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Regular Contributor
tengtengvn
Posts: 246
Registered: ‎01-18-2009

CC companies are in holiday mood. Time for CLI!

[ Edited ]

Chase and Discover used to be very stingy about CLI to me. I've been saving my credit to refinance my car. Last week, I got the new loan with local CU for 2.24% EQ score 750 so I'm open for new inquries. :smileytongue:

 

Today I tried my luck with few. 3 lowest cards I have.

Don't bother to try with CrapOne.

Chase went from $2300 to $7500 with a hard pull. Requested 10k.

Discover went from $3500 to $6500 with no pull. Wow! :smileylol: Requested 10k.

 

US Bank Cash+ CLI is peding. May not be a hard pull. Trying to get 10k from 6k.

 

4 other cards are $10k+. Don't want to push it hard. I'm happy with 10k mark.

What's in your wallet?
-Not Capital One.
Frequent Contributor
wallyworld123
Posts: 431
Registered: ‎01-04-2012

Re: CC companies are in holiday mood. Time for CLI!

Good for u Congrats on the huge increases and nice strategy!

Established Contributor
armbenderc
Posts: 796
Registered: ‎09-11-2012

Re: CC companies are in holiday mood. Time for CLI!


tengtengvn wrote:

Chase and Discover used to be very stingy about CLI to me. I've been saving my credit to refinance my car. Last week, I got the new loan with local CU for 2.24% EQ score 750 so I'm open for new inquries. :smileytongue:

 

Today I tried my luck with few. 3 lowest cards I have.

Don't bother to try with CrapOne.

Chase went from $2300 to $7500 with a hard pull. Requested 10k.

Discover went from $3500 to $6500 with no pull. Wow! :smileylol: Requested 10k.

 

US Bank Cash+ CLI is peding. May not be a hard pull. Trying to get 10k from 6k.

 

4 other cards are $10k+. Don't want to push it hard. I'm happy with 10k mark.


Chase 2300 to 7500 :smileysurprised: wow. Congrats. How long did you have the card with them?

 

Current Score: Amex Plus (02/13): 728 EX, 728 EQ, Discover LP (03/13): 731 TU, Walmart TU08 (04/13) 734
2013 App'd: 03/01/13 - Discover IT (Approved), 03/04/13 - Amex BCE (Approved), 05/04/13 - CSP (Approved)
Regular Contributor
tengtengvn
Posts: 246
Registered: ‎01-18-2009

Re: CC companies are in holiday mood. Time for CLI!

The Chase Freedom is a former WaMu card I had around 2007. Started with $1000. Chase took over and I've beeing trying to get CLI few time in the past. Each time they gave $300-$500 CL so 5k increase is huge. I was thinking they would deny my request for 10k and I would ask them recon for 5k. CSR transfered to lending dept. Leding dept rep asked few questions then put me on hold. He came back with $7500. I took it and ran fast. :smileyvery-happy:

 


wallyworld123 wrote:

Good for u Congrats on the huge increases and nice strategy!


 Thanks!

What's in your wallet?
-Not Capital One.
Established Contributor
gettnthere
Posts: 899
Registered: ‎06-14-2012

Re: CC companies are in holiday mood. Time for CLI!

awesome increase on the chase card! Congrats!

 



Starting Score: EQ 609, EX 633(Fako), TU 700
Current Score: EQ 699, EX 758, TU 733
Goal Score: 720 across the board
Garden Club Member-GC Challenge: App free since 10/31/12 :smileywink:
Frequent Contributor
shakalaka
Posts: 461
Registered: ‎09-10-2012

Re: CC companies are in holiday mood. Time for CLI!

Wow nice

 

congrats


Amex Platinum (NPSL) | Amex BCE (12,000) | Discover IT (8,000) | Chase Freedom (4,300) | Walmart (850) | Alliant CU Visa | CapOne Newcomers MC | Gone for good: CapOne secured (thx for getting me started) | Amex Zync (thx for getting me into AX)

FICO: TU 726 (5/13) EQ 710 (5/22) EX 714 (1/26)

Established Contributor
migliogiorni
Posts: 586
Registered: ‎06-27-2012

Re: CC companies are in holiday mood. Time for CLI!

congrats, iss the season to be jolly :smileyvery-happy:

 

Dallas Cowboys Fan :smileyvery-happy:
Wally: 5k
BofA: 4.9k
Chase: 4k
Citi: 3.5k
JCP: 2.4k
DFS: 2k
Discover: 1.25 k
Frequent Contributor
sphinx313
Posts: 550
Registered: ‎02-12-2011

Re: CC companies are in holiday mood. Time for CLI!

Very nice increase on the Chase card for sure. I hope to be making the same phone calls in just a few years.



Starting Score: 532/564 10/21/12
Current Score: TU: 594 EQ: 628 EX: 617 BoA Credit Pull Denial Letter 2/20/2013
Goal Score: 700


Take the FICO Fitness Challenge
Regular Contributor
tengtengvn
Posts: 246
Registered: ‎01-18-2009

Re: CC companies are in holiday mood. Time for CLI!


sphinx313 wrote:

Very nice increase on the Chase card for sure. I hope to be making the same phone calls in just a few years.


For sure, thanks to the experts on myfico. :smileywink:

What's in your wallet?
-Not Capital One.
Valued Contributor
nicholasyud
Posts: 1,592
Registered: ‎08-13-2012

Re: CC companies are in holiday mood. Time for CLI!

Very nice increase.....How long did you had your Discover cards ??? any recent increase.....


Starting Score: 560
Current Score: 748 Wishlist: CSP, Simply Cash, SPG, BOLD, INK
Goal Score: 800


Walmart: 10k | Usaa: 4k | BCE: 3k | Amex Green: NSPL | Cap: 2k | Disco: 1.7k | ORchar: 0.4k


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