I like your attitude! I agree it does make a difference.
I'm getting a mortgage June of 09. A month or two later, a little longer if my current laptop behaves, I'm getting a replacement. Then I need a new car.
Somewhere in there, I want to get
the Southwest Rapid Rewards Visa (I think it's a visa anyway)
The Barnes and Noble or Amazon (I use Amazon more for groceries) CC
Capital One No Hassle or another CC similar with rewards
Possibly the Walmart cc.
Possibly finance the laptop through Dell or whoever I buy it through. Then I'll be set for a while.
90% of my ccs now are partially or totally secured. Once I'm back on track and get a house, I want to get "grownup" Ccs, which is why there are several items on my list.