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CC companies are in holiday mood. Time for CLI!

Frequent Contributor

CC companies are in holiday mood. Time for CLI!

Chase and Discover used to be very stingy about CLI to me. I've been saving my credit to refinance my car. Last week, I got the new loan with local CU for 2.24% EQ score 750 so I'm open for new inquries. Smiley Tongue

 

Today I tried my luck with few. 3 lowest cards I have.

Don't bother to try with CrapOne.

Chase went from $2300 to $7500 with a hard pull. Requested 10k.

Discover went from $3500 to $6500 with no pull. Wow! Smiley LOL Requested 10k.

 

US Bank Cash+ CLI is peding. May not be a hard pull. Trying to get 10k from 6k.

 

4 other cards are $10k+. Don't want to push it hard. I'm happy with 10k mark.

What's in your wallet?
-Not Capital One.
19 REPLIES
Frequent Contributor

Re: CC companies are in holiday mood. Time for CLI!

Good for u Congrats on the huge increases and nice strategy!

Valued Contributor

Re: CC companies are in holiday mood. Time for CLI!


tengtengvn wrote:

Chase and Discover used to be very stingy about CLI to me. I've been saving my credit to refinance my car. Last week, I got the new loan with local CU for 2.24% EQ score 750 so I'm open for new inquries. Smiley Tongue

 

Today I tried my luck with few. 3 lowest cards I have.

Don't bother to try with CrapOne.

Chase went from $2300 to $7500 with a hard pull. Requested 10k.

Discover went from $3500 to $6500 with no pull. Wow! Smiley LOL Requested 10k.

 

US Bank Cash+ CLI is peding. May not be a hard pull. Trying to get 10k from 6k.

 

4 other cards are $10k+. Don't want to push it hard. I'm happy with 10k mark.


Chase 2300 to 7500 Smiley Surprised wow. Congrats. How long did you have the card with them?

 

2013 Approvals: Discover IT - 3/1, Amex BCE - 3/4, CSP - 5/4, Barclay Ring - 6/12, BoA Privileges Cash - 6/27, Citi TY Preferred - 8/6, OCCU Duck - 11/4, USBank (Cash+) - 11/22, Wells Fargo - 12/21, Nordstrom - 12/29

12/19/2013, $100k+ Available Credit. Total Util: 0-1%
Frequent Contributor

Re: CC companies are in holiday mood. Time for CLI!

The Chase Freedom is a former WaMu card I had around 2007. Started with $1000. Chase took over and I've beeing trying to get CLI few time in the past. Each time they gave $300-$500 CL so 5k increase is huge. I was thinking they would deny my request for 10k and I would ask them recon for 5k. CSR transfered to lending dept. Leding dept rep asked few questions then put me on hold. He came back with $7500. I took it and ran fast. Smiley Very Happy

 


wallyworld123 wrote:

Good for u Congrats on the huge increases and nice strategy!


 Thanks!

What's in your wallet?
-Not Capital One.
Established Contributor

Re: CC companies are in holiday mood. Time for CLI!

awesome increase on the chase card! Congrats!

 



Starting Score: EQ 609, EX 633(Fako), TU 700
Current Score: EQ 699, EX 758, TU 733
Goal Score: 720 across the board
Garden Club Member-GC Challenge: App free since 10/31/12 Smiley Wink
Established Contributor

Re: CC companies are in holiday mood. Time for CLI!

Wow nice

 

congrats

Amex Platinum | Discover IT | Amex BCE | Citi DCB | Chase Sapphire Reserve | Chase Sapphire Preferred | CapOne | NFCU goRewards and CLOC | Chase Freedom | Walmart | Alliant CU Visa | Couple of Biz Cards | Gone for good: CapOne secured (thx for getting me started) | Amex Zync (thx for getting me into AX)

FICO (TU/EX/EQ): 737/772/752 - Total CL 215+K

Established Contributor

Re: CC companies are in holiday mood. Time for CLI!

congrats, iss the season to be jolly Smiley Very Happy

 

BOA: 8.9k
CSP: 5k
Discover: 5k
Citi TY Preferd: 5k
Wally: 5k
JCP: 4.9k
citiForward: 4.7k
ChaseFreedom: 4.5k
DFS: 2k
Established Contributor

Re: CC companies are in holiday mood. Time for CLI!

Very nice increase on the Chase card for sure. I hope to be making the same phone calls in just a few years.



Starting Score: EQ: 383 2/2011
Current Score: TU: 644 EQ: 648 EX: 6?? 2/2015
Goal Score: 700


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Frequent Contributor

Re: CC companies are in holiday mood. Time for CLI!


sphinx313 wrote:

Very nice increase on the Chase card for sure. I hope to be making the same phone calls in just a few years.


For sure, thanks to the experts on myfico. Smiley Wink

What's in your wallet?
-Not Capital One.
Valued Contributor

Re: CC companies are in holiday mood. Time for CLI!

Very nice increase.....How long did you had your Discover cards ??? any recent increase.....


Starting Score: 560
Current Score: 748 Wishlist: CSP, Simply Cash, SPG, BOLD, INK, United MP,
Goal Score: 800


Walmart: 10k |Usaa: 8k|BCE: 13k| Amex: NSPL|Dis: 9.4k|Cap: 5.5k|CAP: 2k|CSP: 13.4k| Pen:4.5k