Credit Cards

[ssavic]

How many points you lose with CC Inquiry?Thx.

[fused]

No one knows for sure. Some get dinged big time, while others have little or no change to their scores. Some have even reported a slight increase in scores but I suspect this is for other reasons. What are your FICO scores and how many inqs on each report?

[jackg]

Yesterday I had a new inquiry from NFCU at Equifax and there were no score changes.

[ssavic]

My fico scores TU 719,EX 723 ,EQ 685.Only 3 inq (each) last 12 mo.I got preapproved letter from WAMU for up to $30,000 ,8,99 %Apr and 0% until 5/08.

[fused]

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ssavic wrote:

My fico scores TU 719,EX 723 ,EQ 685.Only 3 inq (each) last 12 mo.I got preapproved letter from WAMU for up to $30,000 ,8,99 %Apr and 0% until 5/08.

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My guess would be you might take a hit for another inq and also when the account reports because you will be re-aging your file. Wow big line!

Message Edited by fused on 11-11-2007 09:52 AM