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Regular Contributor
tengtengvn
Posts: 249
Registered: ‎01-18-2009

CC companies are in holiday mood. Time for CLI!

[ Edited ]

Chase and Discover used to be very stingy about CLI to me. I've been saving my credit to refinance my car. Last week, I got the new loan with local CU for 2.24% EQ score 750 so I'm open for new inquries. :smileytongue:

 

Today I tried my luck with few. 3 lowest cards I have.

Don't bother to try with CrapOne.

Chase went from $2300 to $7500 with a hard pull. Requested 10k.

Discover went from $3500 to $6500 with no pull. Wow! :smileylol: Requested 10k.

 

US Bank Cash+ CLI is peding. May not be a hard pull. Trying to get 10k from 6k.

 

4 other cards are $10k+. Don't want to push it hard. I'm happy with 10k mark.

What's in your wallet?
-Not Capital One.
Frequent Contributor
wallyworld123
Posts: 452
Registered: ‎01-04-2012

Re: CC companies are in holiday mood. Time for CLI!

Good for u Congrats on the huge increases and nice strategy!

Valued Contributor
armbenderc
Posts: 1,337
Registered: ‎09-11-2012

Re: CC companies are in holiday mood. Time for CLI!


tengtengvn wrote:

Chase and Discover used to be very stingy about CLI to me. I've been saving my credit to refinance my car. Last week, I got the new loan with local CU for 2.24% EQ score 750 so I'm open for new inquries. :smileytongue:

 

Today I tried my luck with few. 3 lowest cards I have.

Don't bother to try with CrapOne.

Chase went from $2300 to $7500 with a hard pull. Requested 10k.

Discover went from $3500 to $6500 with no pull. Wow! :smileylol: Requested 10k.

 

US Bank Cash+ CLI is peding. May not be a hard pull. Trying to get 10k from 6k.

 

4 other cards are $10k+. Don't want to push it hard. I'm happy with 10k mark.


Chase 2300 to 7500 :smileysurprised: wow. Congrats. How long did you have the card with them?

 

2013 Approvals: Discover IT - 3/1, Amex BCE - 3/4, CSP - 5/4, Barclay Ring - 6/12, BoA Privileges Cash - 6/27, Citi TY Preferred - 8/6, OCCU Duck - 11/4, USBank (Cash+) - 11/22, Wells Fargo - 12/21, Nordstrom - 12/29

12/19/2013, $100k+ Available Credit. Total Util: 0-1%
Regular Contributor
tengtengvn
Posts: 249
Registered: ‎01-18-2009

Re: CC companies are in holiday mood. Time for CLI!

The Chase Freedom is a former WaMu card I had around 2007. Started with $1000. Chase took over and I've beeing trying to get CLI few time in the past. Each time they gave $300-$500 CL so 5k increase is huge. I was thinking they would deny my request for 10k and I would ask them recon for 5k. CSR transfered to lending dept. Leding dept rep asked few questions then put me on hold. He came back with $7500. I took it and ran fast. :smileyvery-happy:

 


wallyworld123 wrote:

Good for u Congrats on the huge increases and nice strategy!


 Thanks!

What's in your wallet?
-Not Capital One.
Established Contributor
gettnthere
Posts: 912
Registered: ‎06-14-2012

Re: CC companies are in holiday mood. Time for CLI!

awesome increase on the chase card! Congrats!

 



Starting Score: EQ 609, EX 633(Fako), TU 700
Current Score: EQ 699, EX 758, TU 733
Goal Score: 720 across the board
Garden Club Member-GC Challenge: App free since 10/31/12 :smileywink:
Established Contributor
shakalaka
Posts: 546
Registered: ‎09-10-2012

Re: CC companies are in holiday mood. Time for CLI!

Wow nice

 

congrats


Amex Platinum (NPSL) | Amex BCE (25,000) | Chase Sapphire Preferred (17,400) | Discover IT (11,200) | Chase Freedom (4,800) | Walmart (4,500) | CapOne (1,500) | Alliant CU Visa | Gone for good: CapOne secured (thx for getting me started) | Amex Zync (thx for getting me into AX)

FICO: TU 754 (1/18) EQ 731 (1/26) EX 748 (12/5)

Established Contributor
migliogiorni
Posts: 657
Registered: ‎06-27-2012

Re: CC companies are in holiday mood. Time for CLI!

congrats, iss the season to be jolly :smileyvery-happy:

 

BOA: 8.9k
CSP: 5k
Discover: 5k
Citi TY Preferd: 5k
Wally: 5k
JCP: 4.9k
citiForward: 4.7k
ChaseFreedom: 4.5k
DFS: 2k
Established Contributor
sphinx313
Posts: 562
Registered: ‎02-12-2011

Re: CC companies are in holiday mood. Time for CLI!

Very nice increase on the Chase card for sure. I hope to be making the same phone calls in just a few years.



Starting Score: 532/564 10/21/12
Current Score: TU: 594 EQ: 628 EX: 617 BoA Credit Pull Denial Letter 2/20/2013
Goal Score: 700


Take the FICO Fitness Challenge
Regular Contributor
tengtengvn
Posts: 249
Registered: ‎01-18-2009

Re: CC companies are in holiday mood. Time for CLI!


sphinx313 wrote:

Very nice increase on the Chase card for sure. I hope to be making the same phone calls in just a few years.


For sure, thanks to the experts on myfico. :smileywink:

What's in your wallet?
-Not Capital One.
Valued Contributor
nicholasyud
Posts: 1,734
Registered: ‎08-13-2012

Re: CC companies are in holiday mood. Time for CLI!

Very nice increase.....How long did you had your Discover cards ??? any recent increase.....


Starting Score: 560
Current Score: 748 Wishlist: CSP, Simply Cash, SPG, BOLD, INK, United MP,
Goal Score: 800


Walmart: 10k |Usaa: 8k|BCE: 9k| Amex: NSPL|Dis: 3.4k|Cap: 3.5k|CAP: 2k|CSP: 5k| Pen:4.5k


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