CC Wish List

[Bella1980]

I hope and pray that in 2 years I will have: 1. Amex blue 2. Chase BP 3. Citi WorldMastercard And that all my scores are 700+

[Anonymous]

AMEX blue

Dh- some dang prime cards.

[smoothjk]

AMEX Blue Cash card
Chase Freedom Visa

Scores all over 700.

Will be a happy day when those things happen for me =)

[Anonymous]

My wish list for after I get my car is an AMEX and Discover. Never had one of either so looking forward to it. Probably in the next 2 years or so.

[fused]

Simmons First National Bank Visa

Check-out how looooooooong this app is. I would never qualify.

https://www.simmonsfirst.com/creditcards/visaplatrewards_notesnew.asp

Click on the I agree to the terms and would like to print an application at the bottom of the page...it's 4 pages long. LOL! It's an upfront FR...maybe Amex should do this!

[Susyflower]

My wish list includeds:

Chase Freedom

Citi Rewards of some type

Nordstrom Visa

Neiman Marcus

Best Buy either store card or Rewards MC

I recently applied for and was approved for a BofA CC and a WaMu PetSmart Visa...other prime cc's are only but a year and and a application away.

[haulingthescoreup]

Great wish lists, everyone! Put them on Notepad and read them every time you log on, or make them your screensavers. You'll speak those positive things every day, and it will help keep you on track toward your goals.

For me, within a year:

dump Sears, B&N, Best Buy, and J.Crew

upgrade the BofA to a better rewards system

if Borders goes under, replace Chase Borders with Chase Freedom Plus

add AmEx Clear (I guess) and close the Gold before I have to pay the fee.

That will take me down to 3 CU cards, 3 good bank cards, one store card, and the AU card.

[Susyflower]

^^^^^

When you say you are going to "dump Sears, B&N, Best Buy, and J.Crew" do you mean that you are going to close the accounts?  I have a couple store cards that I don't really want to use anymore but don't want to close because they are some of my oldest accounts.

[haulingthescoreup]

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@Susyflower wrote:

^^^^^

When you say you are going to "dump Sears, B&N, Best Buy, and J.Crew" do you mean that you are going to close the accounts?  I have a couple store cards that I don't really want to use anymore but don't want to close because they are some of my oldest accounts.

---

Yes, and I know it's heresy, but they are not particularly old accounts. Since I am an ignoramous with Excel, I worked the whole thing out with ball-point pen on the back of an envelope, and I found that when each falls off ten years after closing, there would be no significant effect on my average age, singularly or for all four.

Each account annoys me for various reasons, and there is no indication that any of them will grow over time, so I say to heck with 'em.

But I will probably re-read fused's "Closing Credit Cards" thread (see below in my siggy) several dozen times more before pulling the trigger, LOL.

[Anonymous]

My wish list doesn't really include a NEW card, but what I do want is a CLI from Chase. I've had that card forever it seems, and the CL doesn't ever budge.