So, I'll make sure to pay any new charges by 7/11 so that it will report a $0 bal on my CRs.
My AEFCU CC is the only card I think I'll let report a small balance, since that CC is my lowest CL. I should do this for FICO computation of util, correct? Reporting zero util each month will not help my score since FICO will have no amounts to configure?
Okay, now I am confused. If you have more than one, it is okay to leave a couple of them at $0 for a while - right?