12-05-2012 04:28 PM - edited 12-05-2012 04:30 PM
Chase and Discover used to be very stingy about CLI to me. I've been saving my credit to refinance my car. Last week, I got the new loan with local CU for 2.24% EQ score 750 so I'm open for new inquries. ![]()
Today I tried my luck with few. 3 lowest cards I have.
Don't bother to try with CrapOne.
Chase went from $2300 to $7500 with a hard pull. Requested 10k.
Discover went from $3500 to $6500 with no pull. Wow!
Requested 10k.
US Bank Cash+ CLI is peding. May not be a hard pull. Trying to get 10k from 6k.
4 other cards are $10k+. Don't want to push it hard. I'm happy with 10k mark.
12-05-2012 04:32 PM
Good for u Congrats on the huge increases and nice strategy!
12-05-2012 04:34 PM
tengtengvn wrote:Chase and Discover used to be very stingy about CLI to me. I've been saving my credit to refinance my car. Last week, I got the new loan with local CU for 2.24% EQ score 750 so I'm open for new inquries.
Today I tried my luck with few. 3 lowest cards I have.
Don't bother to try with CrapOne.
Chase went from $2300 to $7500 with a hard pull. Requested 10k.
Discover went from $3500 to $6500 with no pull. Wow!
Requested 10k.
US Bank Cash+ CLI is peding. May not be a hard pull. Trying to get 10k from 6k.
4 other cards are $10k+. Don't want to push it hard. I'm happy with 10k mark.
Chase 2300 to 7500
wow. Congrats. How long did you have the card with them?
12-05-2012 04:46 PM
The Chase Freedom is a former WaMu card I had around 2007. Started with $1000. Chase took over and I've beeing trying to get CLI few time in the past. Each time they gave $300-$500 CL so 5k increase is huge. I was thinking they would deny my request for 10k and I would ask them recon for 5k. CSR transfered to lending dept. Leding dept rep asked few questions then put me on hold. He came back with $7500. I took it and ran fast. ![]()
wallyworld123 wrote:Good for u Congrats on the huge increases and nice strategy!
Thanks!
12-05-2012 05:29 PM
12-05-2012 05:40 PM
Wow nice
congrats
12-05-2012 05:56 PM
congrats, iss the season to be jolly ![]()
12-05-2012 06:03 PM
Very nice increase on the Chase card for sure. I hope to be making the same phone calls in just a few years.
12-05-2012 06:39 PM
sphinx313 wrote:Very nice increase on the Chase card for sure. I hope to be making the same phone calls in just a few years.
For sure, thanks to the experts on myfico. ![]()
12-05-2012 06:41 PM
Very nice increase.....How long did you had your Discover cards ??? any recent increase.....
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