackg
Posts: 555
Registered: ‎04-26-2007

Re: CC Inquiry

Yesterday I had a new inquiry from NFCU at Equifax and there were no score changes.
FICO scores on 07/31/14:
EX=730
EQ=716
TU=736
Member
ssavic
Posts: 18
Registered: ‎05-03-2007

Re: CC Inquiry

My fico scores TU 719,EX 723 ,EQ 685.Only 3 inq (each) last 12 mo.I got preapproved letter from WAMU for up to $30,000 ,8,99 %Apr and 0% until 5/08.
Moderator Emeritus
fused
Posts: 16,256
Registered: ‎03-12-2007

Re: CC Inquiry

[ Edited ]


ssavic wrote:
My fico scores TU 719,EX 723 ,EQ 685.Only 3 inq (each) last 12 mo.I got preapproved letter from WAMU for up to $30,000 ,8,99 %Apr and 0% until 5/08.


My guess would be you might take a hit for another inq and also when the account reports because you will be re-aging your file. Wow big line!


Message Edited by fused on 11-11-2007 09:52 AM
Credit Cards:
Amex BCP 25K ~ Amex Clear 25K ~ Amex Platinum NPSL ~ Chase Freedom Visa 19.3K ~ CITI Dividend World Mastercard 20.3K ~ FIA Fidelity Investments Platinum Plus Visa 40K ~ First Hawaiian Bank Gold Visa 10K

myFICO is the consumer division of FICO. Since its introduction 20 years ago, the FICO® Score has become a global standard for measuring credit risk in the banking, mortgage, credit card, auto and retail industries. 90 of the top 100 largest U.S. financial institutions use the FICO Score to make consumer credit decisions.

>> About myFICO
FICO Score - The Score that matters
Fair Isaac Corporation is a BBB Accredited Financial Service in San Rafael, CA
FOLLOW US Social Media Facebook Twitter Pinterest Google+